Looking for the best Credit Cards with DragonPass Lounge Access in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.
Compare the 7 cards in our selection below. Interested in a card? Click Read review to read our full analysis.
on TD's website
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With Milesopedia, take advantage of an exclusive offer: your first-year annual fees are refunded with the National Bank World Elite Mastercard. This offer is exclusively available on the Milesopedia network, from June 30 to November 4, 2026.
The National Bank World Elite Mastercard is the best Mastercard credit card offered by NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia has named the National Bank World Elite Mastercard as the Best Travel Credit Card in 2023, 2024, 2025, and 2026.
on National Bank's website
Limited Time Offer
The BMO Ascend™ World Elite®* Mastercard®* is one of the best World Elite Mastercard travel rewards credit cards in Canada. With our welcome offer, you can get up to 115,000 BMO Rewards points, for a total value of up to $1,900, including up to $200 in Instacart benefits.*
Plus, there’s no annual fee in the first year for the primary cardholder and additional cardholders, and you benefit from a 0% introductory interest rate on balance transfers for 12 months (with a 2% balance transfer fee).*
With the BMO Ascend™ World Elite®* Mastercard®*, you get:
The card also offers:
on BMO's website
With this offer for the BMO VIPorter World Elite Mastercard, you get up to 70,000 VIPorter points and a round-trip companion pass. Plus, you pay no annual fees for the first year and receive $1,000 in eligible spending towards your VIPorter status.
Here’s how to get your full welcome bonus:
So, to get the full welcome bonus of 70,000 VIPorter points, you’ll need to spend $18,000 in the first year.
With the BMO VIPorter World Elite Mastercard, you earn 3 points per dollar at Porter and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco.
With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:
Additionally, as a BMO VIPorter World Elite Mastercard holder, your VIPorter points do not expire, and you automatically receive VIPorter Horizon Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.
You can also earn one round-trip companion pass per year if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.
Finally, you are covered by a wide range of insurance policies:
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
on BMO's website
With this offer for the BMO Blue Rewards World Elite Mastercard, you can get up to $1,600 in value. In addition, you pay no annual fee in the first year.
Here’s how to get your full welcome offer:
So, to get your full welcome offer, you’ll need to spend $20,000 in the first year.
With the BMO Blue Rewards World Elite Mastercard, you earn 10 points per dollar at participating Blue Rewards partners and 2 Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchase (including Costco). And 1 point per dollar for all other purchases. The 10-point rate applies on up to $25,000 in net purchases per calendar year at partners, and the 2-point rate on up to $500 per category, per statement cycle.
You can also take advantage of a 0% introductory interest rate on balance transfers for 12 months, with a 2% balance transfer fee.
The card also offers:
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
on BMO's website
The Desjardins Odyssey World Elite Mastercard is a credit card that offers BONUSDOLLARS.
With this card, you can earn:
In addition, this card offers several purchase insurances:
As well as comprehensive travel insurance.
The BMO Ascend World Elite Business Mastercard is one of the best travel points-based Business Mastercard® credit cards in Canada. You can earn up to 150,000 points as a welcome bonus:
Plus, there’s no annual fee for the first year! And you get 2 free annual visits to DragonPass airport lounges.
You can also benefit from a welcome interest rate of 0% on balance transfers for nine months (a 3% transfer fee applies).
With the BMO Ascend World Elite®* Business Mastercard, you earn 4 points for every dollar spent on:
And 1.5 points for every dollar you spend, including at Costco or for significant purchases at home improvement stores.
You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
Additionally, you can combine the points earned with the two other BMO Rewards cards to save even more on your travel.
With the BMO Rewards® World Elite®* Business Mastercard® for Business, you benefit from various travel protections:
And for your purchases :
on BMO's website
If you are looking for a credit card that rewards generously from the start, the Tangerine® Rewards World Elite Mastercard®* is for you.
New cardholders can get up to $1,220 in value in the first year*, plus fuel savings at participating Shell stations. This value includes:
Apply by January 31, 2027 to take advantage of this offer.
For earning, get 1.5 Scene+ points per dollar in 3 accelerated earning categories of your choice. Choose from 13 categories — groceries, restaurants, gas, drug stores, recurring bill payments, fitness and sports clubs, foreign currency spend and more — and switch them every 90 days to match your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent, with no earning cap*.
You can earn and redeem your Scene+ points with partners such as Scene+ Travel powered by Expedia, Shell, Home Hardware, Rakuten, Cineplex and Empire Company Limited’s family of brands, including Sobeys, IGA, Safeway, Foodland, FreshCo and Voilà.
The card also includes travel insurance, mobile device insurance and Event Ticket Protection*, as well as exclusive access to The Mastercard Collection*.
Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months (1% balance transfer fee)*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.
Save on fuel with Shell
Link your card to Shell Go+ in the Tangerine mobile app or on the Tangerine website to get up to 10¢/L in value at participating Shell stations with a linked Tangerine Rewards World Elite Mastercard:
on Tangerine's website
