Save $1,000+ on Your Next All-Inclusive Vacation

Who doesn’t want to save money on their next vacation?

Even if you’ve got your budget all arranged and the money ready to go in your bank account, it’s still a great feeling to leave some of that hard-earned cash behind. You can use it for a bonus activity, some extra luxury, or even to start saving for another future trip.

Luckily, the right travel credit card and rewards program can save you a bundle on travel. In fact, the TD First Class Travel^® Visa Infinite* Card alone can save you $1,000+ on your next all-inclusive vacation!

Beach with chairs, umbrellas, and palm trees

Save $1,000+ on Your Next All-Inclusive Vacation

The TD First Class Travel Visa Infinite* Card is an incredibly valuable travel card, and by adding it to your wallet and taking advantage of its many perks and benefits, you can set yourself up to save $1,000+ on your next all-inclusive vacation.

The first big way to save with this card is to earn TD Rewards points on all your purchases and through the attractive welcome offer that’s typically offered to new credit card members.

Your TD Rewards Points can then be redeemed for travel through Expedia for TD and through the program’s Book Any Way travel option, making them a versatile way to keep your vacation budget in check.

In fact, the TD First Class Travel Visa Infinite* Card currently offers a massive welcome bonus of up to 165,000 TD Rewards Points: The full bonus is split into two parts: a first-purchase bonus and an additional bonus once you meet the minimum spending requirement within the required timeframe. The card may also offer additional bonuses throughout the year. Check the current offer on our TD First Class Travel Visa Infinite* Card page.

Plus, the card is currently offering the first year of card membership for free, so these points can be yours without even paying an annual fee.

The card also earns:

8 TD Rewards Points per $1 on travel booked through Expedia For TD
6 TD Rewards Points per $1 on groceries, dining, and public transit,
4 points per $1 on recurring bill payments, streaming, digital gaming and media,
and 2 points per $1 on all other purchases.

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TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $939Milesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 160,000 points; + First Year Annual Fee Rebate

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

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^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending

Value

1st Year Value$1,430

2nd Year Value$531

Card benefits

Concierge service24/7

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000

Auto Rental CollisionUp to $65,000 / 48 days

Save on an all-inclusive vacation

To really get the most out of your TD Rewards Points and to maximize the amount you save on your all-inclusive vacation, you’ll want to make your booking through Expedia for TD.

When booking through this easy-to-navigate travel portal, you can redeem your TD Rewards Points to help cover travel expenses at a rate of 200 TD Rewards Points = $1 (or 0.5 cents each).

This means that the welcome offer of 165,000 TD Rewards Points is worth $825 off an all-inclusive vacation or other travel booked through Expedia for TD.

Additionally, as you make purchases on the card to meet the spending requirement for the welcome offer, you’ll earn even more TD Rewards Points, so you’ll be able to save around another $75-200 if you redeem these for your trip.

The TD First Class Travel Visa Infinite* Card also comes with an annual TD Travel Credit of $100 when you book with Expedia For TD, boosting your savings even further.

Altogether, this gives you a potential savings of over $1,000 just for signing up for the card and meeting the minimum spend requirement!

Where can you go?

With the TD First Class Travel Visa Infinite* Card and TD Rewards Points, you can travel to just about anywhere in the world. This is because Expedia for TD lets you book pretty much all your favourite destinations, hotels, and resorts and then use your points to help cover the cost.

Let’s look at a couple of examples to see where these savings can take you.

Save on a Family Trip to the Dominican Republic

A great way to use your TD Rewards Points is to book a family-friendly, all-inclusive trip to the Dominican Republic, where you can enjoy the beach, massive swimming pools, activities for everyone, delicious food, and more.

In this example, we searched for a week-long stay at a family-focused resort for 2 adults and 2 kids, flying from Montreal (YUL) to Punta Cana (PUJ) in early March.

Save TD First Class - DR family trip example EN

With this booking, if you were to use your $100 annual TD Travel Credit plus the TD Rewards Points that you earned from the welcome offer and associated spending, you could save nearly half the cost of one person or a 1/8th of the cost of the entire trip!

With these savings, you can treat your family to an extra special excursion during your week in the sun, or stock up on amazing souvenirs to remember the trip for years to come.

Couple’s Getaway to Mexico

If you’re looking for more of an adults-only trip, you could check out an all-inclusive trip for two to a beachside resort in Cancun.

