Marriott Bonvoy® American Express®* CardMarriott Bonvoy® American Express®* CardUp to 110,000 bonus Marriott Bonvoy® points - ends September 22

Blue Rewards promotions: all current offers

Blue Rewards promotions: all current offers
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On this page, you will find all current Blue Rewards promotions (formerly AIR MILES), gathered in one place and updated regularly. Bonus points, partner offers, seasonal promotions, and welcome offers on BMO Blue Rewards cards: here is how to earn more points effortlessly.

To find the best card for your profile, consult our comparison tool for the best credit cards.

At a glance

  • Featured promotion: up to 100,000 bonus Blue points on the BMO Blue Rewards World Elite Mastercard, with the first year free of annual fees
  • Period: for card applications received up to October 31, 2026
  • Requirement: reach 3 spending tiers during the first year (45,000 pts/$5,000 in 110 days, 20,000 pts/$10,000 in 180 days, 35,000 pts/$20,000 in 365 days), for a total of $20,000 in spending
  • No-fee card: 20,000 Blue points on the BMO Blue Rewards Mastercard after $1,500 in purchases within 110 days, same period
  • Accor hotels: 12,000 bonus points for $1,000 spent on site at Fairmont, Sofitel, Rimrock or Raffles, and 6,000 points for $500 at Novotel, until December 31, 2026
  • Instacart: 1,500 bonus points for $75 in online purchases, until May 31, 2027
  • Porter flights: 1,000 to 7,500 bonus points for a Porter-operated flight paid with points on Blue Rewards Travel, until November 30, 2026
  • Other current offers: kitchen items for up to 30% fewer points (until October 1), redtag.ca travel contest (until September 30), 500 points for a BMO Pet Insurance quote (until December 31)
  • Pharmasave: 16 Blue points per $10 spent in-store, or 160 points with a BMO Blue Rewards credit card

Welcome offer: up to 100,000 points on BMO Blue Rewards cards

The BMO Blue Rewards World Elite Mastercard offers up to 100,000 bonus Blue points to new cardholders, with the first year with no annual fee. The offer is valid for all applications received by October 31, 2026.

Unlike a lump-sum bonus, this one is unlocked in spending tiers during the first year:

  1. 45,000 points after $5,000 in purchases within the first 110 days of account opening
  2. 20,000 points after $10,000 in purchases within the first 180 days
  3. 35,000 points after $20,000 in purchases within the first 365 days

Other current promotions

Several other Blue Rewards offers are currently active. Here are the ones you don’t want to miss.

  • Dollarama partnership: earn Blue points on in-store purchases at Dollarama.
  • Kitchen items: up to 30% fewer points on a selection of kitchen appliances, cookware, tools and gadgets redeemed online, until October 1, 2026.
  • Travel contest: 2 prizes featuring a redtag.ca travel voucher and CHAMPS luggage, until September 30, 2026. You can enter by redeeming 315 points, but the rules state that no purchase or use of points is necessary. Open to members 21 and older.
  • BMO Pet Insurance: 500 Blue points for getting a quote, plus an entry into a draw for a year of pet food from Global Pet Foods, until December 31, 2026.
  • BMO Health & Dental Insurance: 5% off premiums for Blue Rewards members, until December 31, 2026.
  • BMO Blue Rewards cards: up to 100,000 points on the World Elite and 20,000 points on the no-fee card.

Accor hotels and Instacart: bonus points with your card

Several partners award bonus points when you pay with a card linked to your Blue Rewards account: a Mastercard issued in Canada, or an eligible BMO credit or debit card.

  • Fairmont and Sofitel: 12,000 bonus points for $1,000 spent on site, in Canada and the United States
  • Rimrock (Canada) and Raffles (United States): 12,000 bonus points for $1,000 spent on site
  • Novotel (Canada): 6,000 bonus points for $500 spent on site
  • Instacart: 1,500 bonus points for $75 in online or in-app purchases, until May 31, 2027

The hotel offers are valid until December 31, 2026, with a limit of one offer per day per member number. Only purchases made in person at the hotel, in a single transaction, count: online bookings, advance reservations and prepaid stays are excluded. At Instacart, the offer is limited to once per member number during the offer period.

