Chexy: earn up to 9,000 Aeroplan points by paying your taxes

Tax season is not always synonymous with good news, unless you know how to take advantage of it. Chexy, the platform that allows Canadians to pay their bills and taxes by credit card, has just launched a new promotional offer that could earn you big rewards before April 30, 2026.

A New Temporary Offer: 2,000 Aeroplan points on your tax payments

Chexy announces an exclusive promotion for new users: get 2,000 Aeroplan points by making at least $10,000 in tax payments to the Canada Revenue Agency (CRA) or Revenu Quebec via the Chexy platform, before April 30, 2026.

What makes this offer particularly attractive for points collectors is that it can be combined with the existing 7,000-point welcome offer for new Aeroplan members. By combining the two, a new user can potentially earn up to 9,000 Aeroplan points simply by managing their tax obligations.

Offer Summary at a Glance

DETAIL	INFORMATION
Bonus points	2,000 Aeroplan points
Required Spending Threshold	$10,000 in payments to the CRA or Revenu Quebec
Eligibility	New Chexy users only
Combinable with	7,000 Aeroplan pts welcome offer
Total Possible Points	Up to 9,000 points
End date	April 30, 2026
Valid for	Individuals and businesses

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TD^® Aeroplan^® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $1,139Milesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 50,000 points; + First Year Annual Fee Rebate

With this offer for the TD^® Aeroplan^® Visa Infinite* Card, you can get up to 50,000 Aeroplan points^† as well as an Annual Fee rebate for the first year^†.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation^†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months^†.

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per $1 spent on:

Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada^® (including Air Canada Vacations^®)

You also earn 1 point^† per dollar on all other eligible purchases made with your card.

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^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$75

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

1.5xGas & EV
1.5xGroceries
1.5xAir Canada flights
1xAll spending

Value

1st Year Value$1,714

2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

How does Chexy work for paying taxes?

The principle is simple: Chexy acts as an intermediary between your credit card and Canadian tax authorities. Since the CRA and Revenu Quebec do not accept direct credit card payments, Chexy debits your card, holds the funds, then transfers the payment to the government on your chosen date.

A processing fee of 1.75% applies to each payment. Therefore, you must ensure that the value of the rewards obtained via your credit card exceeds this cost for the operation to be advantageous. With a card offering 2% or more in cashback or points, the equation is generally favorable, and promotional bonuses like this one further improve the return.

Our credit card selection
Credit card	Annual fee	Welcome offer
FeaturedTD^® Aeroplan^® Visa Infinite* Card Apply NowCompare	Annual fee$139 $0	Welcome offer Up to 50,000 points	Apply NowCompare
American Express^® Aeroplan^®* Reserve Card Apply NowCompare	Annual fee$599	Welcome offer Up to 85,000 points	Apply NowCompare

The 3 steps to take advantage of the offer

Create a Chexy account and link your Aeroplan number
Make one or more eligible payments totaling at least $10,000 to the CRA or Revenu Quebec before April 30, 2026
Receive your 2,000 Aeroplan points within approximately 60 days following the completion of payment processing

It is important to note that payments planned during the promotional period but completed after April 30, 2026, will not be eligible.

Milesopedia’s advice: is it really worth it?

Let’s do the math. Suppose you owe $15,000 in taxes and use the American Express^® Aeroplan^®* Reserve Card which offers 1.25 Aeroplan points per dollar spent on government payments via Chexy:

Points accumulated on purchases (1.25 pt/$): 15,000 × 1.25 = 18,750 points
Chexy Tax Bonus Offer: 2,000 points
Potential Total: 20,750 Aeroplan points
Welcome bonus (if new member): 7,000 points
Chexy fees (1.75%): $15,000 × 0.0175 = $262.50

Valuing Aeroplan points at approximately 2 cents per unit (target value for a flight), the 20,750 points accumulated in this scenario represent approximately $415 in reward value, for Chexy fees of $263. If you also meet the requirements of the base Aeroplan offer, you can earn an additional 7,000 points.

The net return is therefore clearly positive for a points collector, and this shows that using the American Express^® Aeroplan^®* Reserve Card to pay your taxes can be profitable and strategic for maximizing your travel rewards. Even better if you are a new cardholder and can unlock the welcome bonus with your payment.

The offer also applies to businesses, providing a good opportunity to optimize corporate tax filings. Discover our guide on Chexy for small businesses to learn more

What to check before you start

Before transferring your tax payment via Chexy, keep a few important points in mind:

Verify that your credit card does not cap point accumulation on this type of transaction.
Ensure that your Aeroplan account is registered under the same name as your Chexy account.
Confirm that your payments will be completed (not just planned) before April 30, 2026.
It is forbidden to create multiple Chexy accounts to multiply bonuses: offenders will be disqualified.

Bottom Line

The Chexy and Aeroplan offer is a tangible opportunity to turn an unavoidable expense—your taxes—into fuel for your next trips. With up to 9,000 Aeroplan points at stake for new users who act before April 30, 2026, this is an opportunity not to be missed if you do not yet have a Chexy account.

As always, do the math with your specific card to verify that the return is positive after processing fees.

Is the 2,000-point offer combinable with other Chexy offers?

Yes, it can be combined with the 7,000 Aeroplan points welcome offer for new users, for a potential total of 9,000 points.

Who is eligible for this offer?

Only new Chexy users who have never had an account before. The offer applies to both individuals and businesses.

Can I split my payments to reach the $10,000 threshold?

Yes, multiple eligible payments can be combined to reach the threshold, for example, $7,000 to the CRA and $3,000 to Revenu Quebec.

When will I receive my Aeroplan points?

Points generally appear in your Aeroplan account within approximately 60 days following the completion of the eligible payment.

What happens if my payment is canceled or refunded?

A canceled, refunded, or returned payment will not count towards the $10,000 threshold. Chexy reserves the right to withdraw points already credited in such a case.

What is the deadline to take advantage of the offer?

All eligible payments must be completed before April 30, 2026.

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Marriott Bonvoy^® American Express^®* Card

American Express Marriott Bonvoy

Annual fee: $120
Our valuation: $990Milesopedia first-year estimate First-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 110,000 points; Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy^® American Express^®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy^® points with the current offer:

Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.