TD Direct Investing Offer: Earn Aeroplan Points on Transfers Into a New or Existing Account

May 22, 2025

Special offers TD Direct Investing Offer: Earn Aeroplan Points on Transfers Into a New or Existing Account

To the point From May 1 to July 31, 2025, earn up to one million Aeroplan points by funding a new or existing TD Direct Investing account.

TD Direct Investing is launching an attractive promotional offer for Canadian investors and TD co-branded Aeroplan credit card holders.

From May 1 to July 31, 2025, new and existing customers can earn up to one million Aeroplan points by funding their TD Direct Investing account.

An excellent opportunity to grow not only your investment portfolio, but also your Aeroplan points balance!

TD Direct Investing's Aeroplan Offer - Details

From May 1 to July 31, 2025, TD Direct Investing is offering an attractive offer that allows you to earn bonus Aeroplan points when you transfer your assets to their platform.

The offer is structured according to a tier system, so the higher the amount transferred, the higher the number of Aeroplan points offered.

Here is the detailed chart:

Transfer Amount	Aeroplan Points Offered
$10,000 – $49,999	10,000
$50,000 – $99,999	25,000
$100,000 – $249,999	75,000
$250,000 – $499,999	150,000
$500,000 – $999,999	300,000
$1,000,000 – $1,999,999	500,000
$2,000,000 or more	1,000,000

In our semi-annual evaluation of reward points, we estimate that one Aeroplan point is worth an average of 2 cents, although this value may vary depending on your redemption.

A bonus of 10,000 Aeroplan points represents a value of approximately $200 in travel, or a 2% return on a $10,000 transfer.

Transfers can be made to several eligible accounts (a TFSA and an RRSP, for example) and will be added together to determine the points tier.

TD Direct Investing's Aeroplan Offer - Eligibility Requirements

To take part in the offer, you must:

Be a legal resident of Canada,
Have reached the age of majority in your province,
Be an Aeroplan member in good standing,
Hold an active TD Aeroplan Credit Card by July 31, 2025,
Transfer a minimum of $10,000 in eligible assets,
Initiate the transfer from one or more financial institution(s) that are unassociated with TD Bank Group (internal transfers from one TD account to another are not eligible) within 30 days of registering for the offer.

TD Direct Investing's Aeroplan Offer - How to Participate?

The special offer from TD Direct Investing is open to both existing and new platform customers. To take advantage of the offer as a new customer, you must :

Open an eligible TD Direct Investing account before July 31, 2025
Use promotional code AEROPLAN2025 when opening
For account opening in-branch or by phone, ask the representative to enter the promotional code.
Initiate the transfer within 30 days of account opening

If you are already a customer, you must:

Register for the offer via the registration form before July 31, 2025
If you are opening a new eligible account, use code AEROPLAN2025
For multiple accounts, all your eligible accounts will be automatically registered for the promotion.
Initiate the transfer within 30 days of registration

Aeroplan Bonus Points will be paid into your account starting in November 30, 2025, in three increments:

25% of bonus points to be paid out by November 30, 2025
25% of bonus points to be paid out by April 30, 2026
The remaining 50% of bonus points will be paid out by August 31, 2026.

Eligible Accounts and Cards

Eligible accounts are:

Cash account (non-registered)

Margin account (not recorded)

Self-Directed Tax-Free Savings Account (TFSA)

Registered Retirement Savings Plan (RRSP)

Registered Education Savings Plan (RESP)

Self-Directed Locked-In Retirement Account (LIRA)

Non-Personal Account and Corporate Account

First Home Savings Accounts (FHSA), Registered Retirement Income Funds (RRIF), Life Income Funds (LIF), and Registered Disability Savings Plans (RDSP) are excluded.

The following Aeroplan credit cards are eligible for the promotion:

Bottom Line

This TD Direct Investing offer is appealing for long-term investors who want to accumulate a large number of Aeroplan points without spending. The $10,000 entry threshold is accessible, and the flexibility of eligible accounts (RRSP, TFSA, RESP, business account, etc.) allows for maximizing rewards.

However, fees on the TD Direct Investing platform are high:

$9.99 stock commission or $7 stock commission for Active Traders
$25 per quarter in management fees if your balance is less than $15,000
$150 transfer fee

This promotion is more suitable for investors who plan to keep their investments with TD for the long term and conduct few transactions. It is also advantageous if you use your Aeroplan points for high-value redemptions, such as international business class flights.

However, if you make several transactions a month or are looking for a low-cost brokerage platform, other options, such as Wealthsimple and Questrade, may be better suited to you.

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.

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