WestJet RBC Mastercard: 15,000 Points, No Minimum Income

Updated Aug 27, 2026
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Jean-Maximilien Voisine
Jean-Maximilien Voisine Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries, many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
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WestJet RBC Mastercard: Earn up to 15,000 WestJet points
To the point Earn up to 15,000 WestJet points with the WestJet RBC Mastercard, a $39 card for earning WestJet points on your everyday purchases.

The WestJet RBC Mastercard offers up to 15,000 WestJet points as a welcome bonus, worth roughly $150 toward your next flights, for a $39 annual fee and with no minimum income requirement. Once the fee is deducted, you are left with about $111 in net value in the first year.

The WestJet RBC Mastercard is WestJet’s entry-level option. It lets you earn WestJet points on your everyday purchases, without the fees of a World Elite card.

Here is our review of this offer: who this card is for, and how to make the most of it.

WestJet RBC Mastercard – Welcome Offer

You earn up to 15,000 WestJet points when you spend $1,000 or more within the first three months. That threshold stays low compared with most travel cards.

On top of that comes an annual companion voucher after your first purchase, redeemable for a round-trip ticket from $199 CAD.

WestJet RBC Mastercard – Benefits

  • Annual companion voucher from $199 CAD
  • Modest annual fee of $39, with no World Elite income requirement
  • WestJet points that never expire, with no blackout periods
  • Instant fuel savings at Petro-Canada (3¢ per litre and 20% more Petro-Points)
WestJet aircraft flying over downtown Calgary, with the Calgary Tower and the Saddledome

The companion voucher

After your first purchase, you receive an annual companion voucher. It is redeemable for a round-trip ticket from $199 CAD, plus taxes and fees. The voucher is then issued each year when you charge at least $2,500 to your card.

You can also redeem this voucher for one of the following benefits:

  • A 25% discount on the base fare of a flight;
  • 5,000 WestJet points.

Earning WestJet points

  • 1.5 points per dollar on WestJet flights and WestJet Vacations or Sunwing packages;
  • 1.5 points per dollar at restaurants, on meal delivery, digital subscriptions, streaming and digital gaming;
  • 1 point per dollar on all your other everyday purchases.

WestJet RBC Mastercard – At a Glance

FeatureDetails
Welcome bonusUp to 15,000 WestJet points (worth about $150)
Required spend$1,000 within the first 3 months
Annual fee$39
Additional card fee$19
Purchase rate20.99%
Cash advance rate22.99%

Regular or World Elite?

If you fly more often with WestJet or travel with family, the WestJet RBC World Elite Mastercard offers a higher bonus and the first checked bag free. Here are the main differences:

WestJet MastercardWestJet World Elite Mastercard
Annual fee$39$139
Welcome bonus15,000 pts ($1,000 / 3 months)70,000 pts ($5,000 / 3 months)
Earning rate1.5 / 1.5 / 12 / 2 / 1.5
Companion voucherFrom $199 (renew $2,500/year)From $119 (renew $5,000/year)
First checked bag freeNoYes
Minimum incomeNone$80,000 / $150,000

The World Elite version costs $139 a year and requires a minimum income. Its 70,000-point bonus is worth about $700, or nearly $561 in net value in the first year. You do need to reach $5,000 in spending within 3 months.

Frequently Asked Questions

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Audrey Voisine
Audrey Voisine
Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.
All posts by Audrey Voisine

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