New American Express and Chexy Promotion: Earn Up to 12,000 Bonus Points in One Year

American Express has launched a promotion with Chexy, allowing you to earn up to 12,000 Membership Rewards points or Aeroplan points as a bonus during the promotional period from November 18, 2025, to October 31, 2026. Make your inevitable bill payments meaningful and turn them into a points machine!

Number of Bonus Points to Earn with Amex and Chexy

You can earn between 6,000 and 12,000 bonus points during the year with Chexy, depending on your American Express card type:

Personal Cards: Up to 6,000 points per year
Business/SME Cards: Up to 12,000 per year

Here are the eligible cards for personal cards:

American Express^® Gold Rewards Card
American Express Platinum Card^®
American Express^® Aeroplan^®* Reserve Card
Centurion Card from American Express
Air Canada American Express Card

And for business cards:

Our credit card selection
Credit card	Annual fee	Welcome offer
American Express^® Aeroplan^®* Reserve Card Apply NowCompare	Annual fee$599	Welcome offer Up to 85,000 points	Apply NowCompare
American Express^® Aeroplan^®* Business Reserve Card Apply NowCompare	Annual fee$599	Welcome offer Up to 90,000 points	Apply NowCompare
American Express Platinum Card^® Apply NowCompare	Annual fee$799	Welcome offer Up to 100,000 points	Apply NowCompare
Business Platinum Card^® from American Express Apply NowCompare	Annual fee$799	Welcome offer Up to 120,000 points	Apply NowCompare
American Express^® Gold Rewards Card Apply NowCompare	Annual fee$250	Welcome offer Up to 60,000 points	Apply NowCompare
American Express^® Business Gold Rewards Card^® Apply NowCompare	Annual fee$199	Welcome offer Up to 70,000 points	Apply NowCompare

How Does this American Express and Chexy Promotion Work?

Use your eligible American Express card to pay a bill of at least $1,000 with Chexy, up to twice per month, and earn bonus points based on the following criteria:

Card type	Minimum Bill Payment	Bonus points	Maximum Frequency	Maximum Annual Points
Personal Cards	$1,000	250 points	2x per month	6,000 Points (500 x 12 months)
Business/SME Cards	$2,000	500 points	2x per month	12,000 points (1,000 x 12 months

If you have an American Express Aeroplan co-branded card, you’ll get Aeroplan points. If you have an American Express card that earns Membership Rewards points, you can keep them as is or transfer them to Aeroplan points.

This way, you’ll earn bonus points in addition to the base points you already earn with your card. For example, for two bill payments of $1,000 or $2,000 during one month:

Card	Payment amount	Base Points Earned	Bonus points	1.75% Chexy Transaction Fee	Total Monthly Points	Total Annual Points
American Express^® Gold Rewards Card	$2,000	2 000 ($2,000 x 1 point)	500	$35	2 500	30 000
American Express^® Aeroplan^®* Reserve Card	$2,000	2 500 ($2,000 x 1.25 points)	500	$35	3 000	36 000
Business Platinum Card^® from American Express	$4,000	5 000 ($4,000 x 1.25 points)	1 000	$70	6 000	72 000

We value a Membership Reward point at 1.7 cents per point and an Aeroplan point at 2 cents per point. Therefore, the 2,500 Membership Rewards points from the American Express^® Gold Rewards Card have a value of $42.50, which offsets the 1.75% transaction fee or $35.

How to Take Advantage of this Offer for American Express Cardholders?

Since you have to pay your monthly bills, your rent or tuition fees anyway, you might as well take advantage of it to convert them into extra points!

This offer combines perfectly with the 5,000 Aeroplan points welcome bonus offered to new Chexy users.

The 30,000 Membership Rewards points from the American Express^® Gold Rewards Card from the example above provide:

$300 in credit on any of your card expenses
30,000 Aeroplan points to fly to several destinations like Nassau, Vancouver, or Mexico

Don’t have an American Express^® Gold Rewards Card? No problem. Double your earnings by combining these bonus points with welcome bonus points of up to 60,000 Membership Rewards points. You can easily earn 90,000 Membership Rewards points simply by paying your bills over the course of a year. For once, bills can be rewarding!

