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Review : Protea Hotel by Marriott Kruger Gate | Marriott Bonvoy

Review : Protea Hotel by Marriott Kruger Gate | Marriott Bonvoy

Note8.2/10

Hotel
Protea Hotel by Marriott Kruger Gate
Country
South Africa
City
Skukuza
Room Type
More spacious room
Loyalty Program Status
Titanium
Points Per Night
10,000 points
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An affordable hotel with Marriott Bonvoy points

The hotel Protea Hotel by Marriott Kruger Gate is category 2 (December 2019).

This means that it costs between 10,000 and 15,000 Marriott Bonvoy points to spend a night there.

Review : Protea Hotel by Marriott Kruger Gate | Marriott Bonvoy - Rates Protea Kruger Gate

To earn Marriott Bonvoy points in Canada, the easiest way is via one of these 3 credit cards:

Each of them offers a nice welcome bonus and the possibility to earn Marriott Bonvoy points on each of your purchases (either directly for the card s Marriott Bonvoy, or by transfer for la Carte Cobaltmᶜ American Express).

You could have both Marriott Bonvoy cards and collect your points in your Marriott Bonvoy account!

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$191.88Welcome offer
Up to 15,000 points
Apply Now

As for the card Cobaltmᶜ American Express, it allows you to transfer your Membership Rewards points to Marriott Bonvoy points at a rate of 1:1.2.

Review : Sheraton Tribeca New York Hotel | Marriott Bonvoy - cobalt bonvoy transfert 1

With the 5 membership rewards points per dollar you earn on:

  • grocery stores
  • restaurants and bars
  • convenience stores
  • food delivery at home

it is like earning 6 Marriott Bonvoy points per dollar!

It’s the travel hacker’s favourite card in Canada.

Annual fee
$191.88
Our valuation
$255
Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 15,000 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

  • 5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
  • 3X points on eligible streaming subscriptions in Canada.
  • 2X points on eligible gas, public transit and ride sharing purchases in Canada.
  • 1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
  • 1X point per dollar on everything else, with no category restrictions.
  • Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
  • No minimum income requirement, as with every American Express Canada card.
  • Additional cards at no extra cost: the first and every other supplementary card is $0.
  • The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
  • Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
  • A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

  • Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
  • Restaurants and bars: sit-down meals, takeout and drinks.
  • Home food delivery.
  • Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Service station 2
Transport 2
Travel 1
Other 1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

  • Emergency medical: up to $5,000,000 for the first 15 days of a trip.
  • Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
  • Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
  • Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
  • Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
  • Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt® Card fees

  • Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
  • Additional cards: $0.
  • Purchase interest rate: 21.99%.
  • Cash advance interest rate: 21.99%.
  • Foreign transaction fee: 2.5%.
  • Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Annual fee

Primary card$191.88
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xRestaurants
  • 5xGroceries
  • 5xConvenience
  • 3xStreaming
  • 2xTransit
  • 2xGas & EV
  • 1xAll spending

Value

1st Year Value$1,828
2nd Year Value$799

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our opinion about Protea Hotel by Marriott Kruger Gate

After 3 nights in our airbnb rental of Phalaborwa, we are now at the Protea Hotel by Marriott Kruger Gate for 2 nights.

Review : Protea Hotel by Marriott Kruger Gate | Marriott Bonvoy - 02

Location

We chose to stay at the Protea Hotel by Marriott Kruger Gate car:

  • it is perfectly located to visit the South of the Kruger Park.
  • it only cost us 10,000 points (category 2 in low season).
  • it has large family rooms, convenient with children

Its address: On the Sabi River at the Paul Kruger Gate, Portia Shabangu Road, Kruger National Park, Skukuza 1350 South Africa

Arrival

Upon arrival, we dropped off our luggage at the entrance and parked in the parking lot right in front of the reception.

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When we checked in around 6pm, after a day on the road from Phalaborwa (God’s Window among others) our rooms were obviously ready. The reception desk informs us of our advantages with the Titanium Elite status of Marriott Bonvoy: a free drink at the bar and free breakfasts.

With the points, we had booked the basic room with a king bed and a sofa bed. Thanks to the Titanium Elite status, we have been classified in the category « Larger room ». These are more modern, but do not include a sofa bed.

