Best Brim Credit Cards in Canada - October 2026

Looking for the best Brim Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 3 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

Our selection — Brim
Credit card	Annual fee	Welcome offer
Air France KLM World Elite Mastercard^® Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$132 $0First Year Annual Fee Rebate	Welcome offer+ 60 XP 60 XP + First Year Annual Fee Rebate + 60 XP	Apply NowCompareRead review
Brim World Elite Mastercard Apply NowCompareRead review	Annual fee$89	Welcome offer No current welcome offer	Apply NowCompareRead review
Brim Mastercard Apply NowCompareRead review	Annual fee$0	Welcome offer No current welcome offer	Apply NowCompareRead review

Air France KLM World Elite Mastercard^®

With the Air France KLM World Elite Mastercard^®, you can earn Flying Blue Miles on all your purchases:

2 miles per dollar on food and drinks
1 Mile per dollar for all other purchases (including at Costco)

As an Air France KLM World Elite Mastercard credit cardholder, you earn 30 XP per year to help you qualify for Flying Blue Elite Status.

This card comes with many insurance coverages for your purchases and travels.

Compare

Air France KLM World Elite Mastercard^®

Brim Flying Blue First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $132
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$132Total$132Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $132
Welcome offer+ 60 XP: 60 XP + First Year Annual Fee Rebate

Annual fee

Primary card$132

Additional card$50

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xRestaurants
1xAll spending

Value

1st Year Value$638

2nd Year Value$283

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Travel medical (65+)Up to $5,000,000 / 3 days

Trip CancellationUp to $2,000

Trip InterruptionUp to $2,000

Delayed BaggageUp to $500

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $150,000

Purchase protection

Purchase ProtectionUp to $999 / 90 days

Extended Warranty+1 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

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Brim World Elite Mastercard

The Brim World Elite Mastercard is Brim Financial’s premium card, built for people who shop abroad and want a full travel insurance package.

What the card gives you:

Foreign transaction fees reduced to 1.5% on purchases in a foreign currency, compared with 2.5% on most Canadian cards
1 point per dollar on all purchases, with no cap, plus accelerated rates at participating merchants through Brim Rewards
A premium insurance package: trip cancellation and interruption, out-of-province emergency medical, flight and baggage delay, car rental collision, and hotel burglary
Access to Mastercard Travel Pass, an extended warranty and purchase security

The annual fee is $89, plus $50 per additional card. The annual interest rate is 19.99% on purchases and 21.5% on cash advances.

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Brim World Elite Mastercard

BrimCash Back

Annual fee: $89
Welcome offer: No current welcome offer

Annual fee

Primary card$89

Additional card$50

Annual income required

Individual$80,000

Household$150,000

Conversion fees

1.5%

Earning rate

1xAll spending

Value

1st Year Value$211

2nd Year Value$151

Card benefits

Concierge service24/7

Wi-Fi accessIncluded

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $1,000

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Auto Rental Collision (primary)Up to $65,000 / 48 days

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Brim Mastercard

The Brim Mastercard is a no-annual-fee credit card from Brim Financial, worth holding mainly for its reduced foreign transaction fees.

What the card gives you:

Foreign transaction fees reduced to 1.5% on purchases in a foreign currency, compared with 2.5% on most Canadian cards
1 point for every $2 spent, plus accelerated rates at participating merchants through Brim Rewards
No annual fee and free additional cards
A mobile app with real-time notifications, budgeting tools and a Family Card feature, along with Zero Liability protection

The annual interest rate is 19.99% on purchases and 21.5% on cash advances. Think of it as a companion card for purchases abroad rather than as your main rewards card.

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Brim Mastercard

BrimCash Back

Annual fee: $0
Welcome offer: No current welcome offer

Annual fee

Primary card$0

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

1.5%

Earning rate

0.5xAll spending

Value

1st Year Value$150

2nd Year Value$120

Travel insurance

Delayed BaggageIncluded

Lost BaggageIncluded

Flight DelayIncluded

Hotel BurglaryIncluded

Travel AccidentIncluded

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Auto Rental CollisionIncluded

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The Brim World Elite Mastercard is Brim Financial’s premium card, built for people who shop abroad and want a full travel insurance package.

What the card gives you:

Foreign transaction fees reduced to 1.5% on purchases in a foreign currency, compared with 2.5% on most Canadian cards
1 point per dollar on all purchases, with no cap, plus accelerated rates at participating merchants through Brim Rewards
A premium insurance package: trip cancellation and interruption, out-of-province emergency medical, flight and baggage delay, car rental collision, and hotel burglary
Access to Mastercard Travel Pass, an extended warranty and purchase security

The annual fee is $89, plus $50 per additional card. The annual interest rate is 19.99% on purchases and 21.5% on cash advances.

Air France KLM World Elite Mastercard®

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Brim World Elite Mastercard

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Card benefits

Travel insurance

Purchase protection

Brim Mastercard

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

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Air France KLM World Elite Mastercard^®