Earn Up to 130,000 Points With the Marriott Bonvoy® Business American Express®* Card

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Alexandrine Bertrand
Alexandrine Bertrand Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
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To the point Earn up to 130,000 welcome bonus points with the Marriott Bonvoy Business American Express Card!

Marriott Bonvoy is the largest hotel group around the world with over 8,000 properties. Marriott Bonvoy has teamed up with American Express to offer 2 credit cards in Canada:

As a couple, each of us having business expenses and being frequent travellers, it made sense for each of us to suscribe to the Marriott Bonvoy® Business American Express®* Card. Explanations!

Marriott Bonvoy Business American Express Card - Exceptional Welcome Offer

The Marriott Bonvoy® Business American Express®* Card is the best credit card for the self-employed, professionals and small business owners who travel.

With this welcome offer, you can earn up to 130,000 Marriott Bonvoy points:

  • Earn 75,000 points after you spend $6,000 on your Card in your first 3 months of Cardmembership.
  • Earn an additional 40,000 points after you spend a total of $30,000 on your card in your first 12 months of Cardmembership.
  • Plus, earn 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.

Take advantage of this exceptional offer before August 18, 2025!

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties. And you can earn 3 points per dollar for:

  • Gas
  • Dining
  • Travel

And 2 points per dollar on all other purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

The welcome bonus is enough to give you several free nights at Marriott Bonvoy hotels.

For us, it was a way to top up our Marriott Bonvoy points account. As a result, we were able to take advantage of free nights at the Al Maha Hotel, a Luxury Collection Desert Resort & Spa, Dubai!

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Al Maha, a Luxury Collection Desert Resort and Spa, Dubai

Marriott Bonvoy Business American Express Card - Earn Points with Your Business Spending

Running Business Expenses

Unlike the regular veresion, which has only 2 purchase categories, our Marriott Bonvoy® Business American Express®* Card has a 3rd category allowing us to earn 3 Marriott Bonvoy points per dollar on :

  • All our travel purchases (hotels, flights, car rentals, cruises, etc.)
  • All our gas purchases
  • All our restaurant / bar bills
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Most travel agencies, gas stations and restaurants in major cities accept American Express. And even several IGAs!

Other Examples of Business Expenses

Add to that all the other purchases a company can make! On our side, for example :

  • Membership of a professional association (l’Ordre des Pharmaciens du Quebec accepts payment by American Express card via Paypal)
  • Service subscriptions (telephone/Internet, online accounting software, Google Apps, iCloud, etc.)
  • Our hardware
  • Our office supplies
  • And much more!
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Sheraton Bay Point Resort, Panama City Beach

For everything else, we use our Marriott Bonvoy® Business American Express®* Card on PaySimply to pay other suppliers.

Some of our PaySimply expenses:

  • Canada Revenue Agency
  • Revenu Québec
  • GST / QST
  • Accountant
  • Website development agency
  • External consultants
  • And much more!
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In short, a great way to accumulate Marriott Bonvoy points for expenses you would have had to make anyway. Either with another card or worse… by cheque.

Marriott Bonvoy Business American Express Card - Earn Points for Your Stays at Marriott hotels

We regularly stay at hotels in the Marriott Bonvoy group and use our Marriott Bonvoy® Business American Express®* Card to pay for these stays (when we’re not using our points).

By doing so, you earn 5 Marriott Bonvoy points per dollar! And this applies to any spending made in a Marriott Bonvoy-owned establishment:

  • hotel stays
  • in-house services (business center, spa, etc.)
  • meeting room rental
  • event organization
  • restaurants, bars

By using your Marriott Bonvoy® Business American Express®* Card to pay for them, you too can earn 5 Marriott Bonvoy points per dollar!

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The St Regis Bahia Beach Resort Puerto Rico - restaurant

These points are in addition to the points you earn for being a member of the Marriott Bonvoy loyalty program and based on your status. For example, with Titanium Elite status, I earn 75% more points.

Marriott Bonvoy Business American Express Card - 15 Elite Nights to Earn Marriott Bonvoy Elite Status

Each year, our Marriott Bonvoy® Business American Express®* Card offers us a 15-night elite credit on our Marriott Bonvoy account.

With this, one immediately obtains the Silver Elite status, which gives the right to :

  • Priority late departure
  • 10% bonus points on stays
  • Free Wi-Fi
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Also, these 15 elite nights allow us to advance more quickly to the next status. As a result, only 10 nights (25 nights) are required to achieve Gold Elite status.

Gold Elite status includes :

  • 25% bonus points on stays
  • Upgrade to a superior room
  • Late check-out until 2 pm
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The advantage of an Elite status: get a better room through the upgrade!

Or Platinum Elite status – only 35 nights left in the year (50 nights in total).

With Platinum Elite status, you benefit from a host of advantages, including :

  • 5 Nightly Upgrade Awards
  • Access to the Lounge
  • Free breakfasts
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Petits-déjeuners gratuits avec le statut Élite Platinum

Marriott Bonvoy Business American Express Card - One Free Night Award Upon Renewal

Six to eight weeks after the anniversary date of the American Express card account, we get a certificate for a free night. It is deposited directly into our Marriott Bonvoy account.

This certificate can be exchanged for a free night worth up to 35,000 points. What’s more, you can combine up to 15,000 points to get a free night worth up to 50,000 points.

Used properly, this certificate can represent several hundred dollars!

Take a look at what we were able to get recently during a trip to Europe. A 4-star hotel on the Promenade des Anglais in Nice that would have cost more than C$500 a night!

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A great place to use the annual Marriott Bonvoy card certificate!

Marriott Bonvoy Business American Express Card - A Tax-Deductible Annual Fee

Did you know? The annual fee for your corporate credit card is considered a “management and administration fee“.

They can therefore be deducted from your return on line 8871, if you use your Marriott Bonvoy® Business American Express®* Card for business expenses!

Don’t hesitate to consult your tax advisor.

Marriott Bonvoy Business American Express Card - Who Can Apply for this Card?

This card is not exclusively reserved for executives of large companies.

In fact, as long as you have an activity that generates income or business expenses, you may be eligible for this card.

This is the case, for example, for self-employed professionals who declare their business income and expenses as part of their personal annual tax return to Revenue Quebec or the Canada Revenue Agency.

 

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Bottom Line

We could add to all this the range of benefits offered to American Express members (such as Front of the Line), recurring promotional offers, and the travel insurance offered by the card.

In short, all these reasons make the Marriott Bonvoy® Business American Express®* Card is, in our opinion, the best credit card for professionals, self-employed workers and SMEs in Canada!

To find out more or to subscribe, click here!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
All posts by Jean-Maximilien Voisine
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