Porter flights: up to 7,500 bonus points

From August 17 to November 30, 2026, Blue Rewards awards bonus points when you pay for a Porter Airlines-operated flight entirely with points on Blue Rewards Travel. The bonus depends on the base fare, before taxes and fees:

  • Up to $350: 1,000 bonus points
  • $351 to $450: 3,750 bonus points
  • $451 and up: 7,500 bonus points

Only one bonus applies per flight, but you can use the offer more than once during the period. Codeshare flights, flights paid with cash or a mix of cash and points, and bookings made on Porter's website are not eligible. Allow up to 60 days after travel for the points to post.

Pharmasave: in-store earning

As of June 2, 2026, the AIR MILES program at Pharmasave switched to Blue Rewards. More than 800 participating Pharmasave locations now let you earn Blue points on eligible health, wellness, personal care, and household purchases.

The base rate is 16 Blue points for every $10 spent in-store (minimum purchase of $10 before taxes). BMO Blue Rewards credit cardholders earn 10x the points, i.e., 160 points per $10. Excluded from eligible purchases are prescription drugs (except in Manitoba, Saskatchewan, and Nova Scotia), alcohol, tobacco, gift cards, and lottery tickets.

Bonus points from card-linked offers can take up to 120 days to be credited to your account. Remember to keep your receipts in case of any discrepancy.

BMO Blue Rewards Cards

A co-branded BMO Blue Rewards credit card accelerates your points earning and unlocks cardholder-only bonuses during promotions. You can earn up to 10 points per dollar with participating partners and benefit from an enhanced welcome offer when you open an account.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$150 $0Welcome offer
No welcome offerEnds Oct 31, 2026
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Annual fee$0Welcome offer
20,000 pointsEnds Oct 31, 2026
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To compare all options based on your spending habits, consult our comparison tool for the best credit cards.

Blue Rewards at a glance

Blue Rewards is the loyalty program launched in June 2026 to replace AIR MILES, under the BMO banner. Points earned can be redeemed for rewards with partners at a rate of 1,500 points for $10, as well as for travel, gift cards, and various activities. To understand everything about the program, consult our complete Blue Rewards guide.

Blue Rewards promotions – Frequently asked questions

How many points can I get with the BMO Blue Rewards World Elite Mastercard?

Up to 100,000 bonus Blue points, unlocked in tiers by reaching 3 spending thresholds during the first year (45,000 pts/$5,000 in 110 days, 20,000 pts/$10,000 in 180 days, 35,000 pts/$20,000 in 365 days), for a total of $20,000 in spending. The offer is valid for applications received until October 31, 2026.

Is the first year of the card free?

Yes. The BMO Blue Rewards World Elite Mastercard has no annual fee for the first year.

Who are the new Blue Rewards partners?

Instacart, MTY Group restaurants (Thaï Express, Mr. Sub, Manchu Wok, Mucho Burrito, Pizza Delight and Jugo Juice) and Accor Group hotels (Fairmont, Sofitel, Novotel, Raffles and Emblems Collection) are among the partners that earn 10x the points with a BMO Blue Rewards credit card. Pharmasave also lets you earn Blue points directly in-store, at a rate of 16 points per $10 spent.

Do you need a BMO Blue Rewards card to participate?

No. Any Blue Rewards member can take advantage of current promotions. A BMO Blue Rewards credit card does, however, speed up points earning and unlock additional bonuses reserved for cardholders.

Where can I check the value of Blue Rewards points?

The official reference rate is 1,500 points for $10 in-store with participating partners. Other redemption options have different rates. Full details are listed at bluerewards.ca/value and in our complete Blue Rewards guide.

How do I get 12,000 bonus points at an Accor hotel?

Link a Mastercard issued in Canada or an eligible BMO card to your Blue Rewards account and opt in to the offer. Then spend at least $1,000 in a single transaction on site at a Fairmont or Sofitel in Canada or the United States, a Rimrock in Canada or a Raffles in the United States, by December 31, 2026. Online bookings and prepaid stays do not count.

How does the Porter flight offer work?

Pay for a Porter Airlines-operated flight entirely with points on Blue Rewards Travel by November 30, 2026. The bonus depends on the base fare before taxes: 1,000 points up to $350, 3,750 points from $351 to $450, and 7,500 points from $451. Codeshare flights and mixed cash-and-points payments are not eligible.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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