And if you are a business owner, combine this offer with the Chexy small business offer, allowing you to earn up to 100,000 Aeroplan points!

Carte Or avec primes American Express^MD

Obtenez jusqu’à 60 000 points-privilèges avec cette offre de bienvenue pour la Carte Or avec primes American Express^MD. C’est une valeur de 600 $ pour des voyages ou pour n’importe quel achat porté sur la Carte :

5 000 points-privilèges par mois lorsque vous portez 1 000 $ d’achats nets à votre Carte, pendant 12 mois (un total de 60 000 points la première année).

Vous pouvez également transférer vos points vers les partenaires aériens comme Aéroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, et des partenaires hôteliers (Marriott Bonvoy, Hilton Honors).

Par exemple, avec cette offre de bienvenue, si vous décidez de transférer vos points-privilèges vers un programme de fidélité partenaire, vous auriez le choix d’obtenir jusqu’à :

60 000 points Aéroplan
60 000 Avios
60 000 Miles Flying Blue
72 000 points Marriott Bonvoy

Avec cette Carte, vous bénéficiez de nombreux avantages comme :

Crédit annuel de 100 $ pour les voyages
Abonnement à Priority Pass et 4 visites annuelles aux salons Plaza Premium
Crédit NEXUS de 50 $

Vous obtenez 2 points par dollar pour les achats de voyages, et auprès :

de stations-service
d’épiceries
de pharmacies

Et 1 point par dollar partout ailleurs.

Comme toutes les Cartes d’American Express Canada, aucun revenu minimum n’est exigé.

Compare

American Express^® Gold Rewards Card

American Express Amex Membership Rewards

Annual fee: $250
Our valuation: $1,020Milesopedia first-year estimate First-year valueWelcome bonus$1,020Total$1,020Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,020Total$1,020Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 60,000 points

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of $600 toward travel or any purchase charged to the Card:

5,000 Membership Rewards points per month when you charge $1,000 in net purchases to your Card, for 12 months (a total of 60,000 points in the first year).

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

60,000 Aeroplan points
60,000 Avios
60,000 Flying Blue Miles
72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

$100 annual travel credit
Priority Pass membership and 4 complimentary Plaza Premium visits per year
$50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

gas stations
grocery stores
drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

Legal

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.

Annual fee

Primary card$250

Additional card$50

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

2xPharmacy
2xGas & EV
2xTravel
2xGroceries
1xAll spending

Value

1st Year Value$1,555

2nd Year Value$589

Transfer partners

AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel

Card benefits

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $1,500

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

Chexy, American Express and Aeroplan Points

This American Express and Chexy promotion is for you if you have recurring or regular payments. This allows you to increase your points balance without additional effort.

Take advantage now by visiting the dedicated pages:

And don’t forget that this offer combines with your credit card points and other Chexy promotions!

Frequently Asked Questions

How much does Chexy charge for this Promotion?

Chexy charges a transaction fee of 1.75%. These fees can reduce the profitability of the promotion. You therefore need to calculate if the value of the bonus points offsets these costs, but generally, it’s worth it.

Where will the points be deposited?

The bonus points from this promotion will be deposited directly into your American Express account or once a month into your Aeroplan member account.

Can I combine this offer with the Chexy new user bonus of 5,000 points?

Yes, this Amex promotion is compatible with the 5,000 Aeroplan points bonus for new Chexy users. You can therefore benefit from both offers at the same time.

What happens if I have eligible personal AND business American Express cards?

If you own both types of cards, you can potentially earn up to 18,000 points per year: 6,000 with the personal card and 12,000 with the business card, provided you respect the limits of each card.

Can I change cards to get this Chexy promotion a second time?

No. Chexy does not allow it, according to its terms.

FeaturedCompare

Marriott Bonvoy^® American Express^®* Card

American Express Marriott Bonvoy

Annual fee: $120
Our valuation: $990Milesopedia first-year estimate First-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 110,000 points; Ends Sep 22, 2026

Apply Now

on American Express's website

The Marriott Bonvoy^® American Express^®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy^® points with the current offer:

Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.