TD First Class Travel® Visa Infinite* CardTD First Class Travel® Visa Infinite* CardUp to 160,000 TD Rewards Points + annual fee rebate for the first year

RBC and Canadian Tire: Link your Card and Earn 3x CT Money with Triangle Rewards

RBC and Canadian Tire: Link your Card and Earn 3x CT Money with Triangle Rewards
Share

In a major announcement for the Canadian rewards sector, RBC and Canadian Tire Corporation have formalized the launch of their strategic loyalty partnership, aiming to expand the reach of Triangle Rewards while strengthening Avion Rewards and its partner network.

This partnership allows members to link an eligible RBC credit or debit card to their Triangle Rewards account to earn 3x Canadian Tire Money on purchases at participating retailers, while also enjoying exclusive offers from RBC and Avion Rewards. Members can also convert their Avion points into Canadian Tire Money, directly from the Exchange section of Avion Rewards, at a rate of 140 Avion points = $1 in CT Money.


According to Vinita Savani, Executive Vice President, Cards & Loyalty, RBC, “RBC and Canadian Tire Corporation have created a seamless experience that brings tangible everyday value to our millions of RBC cardholders when they shop at some of the country’s most popular and beloved brands. Together, we’ve developed a rewarding offering that underscores our shared commitment to innovation, putting clients at the centre of everything we do. We look forward to continuing to work with CTC to provide more meaningful benefits to our shared customers.”

A Partnership Between Two Canadian Giants

This partnership between RBC and Canadian Tire Corporation aims to enhance the experience of Avion Rewards and Triangle Rewards members. Eligible RBC credit and debit cardholders can now link their account to the Triangle Rewards program and earn 3x Canadian Tire Money on their purchases at participating Canadian Tire Corporation banners, including Canadian Tire, SportChek and Mark’s.

Linked members also benefit from exclusive RBC and Avion Rewards offers, and can convert their Avion points into Canadian Tire Money at a rate of 140 Avion points = $1 in CT Money.

The process to link your RBC credit or debit card to your Triangle Rewards account is simple and quick. Once linked, you will immediately start earning 3x CT Money on your purchases at participating merchants.

Steps to link your account:

  1. Visit the RBC Triangle Rewards page
  2. Click « Link card » to begin the linking process.
  3. Log in to your RBC account; you will be automatically redirected to the linking page.
  4. Enter your Triangle Rewards account information.
  5. Confirm the eligible RBC card(s) (credit or debit) you wish to link to your Triangle Rewards account.

When shopping at a participating Canadian Tire banner, scan your Triangle Rewards card at checkout and pay with any linked RBC card to earn 3x Canadian Tire Money on your eligible purchases at participating locations.

RBC and Canadian Tire: Link your Card and Earn 3x CT Money with Triangle Rewards - Link accounts
  1. 3x CT Money: your earning rate increases from 0.4¢/CAD to 1.2¢/CAD per dollar spent.
  2. Maximize your rewards: ideal for those who regularly spend at Triangle Rewards merchants with any eligible RBC card (credit or debit).
  3. Easy and quick: link once and earn rewards automatically with every purchase.

Tip: if you already have a Triangle Mastercard, compare the rates to see if linking with your RBC card is more advantageous for certain purchase categories.

Benefits for Avion Rewards and Triangle Rewards Members

Eligible RBC cardholders (credit or debit) will enjoy several benefits:

  • Accelerated Canadian Tire Money Earning: Now earn 3x CT Money on your purchases at participating retailers.
  • Exclusive promotions at Canadian Tire, SportChek and Mark’s/L’Équipeur
  • Access to special offers via RBC and Avion Rewards

Is This Good News? Our Take

Like us, you may be wondering, after reading this news, what this means for Canadian Tire credit cards. Thanks to this partnership, Triangle Rewards members can now link any eligible RBC card (credit or debit) to their account, providing greater flexibility to earn and use Canadian Tire Money.

For points collectors and Triangle Rewards members, this can be beneficial and offers the possibility to link any eligible RBC card (credit or debit), thus providing more options for redeeming and using points. We are used to seeing a large number of earn and redeem partners in each program, but on the other hand, this can seem more complicated and sometimes confusing for the average person.

It can be easy to get lost, or even to forget that these opportunities and partnerships exist. In the complex world of rewards, some programs (such as Scene+ or American Express Membership Rewards points, among others) are appreciated for their ease of use.

For now, it’s worth remembering that it’s possible to directly earn points in the following programs with any eligible RBC card (credit or debit):

  • Avion Rewards
  • WestJet Rewards
  • British Airways Club
  • More Rewards

With the new partnership with Canadian Tire Corporation, you can now earn 3x Canadian Tire Money at participating retailers, including Canadian Tire, SportChek, and Mark’s, simply by linking your RBC card to your Triangle Rewards account.

And indirectly with these partners, by linking accounts: Petro-Points from Petro-Canada and Rexall. Not to mention the Avion Rewards airline transfer partners: Avios from British Airways Club, Asia Miles from Cathay Pacific, AAdvantage from American Airlines, and WestJet Rewards.

This expands the possibilities for redemption, but can also make the choice more difficult. Consult our points value estimate to get an idea of the optimal use of points for each program.

Bottom Line

This strategic alliance between RBC and Canadian Tire marks a turning point in the Canadian rewards industry. It offers consumers new opportunities to maximize their rewards, notably by linking any eligible RBC card (credit or debit) to Triangle Rewards to earn 3x Canadian Tire Money on eligible purchases, while benefiting from exclusive RBC and Avion Rewards offers.

This partnership strengthens the position of both loyalty programs in the Canadian market and will be rolled out gradually, with new benefits expected later in 2026.

In today’s environment, this initiative that strengthens rewards with Canadian businesses is especially welcome.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 70,000 pointsEnds Nov 25, 2026
Apply Now
Annual fee$0Welcome offer
No welcome offer
Apply Now

What is the partnership between RBC and Canadian Tire?

The strategic partnership between RBC and Canadian Tire Corporation allows eligible RBC cardholders to link their credit or debit card to their Triangle Rewards account. This enables them to earn 3x Canadian Tire Money on eligible purchases at participating retailers, including Canadian Tire, SportChek, and Mark’s, while also benefiting from exclusive RBC and Avion Rewards offers.

Which RBC cards are eligible for the Triangle Rewards program?

All eligible RBC cards (credit or debit) can be linked to the Triangle Rewards program. Once the card is linked, rewards are automatically earned with every eligible purchase.

How do I link my RBC card to my Triangle Rewards account?

  1. Visit avionrewards.com/triangle.
  2. Link your eligible RBC card to your Triangle Rewards account.
  3. When shopping at a participating retailer, scan your Triangle Rewards card and pay with your linked RBC card to earn 3x Canadian Tire Money on your eligible purchases.

Can I use this partnership with other RBC loyalty programs?

Yes. Eligible RBC cards already allow you to earn points in programs such as:

  • Avion Rewards
  • WestJet Rewards
  • British Airways Club
  • More Rewards

You can also transfer your Avion points to airline partners such as Avios, Asia Miles, and AAdvantage.

Can I convert my Canadian Tire Money into Avion points or WestJet points?

No. Canadian Tire Money cannot be converted into Avion points, WestJet points, or other programs.

The reverse is possible, however: you can convert your Avion points into Canadian Tire Money at a rate of 140 Avion points = $1 in CT Money, directly from the Exchange section of Avion Rewards. See our complete guide to Avion Rewards transfer partners for all the details.

Our featured card

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.