Looking for the best Brim Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.
Compare the 3 cards in our selection below. Interested in a card? Click Read review to read our full analysis.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $89 | |||
| $0 |
With the Air France KLM World Elite Mastercard®, you can earn Flying Blue Miles on all your purchases:
- 2 miles per dollar on food and drinks
- 1 Mile per dollar for all other purchases (including at Costco)
As an Air France KLM World Elite Mastercard credit cardholder, you earn 30 XP per year to help you qualify for Flying Blue Elite Status.
This card comes with many insurance coverages for your purchases and travels.
- Annual fee
- $0 $132No annual fee the first year
- Our valuation
- $132Milesopedia first-year estimate First-year valueAnnual fee rebated$132Total$132Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- First Year Annual Fee Rebate
No annual fee the first year
Milesopedia first-year estimateFirst-year valueAnnual fee rebated$132Total$132Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$132 annual fee rebated
on Brim's website
The Brim World Elite Mastercard is Brim Financial’s premium card, built for people who shop abroad and want a full travel insurance package.
What the card gives you:
- Foreign transaction fees reduced to 1.5% on purchases in a foreign currency, compared with 2.5% on most Canadian cards
- 1 point per dollar on all purchases, with no cap, plus accelerated rates at participating merchants through Brim Rewards
- A premium insurance package: trip cancellation and interruption, out-of-province emergency medical, flight and baggage delay, car rental collision, and hotel burglary
- Access to Mastercard Travel Pass, an extended warranty and purchase security
The annual fee is $89, plus $50 per additional card. The annual interest rate is 19.99% on purchases and 21.5% on cash advances.
The Brim Mastercard is a no-annual-fee credit card from Brim Financial, worth holding mainly for its reduced foreign transaction fees.
What the card gives you:
- Foreign transaction fees reduced to 1.5% on purchases in a foreign currency, compared with 2.5% on most Canadian cards
- 1 point for every $2 spent, plus accelerated rates at participating merchants through Brim Rewards
- No annual fee and free additional cards
- A mobile app with real-time notifications, budgeting tools and a Family Card feature, along with Zero Liability protection
The annual interest rate is 19.99% on purchases and 21.5% on cash advances. Think of it as a companion card for purchases abroad rather than as your main rewards card.
Compare the terms specific to this selection
For Brim, compare fees, eligible transactions and the benefits you need. Where rewards points are offered, check redemption options, transfer possibilities and program conditions.
Assess costs beyond the welcome offer
When choosing a credit card in this category, distinguish temporary incentives from ongoing terms. Compare annual fees, transaction charges and benefit requirements.
Use the table for an initial comparison. Read the review of the card that interests you, then the issuer’s terms before applying.
Frequently asked questions — Brim
How do I compare cards in Brim?
Compare each offer using the same budget and spending needs. Then review detailed terms to check limits, exclusions and the benefits you can actually use.
How should I choose from the Brim selection?
Start with your spending and priorities, then compare fees and benefits relevant to your situation. The ranking helps identify options; the best choice can differ from person to person.
Can terms change after publication?
Yes. Offers, fees and eligibility requirements can change. Before applying, check the issuer’s terms linked from the application button, including dates and exclusions.
