PC Optimum Points Value: What’s Your Stash Worth?

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Marie-Ève Leclerc
Marie-Ève Leclerc Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc
PC Optimum points value
To the point Explore all the ways to enjoy your PC Optimum points value, whether redeeming for free groceries, clothes, beauty supplies, or more.

PC Optimum is a popular Canadian rewards program that lets you earn points when you shop at Loblaws-banner grocery stores, Shoppers Drug Mart/Pharmaprix, gas stations likes Esso and Mobil, and more.

You can also earn PC Optimum points on all your day-to-day spending by using one of PC Financial’s 4 available credit cards, making it easy to build up your account balance.

That said, once you’ve earned a bunch of PC Optimum points, you may look at your accumulated stash and wonder: What’s the dollar value of my PC Optimum points?

To answer this question, let’s go over the different redemption options and their individual PC Optimum points value.

Woman at grocery store self checkout

PC Optimum Points Value

PC Optimum points can be earned and redeemed at over 4,500 locations across Canada, giving every type of shopper an opportunity to take advantage of this valuable program.

Now, to see what your hard-earned points are worth, let’s dig in to the redemption value that you can get for your PC Optimum points at each of the participating merchants around the country.

PC Optimum Value - 4500 locations EN

At Shoppers Drug Mart/Pharmaprix

The PC Optimum program actually began its life as a merger between the Loblaws Companies Ltd. PC Plus program and Shoppers Optimum program, so it’s no surprise that these two companies represent the most popular and most valuable redemption options.

At Shoppers Drug Mart and Pharmaprix, you can redeem 10,000 PC Optimum points for $10 off your purchases, giving you a value of 0.1 cents per point.

Additionally, these stores often have redemption promotions that offer increased value. For example, during a recent bonus redemption event, you could redeem 70,000 PC Optimum points for $80 off your purchase. That’s $10 in bonus value!

PC Optimum grocery bonus redemption advertisement

At eligible grocery stores

For anyone looking to save on their grocery bill, PC Optimum points can be a great help.

Similarly to the redemptions available at Shoppers Drug Mart and Pharmaprix, you can redeem 10,000 PC Optimum points for $10 off at participating grocery stores like Loblaws, No Frills, Maxi, Provigo, and many more. You can also save when you order groceries for pick-up or delivery using PC Express.

Additionally, you can maximize your PC Optimum points value by timing your redemption with one of the bonus redemption events that typically happen a few times a year.

At gas stations

Another great way to save money on daily expenses is to use your PC Optimum points for valuable savings at the gas pump.

With this option, you can redeem 4,000 PC Optimum points for a 10-cent savings on up to 40L of gas. Plus, at participating locations, you can also redeem 10,000 points for any car wash — showcasing a particularly good way to maximize your PC Optimum points value since many car washes cost more than the usual $10 you’d get for this amount of points.

At Joe Fresh

If you’re looking to freshen up your closet, you can also enjoy your PC Optimum points value at Joe Fresh, exchanging 10,000 points for $10 off clothing, accessories, and more.

PC Optimum Tips - Joe Fresh

For statement credits

One final way you can cash in on your PC Optimum points value is by redeeming 10,000 points for a $7 statement credit on your eligible PC Financial credit card.

This option is available to anyone who has one of the following PC Financial credit cards:

Bottom Line

The PC Optimum program offers members good value for the PC Optimum points, which are easy to earn thanks to co-branded PC Financial credit cards, promotional events, partnered merchants, personalized offers, and an abundance of participating locations.

Plus signing up for the program is incredibly easy and free! Just head to the PC Optimum website, click “Register,” and fill in the necessary information.

Once you’re all set, check out some of our additional articles on how the PC Optimum program works and our best tips for earning and redeeming. You can also read our head-to-head comparison to see how the PC Optimum program stacks up against Scene+, giving you insight in to another powerful rewards program.

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Erin Partridge
Erin Partridge
Erin Partridge enjoys travelling slowly and taking her time to get to know each new place. 
She’s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.
All posts by Erin Partridge

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