Best Simplii Financial Credit Cards - September 2026

Looking for the best Simplii Financial Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 1 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

Our selection — Simplii Financial
Credit card	Annual fee	Welcome offer
Simplii Financial^™ Cash Back Visa* Card Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $500 in 3 months Up to $100 cash back After $500 in 3 months	Apply NowCompareRead review

Simplii Financial^™ Cash Back Visa* Card

The Simplii Financial^™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.

With this limited-time offer, earn 20% cash back for your first 3 months on up to $500 in spending on gas, groceries, drugstore purchases and pre-authorized payments — that’s up to $100 back in your pocket.

After the welcome period, the Simplii Financial^™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:

4% cash back on restaurants, bars and coffee shops (up to $5,000 per calendar year)^†
1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments (up to $15,000 per calendar year)^†
0.5% cash back on all other purchases, with no annual spending limit^†

With no annual fee and strong rewards on everyday categories, the Simplii Financial^™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.

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Simplii Financial^™ Cash Back Visa* Card

Simplii FinancialCash Back

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $100
Welcome offerAfter $500 in 3 months: Up to $100 cash back

Annual fee

Primary card$0

Annual income required

Individual$15,000

Household$15,000

Conversion fees

2.5%

Earning rate

4xRestaurants
1.5xGroceries
1.5xPharmacy
1.5xGas & EV
1.5xBills & recurring payments
0.5xAll spending

Value

1st Year Value$520

2nd Year Value$307

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

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The Simplii Financial^™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.

After the welcome period, the Simplii Financial^™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:

4% cash back on restaurants, bars and coffee shops (up to $5,000 per calendar year)^†
1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments (up to $15,000 per calendar year)^†
0.5% cash back on all other purchases, with no annual spending limit^†

With no annual fee and strong rewards on everyday categories, the Simplii Financial^™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.

Best Simplii Financial Credit Cards - September 2026