Hilton Honors American Express® Card

on American Express's website
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
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Pros & Cons
Pros
- Welcome Bonus: Up to 70,000 points
- Up to 6x at Hilton hotels
Cons
- High annual fee ($150/yr)
- Foreign Transaction Fee (2.5%)
- No airport lounge access despite fee
Our Review
The Hilton Honors American Express® Card is a Consumer Credit Card in Canada with a $150 annual fee.
The welcome offer includes 60,000 Hilton HonorsTM Points and a Free Night Reward after spending $3,000 in the first 3 months. Plus, earn 10,000 Points after spending $500 in month 13, for a potential total of 70,000 Points and a Free Night Reward. Offer ends January 11, 2027.
- Earn 6 Points for every $1 in eligible Card purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member
- Earn 4 Points for every $1 in eligible Card purchases at gas stations, grocery stores, and restaurants in Canada
- Earn 2 Points for every $1 in all other Card purchases
- Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
- Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
- No annual fee on Additional Cards
Rewards
All Spending
2x
Hilton Honors pts per dollar
Hilton hotels
6x
Hilton Honors pts per dollar
Gas
4x
Hilton Honors pts per dollar
Groceries
4x
Hilton Honors pts per dollar
Restaurants
4x
Hilton Honors pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
88,800
Hilton Honors/yr
Estimated Value
$444
After Fees
+$294
1st Year Value
$594
incl. welcome bonus
Annual rewards breakdown
- Earn 10,000 Hilton Honors after $500 in purchases in month 13 (year 2)
The calculation uses the maximum advertised welcome offer. Your actual offer may be lower or unavailable.
Additional Benefits
- Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
- Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
- No annual fee on Additional Cards
Fees and interest rates
- Annual Fee$150
- Additional card fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate21.99%
- Cash advance rate21.99%
Terms & Conditions
Card Features
- Earn up to 70,000 Hilton HonorsTM Points and a Free Night Reward
- New Hilton Honors American Express® Cardmembers, can earn 60,000 Points and a Free Night Reward after spending $3,000 on your Card in the first 3 months
- Plus, earn an additional 10,000 Points after you spend $500 on your Card in month 13
- Offer ends January 11, 2027
- Apply with confidence! See if you’ll be approved before you apply – with no impact to your credit score*
- *Instant decisions are only available for Consumer (also known as Personal) Card applications
- Earn 6 Points for every $1 in eligible Card purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member
- Earn 4 Points for every $1 in eligible Card purchases at gas stations, grocery stores, and restaurants in Canada
- Earn 2 Points for every $1 in all other Card purchases
- Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
- Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
- No annual fee on Additional Cards
Legal
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