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Guide: 5 Tips to Save at Shoppers Drug Mart with PC Optimum

Guide: 5 Tips to Save at Shoppers Drug Mart with PC Optimum
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The PC Optimum program at Shoppers Drug Mart is one of the best ways to save on everyday purchases. With more than 1,300 locations across the country, Shoppers Drug Mart offers points-earning potential that few people fully take advantage of.

In this guide, we present 5 practical tips to get the most out of your PC Optimum points at Shoppers Drug Mart. To compare the cards that earn the most points, see our page on the best credit cards.

How Does PC Optimum Work at Shoppers Drug Mart?

By scanning your PC Optimum card at checkout, you automatically earn 15 points for every dollar spent at Shoppers Drug Mart. So, if you spend $10 at Shoppers Drug Mart, you will earn 150 base points (15 points x $10).

You can redeem these points for discounts at Shoppers Drug Mart, but also at Esso, Maxi, Provigo, Joe Fresh, Loblaws, No Frills, Real Canadian Superstore, and more. Simply ask at the checkout while using your PC Optimum loyalty card.

For every 1,000 points, you get $1 off. With 100,000 PC Optimum points, you therefore get $100 off.

PC Optimum Points Redemption Chart

  • 10,000 points = $10
  • 40,000 points = $40
  • 60,000 points = $60
  • 100,000 points = $100
  • 250,000 points = $250

Why is Shoppers Drug Mart more advantageous?

Shoppers Drug Mart offers more generous promotional offers than other banners in the Loblaw network, both for earning and redeeming points. To save at the network’s grocery stores as well, see our guide on how to save at Maxi and Provigo with PC Optimum.

5 tips to maximize your points

1. Activate personalized offers

The PC Optimum app is the most cost-effective tool for maximizing your savings at Shoppers Drug Mart.

These personalized offers must be activated weekly, simply by opening your PC Optimum mobile app. This five-second step can earn you thousands of extra points. For other earning strategies, see our best PC Optimum tips.

2. Take advantage of 20X points events

The best promotion takes place on certain weekends thanks to the 20x the Points event, when you make a minimum purchase.

For example, if there is a 20X promotion on purchases of $75 or more in-store on Saturday and Sunday, you will earn the following on a $75 purchase:

  • 1,125 base points: $75 x 15 base points
  • 21,375 bonus points: $75 x 15 base points x 19X points
  • Total: 22,500 PC Optimum points
  • 30% return: a value of $22.50
PC Optimum Tips 20x Points FR

Points accumulate much faster this way.

Here are some other recent promotions (20X points promotions remain among the most advantageous):

  • Surprise Points Event (get 20,000 or 30,000 points when you spend $60 or more at Shoppers Drug Mart)
  • 20% off regular-priced items
  • A $20 St-Hubert gift card with a minimum purchase
  • Seniors Day with 20% off regularly priced items
  • 2-day Flash Sale: Buy eggs for $2.99 and butter for $3.99
  • Spin the Savings Wheel to discover your promotion of the week
  • Get 25X points when you pay with a PC Financial card like one of these:
Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$0Welcome offer
20,000 points
Apply Now
Annual fee$0Welcome offer
20,000 points
Apply Now
Annual fee$0Welcome offer
20,000 points
Apply Now

3. Maximize points on cosmetics

Shoppers Drug Mart stands out in this area with its beauty events. Here is the recommended strategy:

  • Beauty events: Buy $100 or $125 worth of cosmetics, skincare, beauty accessories, or fragrances and get 30,000 or 40,000 points
  • Gift sets and Discovery Boxes: Take advantage of gift sets, Advent calendars, and holiday-season Discovery Boxes that offer extra points
  • Shoppers Beauty: Check the Shoppers Beauty website, which often offers promotions when you buy certain products or meet a minimum purchase amount (not available for delivery in the province of Quebec)

4. Combine simultaneous promotions

You can combine multiple promotions and offers at the same time to earn far more points on a single purchase.

Here is a concrete example for a purchase at Shoppers Drug Mart:

  • 20X points event: with a minimum purchase of $x
  • Personalized offer: for example, 100 points for every $1 spent on a frequently purchased item
  • In-store points: for example, 10,000 points for every $25 spent on Dove products, Avène, baby diapers, or other popular brands
  • PC Optimum credit card: Put the purchase on a PC World Elite Mastercard to earn even more points

Read our review of the PC World Elite Mastercard to learn about its many benefits.

Annual fee
$0
Our valuation
$20
Milesopedia first-year estimateFirst-year valueWelcome bonus$20Total$20Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
20,000 points
Apply Now

on PC Financial's website

The PC World Elite Mastercard currently offers a 20,000 PC Optimum points welcome bonus after spending $50 in the first two months, with no annual fee. With this Card:

  • 4.5% back in points at Shoppers Drug Mart® and Pharmaprix®5
  • Get 3% back in points at Loblaw banner grocery stores including Loblaws®, No Frills®, Real Canadian Superstore®, Maxi® and at Joe Fresh.
  • At least 3¢ per litre back in points on fuel at Esso and Mobil
  • 1% back in points per dollar spent everywhere else

This means you get between 1% and 4.5% back on your purchases made at PC Optimum stores. You can then use your points for discounts at checkout or convert them into $7 credit per 10,000 points directly on your card balance.

