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HSBC : How to use HSBC Reward Points on your travel?

To the point Here's our tutorial to help you use your HSBC World Elite Mastercard Reward Points on your travels.

HSBC World Elite Mastercard Reward Points

With the HSBC World EliteMD Mastercard®, you earn rewards points on every spend (and via its welcome bonus).

You can use these reward points for any travel purchase: flights, train tickets, rental cars, hotels, Airbnb rentals, etc). The same applies to any booking made through a travel agency such as Expedia.

Exchanges must be made within 60 days of the transaction date.

Once you have 25,000 points in your account (a value of $125), you can use them. Then in increments of 10,000 points (i.e. $50).

Also, please note that HSBC won’t take back the statement credit if you need to cancel a hotel reservation: you will keep the cash on your credit card .

Access the HSBC Rewards portal

To use your HSBC World EliteMD MastercardMD rewards points, you will need to log in to your HSBC online account.

Then click on the link for your HSBC credit card.

HSBC Rewards step by step

Then click on”View more details“.

HSBC Rewards

When the details drop-down menu opens, click on“Reward Points“. A page will open and you will be directed to the HSBC Rewards portal. Please make sure that your browser does not block this new window.

HSBC Rewards how to access
In the new window, click on Account, then Account History, and voilà, you’ll see the points you’ve earned on your purchases.
Expenses eligible for earning a higher points accelerator rate will appear on two different lines.
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Choose the expense to use your Reward Points .

Once in the HSBC Rewards portal, select the “Travel” option from the“Redeem Now” menu. Alternatively, you can click on this link to go to this page.

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Then, all you have to do is check off the eligible expense(s) such as this Easyjet flight. Then choose from the drop-down menu the number of points you would like to use. You will not be able to exceed the amount of your expense.

Then click on “Add to shopping cart.”

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Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

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Then a second time by entering your email address and clicking on “Redeem”.

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The value of the points redeemed will then appear directly on your credit card account within 48 hours.

Bottom Line

The HSBC World Elite® Mastercard® has an annual fee of $149. Don’t forget that you also get a $100 Travel Enhancement credit each year, which virtually lowers your annual fee to $49. What’s unique about a credit card :

  • Mastercard World Elite (with insurance and accepted everywhere)
  • No foreign currency conversion fees
  • Earning 6 points per dollar on all travel purchases
  • Earning 4 points per dollar for grocery, gas and drugstore purchases
  • Earning 2 points per dollar on all purchases (including Costco)
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Mother of two young children, pharmacist, travel hacker's wife and frequent traveller, Audrey shares her advices and destinations recommendations on milesopedia.

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