We searched for a week-long stay in this sunny locale, flying from Toronto (YYZ) to Cancun (CUN) at the end of February to give you a break from the winter cold.

Save TD First Class - Cancun couple trip example EN

As you can see from the image above, if you were to use your accumulated TD Rewards Points plus the $100 Travel Credit, you could easily save nearly a third of the cost of this trip.

This would give you lots of extra cash for day-trips to visit the nearby ancient ruins, cenotes, and amazing nature in Quintana Roo and neighbouring Yucatan.

Save on other travel

Another great way to redeem your TD Rewards Points to save on travel is through the Pay Off Purchases option.

With this feature, you can use your points to help cover eligible travel expenses that you’ve made on your TD First Class Travel Visa Infinite* Card at the following rate:

225 TD Rewards Points = $1 (or 0.44 cents per point)

Keep in mind that the Pay Off Purchases option can also be used for non-travel purchases, but you’ll only get a redemption value of 400 TD Rewards Points = $1 (0.25 cents per point), so this isn’t the best choice out there.

Although this option isn’t quite as valuable as booking through Expedia For TD, it does let you save on travel plans that aren’t available through this portal, like Airbnbs, small boutique hotels, train travel, and more.

TD also advertises a Book Any Way redemption option, offering a lower value of 250 TD Rewards Points = $1 (0.4 cents per point), but it seems to be limited to select clients or redeemable only by phone, so you’ll have to check your account or call a TD customer service representative if you’d like to explore this option further.

Travel in Style

In addition to giving you an easily accessible way to save $1,000+ on your next trip, the TD First Class Travel Visa Infinite* Card also comes with a ton of travel perks and benefits that can help make your trip more comfortable and convenient:

4 complimentary lounge passes per year via the Visa Airport Companion Program, powered by DragonPass (1,200+ lounges worldwide)
$100 annual TD Travel Credit for bookings on Expedia For TD
Travel medical insurance
Flight/trip delay insurance
Trip cancellation/trip interruption insurance
Common carrier trip accident insurance
Delayed and lost baggage insurance
Hotel/motel burglary insurance
Car rental/collision loss damage insurance
Emergency travel assistance services
and more

Bottom Line

Saving money on a trip feels great, and luckily, with so many helpful credit cards and rewards programs available, it’s not too hard to keep your travel budget under control.

In particular, the TD First Class Travel Visa Infinite* Card makes it easy to save on your next all-inclusive trip and gives you added travel perks like complimentary airport lounge access, an annual travel credit, comprehensive travel insurance, and more!

To learn even more about the TD First Class Travel Visa Infinite* Card, check out our articles on 8 reasons to add this card to your wallet and our head-to-head comparison of the TD Rewards program and the Scotiabank Scene+ program.

FAQ

What kind of points do I earn with the TD First Class Travel Visa Infinite* Card?

The TD First Class Travel Visa Infinite* Card earns TD Rewards Points on all purchases. Earning rates range from 2 points per $1 on everyday purchases up to 8 points per $1 on travel booked through Expedia For TD.

How much are TD Rewards Points worth?

TD Rewards Points are worth up to 0.5 cents each, depending on how you choose to redeem them.

You can maximize the value you get from your TD Rewards Points by using them to save on travel booked through Expedia for TD or through the program’s Book Any Way feature.

Does the TD First Class Travel Visa Infinite* Card come with airport lounge access?

Yes! The TD First Class Travel Visa Infinite* Card comes with 4 complimentary airport lounge passes each year. You can access your passes using the Visa Airport Companion Program and app.

What’s the minimum income requirement for the TD First Class Travel Visa Infinite* Card?

The minimum income requirement for the TD First Class Travel Visa Infinite* Card is $60,000 personal or $100,000 household annual income.

How do I redeem TD Rewards Points for an all-inclusive vacation?

To redeem your TD Rewards Points for an all-inclusive vacation, log in to Expedia for TD and search for your destination. At checkout, you can apply your points at a rate of 200 points = $1 to reduce the total cost of your booking.

Can I combine the $100 TD Travel Credit with my TD Rewards Points?

Yes, you can use the $100 annual TD Travel Credit and your TD Rewards Points together when booking through Expedia for TD. As a result, you can stack both savings on the same vacation booking.

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Marriott Bonvoy^® American Express^®* Card

American Express Marriott Bonvoy

Annual fee: $120
Our valuation: $990Milesopedia first-year estimate First-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 110,000 points; Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy^® American Express^®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy^® points with the current offer:

Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.