Who is the TD Aeroplan Visa Infinite Privilege Card actually for?

The TD Aeroplan Visa Infinite Privilege Card is built for frequent Air Canada flyers who fly at least 4–6 times per year and want top-tier benefits. The card is designed around three high-value perks:- Unlimited Maple Leaf Lounge access in Canada and the U.S. for the cardholder; - Free first checked bag for the cardholder plus up to 8 companions on the same Air Canada reservation; - Priority check-in, boarding (Zone 2), and standby; For an occasional flyer, the lower-tier TD Aeroplan Visa Infinite is more cost-effective. But for a family of 4 taking 2 trips per year, the free checked bags alone can save $700–$1,000 annually.

How does the up to 85,000 Aeroplan welcome bonus work?

The current welcome offer is structured in three layers:- 20,000 Aeroplan points on first purchase; - 35,000 points after spending $12,000 within 180 days of opening; - 30,000 anniversary bonus points when total spending hits $24,000 within 12 months; Total: up to 85,000 Aeroplan points in year one, valued at $1,275 to $4,250 depending on redemption (premium-cabin awards skew higher). The $24,000 spending requirement works out to $2,000 per month, which makes the card more suitable for households or business owners able to absorb business expenses on the card.

Is the high annual fee justified by the lounge access alone?

The $599 annual fee is steep, but it pays off quickly for active travellers. Just 2 round-trip flights using Maple Leaf Lounge access pay back roughly:- 4 lounge visits at ~$50 USD per visit = $272 CAD value alone; - 6 free DragonPass lounge visits (worth ~$210 USD); - Free first checked bag x 4 trips for a family of 4 = $960 in baggage savings; Plus comprehensive travel insurance (emergency medical to $5 million) and Visa Infinite Privilege concierge service. For most TD Aeroplan Privilege cardholders, the card delivers $1,000+ in annual benefits after the first year.

Can I get the welcome bonus if I already hold another Aeroplan card?

Yes. Aeroplan welcome bonuses are issuer-specific, so you can earn the TD Aeroplan Visa Infinite Privilege bonus even if you currently hold:- An American Express Aeroplan Card (no overlap); - A CIBC Aeroplan card (no overlap); However, TD applies its own internal rule: you generally cannot earn the welcome bonus on the TD Aeroplan Privilege if you've held the same TD Aeroplan card within 12 months. Downgrading from a lower-tier TD Aeroplan card may also forfeit the welcome bonus on the upgraded card. Check our Aeroplan strategy guide for stacking rules across issuers.