Additionally, this card includes travel medical insurance, rental car collision insurance, a concierge service, and 90-day purchase assurance—rare benefits for a no-annual-fee card.

Annual fee

Primary card$0
Additional card$0

Annual income required

Individual$80,000
Household$150,000

Conversion fees

2.5%

Earning rate

  • 45xPharmacy
  • 30xGroceries
  • 10xAll spending

Value

1st Year Value$539
2nd Year Value$336

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 31 days

Also, subscribe to PC Optimum text messages. Once or twice a week, you will receive an offer valid for only a few days (10,000 bonus points on a purchase of $40 or more, 20X PC Optimum points on a purchase of $60 or more, etc.). To choose the card that suits you best, see our comparison of PC Optimum credit cards.

5. Redeem at the best times

The best time of year to redeem PC Optimum points is during Black Friday.

The redemption chart is much more advantageous then. Here is an example from previous years:

  • 50,000 points = $75 off (instead of $50)
  • 130,000 points = $200 off (instead of $130)
  • 250,000 points = $400 off (instead of $250)

This redemption bonus represents an additional value of 50% to 60% on your points. This is equivalent to getting 1.5 to 1.6 cents per point instead of the usual rate of 0.1 cents. For a family that has earned 250,000 points over the year, this means an extra $150 in savings just by waiting for the right promotion.

This is a strategy we recommend every year, as described in our article on our best expert tips for saving on groceries.

Mistakes to avoid

  • Forgetting to scan your card: Without scanning at checkout, no points are earned on your purchase
  • Ignoring limited-time offers: Many expire in just two days
  • Redeeming points during a 20X event: Redeeming reduces your total and can cause you to miss the promotion’s minimum threshold

If there is a 20X points event on a minimum purchase of $75, and your total is $80 and you redeem 20,000 points for a $20 discount, your new total will be $60. So, you’ll miss out on the 20x the Points promotion for that purchase.

Bottom Line

By applying these 5 tips, you will turn your regular purchases at Shoppers Drug Mart into a source of significant savings with PC Optimum. Start by activating your personalized offers each week, then plan your larger purchases around 20X points events.

To go further, see our comparison of grocery loyalty programs and our page on the best credit cards. To receive our analyses and promotions each week, subscribe to our newsletter.

Annual fee
$0
Our valuation
$20
Milesopedia first-year estimateFirst-year valueWelcome bonus$20Total$20Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
20,000 points
Apply Now

on PC Financial's website

The PC World Elite Mastercard currently offers a 20,000 PC Optimum points welcome bonus after spending $50 in the first two months, with no annual fee. With this Card:

  • 4.5% back in points at Shoppers Drug Mart® and Pharmaprix®5
  • Get 3% back in points at Loblaw banner grocery stores including Loblaws®, No Frills®, Real Canadian Superstore®, Maxi® and at Joe Fresh.
  • At least 3¢ per litre back in points on fuel at Esso and Mobil
  • 1% back in points per dollar spent everywhere else

This means you get between 1% and 4.5% back on your purchases made at PC Optimum stores. You can then use your points for discounts at checkout or convert them into $7 credit per 10,000 points directly on your card balance.

Additionally, this card includes travel medical insurance, rental car collision insurance, a concierge service, and 90-day purchase assurance—rare benefits for a no-annual-fee card.

Annual fee

Primary card$0
Additional card$0

Annual income required

Individual$80,000
Household$150,000

Conversion fees

2.5%

Earning rate

  • 45xPharmacy
  • 30xGroceries
  • 10xAll spending

Value

1st Year Value$539
2nd Year Value$336

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 31 days

PC Optimum Shoppers Drug Mart — Frequently Asked Questions

Do PC Optimum points expire at Shoppers Drug Mart?

No, PC Optimum points never expire as long as you earn or redeem points at least once every 24 months.

Can PC Optimum points be combined with other loyalty programs?

No. However, you can use your PC Optimum points at many banners (Maxi, Provigo, Loblaws, No Frills, Real Canadian Superstore, etc.), for clothing at Joe Fresh, or for gas at Esso stations.

What is the real value of a PC Optimum point at Shoppers Drug Mart?

One PC Optimum point is worth exactly 0.1 cents (1,000 points = $1 discount on the bill). However, the effective value can rise to 1.6 cents per dollar spent during the best promotions, such as Black Friday.

How to receive more personalized PC Optimum offers at Shoppers Drug Mart?

To maximize your personalized offers, vary your purchases across different categories (cosmetics, health, personal care), check the PC Optimum mobile app each week, and enable all notifications.

Do medications earn PC Optimum points at Shoppers Drug Mart?

No. You cannot earn or redeem PC Optimum points on the purchase of prescription medications. Check your item’s price tag: if you see an X on it, it will not count.

Which credit card earns the most PC Optimum points at Shoppers Drug Mart?

The PC World Elite Mastercard offers 50 points per dollar spent at Shoppers Drug Mart, i.e., a 5% return. To compare all options, see our guide to PC Optimum credit cards.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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