Since we had two bedrooms, it wasn’t a problem.

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The hotel is largely built on stilts. The reception is therefore in an open area.

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Reception will deduct ZAR 1,000 from my credit card to « cover possible meal expenses ». At the time of departure, not having used up all of this 1,000 ZAR, I will be asked to fill out a refund form for the remaining amount which will be credited to my credit card.

Rather strange method, but why not… I’ve been paid back a lot since then.

Next to the reception is a cafe.

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A souvenir shop is also present.

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The other areas of the lobby, with a local weather station 🙂

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We will head for our rooms, 426 and 427, located quite far from the reception, but close to the swimming pool and the restaurant.

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Along the way, we’ll come across every kind of insect you can imagine. No wonder we’re in the middle of nature!

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The room

Our two rooms were identical.

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The bedding and sheets were very comfortable. The King Size bed will accommodate my mother and our two children.

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Our originally chosen room had a sofa bed. This couch is not a couch. As said in the introduction, it won’t be a problem, but it would have been appreciated if the reception would have informed us of this before we arrived in the room.

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We appreciate the decoration and the choice of materials that go well with the « Safari » atmosphere.

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A coffee maker is present. However, on the second day, the coffee bags will not be replaced and the cups will not be cleaned. An example – among many others – of the lack of service of this hotel during our visit.

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In the buffet, a refrigerator containing 2 bottles of water.

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In front of the bed, a large television and a desk… without a chair. However, international (European-type) catches are appreciated. There are also USB sockets at the head of the bed.

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In the entrance hall, a large cupboard with a safe.

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On the desk, a welcome gift: 2 bracelets of local manufacture.

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Efficient – and quiet – air conditioning is present, as well as a ceiling fan above the bed.

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The bathroom

The bathroom has a bathtub and a separate shower, as well as a limited number of hygiene products.

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The terrace

In front of our room, a small terrace with 2 seats and a table.

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Hotel amenities

The bar

Opposite the Kruger Park, there is a bar with an adult pool. This is a particularly pleasant place to relax.

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There are also observation posts where it is possible to settle down for a drink or a meal.

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This is also a great place in the evening to listen to the Kruger Park activity!

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The restaurant

At the center of the hotel, a very pleasant buffet restaurant in the evening.

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Provide mosquito repellent 😉

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The buffet is divided into 2 sections.

First of all cold dishes in an air-conditioned room.

Some of the entries:

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The rest of the appetizers with the desserts:

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Then the hot dishes:

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Pools

The hotel has two swimming pools.

One rather oriented for children (with a small pool):

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And another one with overflow for adults located near the bar and facing the Kruger Park.

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A playground for children

Pleasant for families, this children’s playground is located next to the parking lot.

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A miniature golf course is present: too bad, nobody will be able to tell us where to find the sticks and balls!

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There is also a tennis court nearby.

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As well as a giant chess set.

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A gym

There’s a gym, but no towel or water.

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A spa

A massage and spa service is available.

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Breakfast

Breakfast is buffet style.

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Here are the different dishes:

Cold dishes: fruit, cold cuts, cheeses, cereals and juices.

The hot dishes:

An excellent breakfast that will allow us to skip lunch! A it was free, thanks to our Titanium status (also complimentary to Platinum members).

Bottom Line

The facilities of the hotel Protea Hotel by Marriott Kruger Gate are excellent. However, as you may have read in my comments, the service left much to be desired during our visit.

In my room, I tried to call room service and reception several times: without success. When I was at the reception desk, you could hear the phone ringing and not a single employee bothered to pick it up.

This is unfortunate because the hotel itself is of a good standard! Most importantly, it is located only 200 meters from the entrance to the Kruger Park, making it a prime location for touring the southern part of the Park.

I’d recommend this hotel for its access to the Park and its low cost in points, but know what to expect in terms of service! Read below for the hotel’s and Marriott Bonvoy’s response on this point.

To easily earn Marriott Bonvoy points, here’s the current offer on the Marriott BonvoyTM American ExpressMD Card:

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Answers from Marriott Bonvoy and the hotel

Faced with various disappointments, I wrote a note to Marriott Bonvoy about my experience through this page.

48 hours after my claim, here is the answer made by Marriott Bonvoy:


Thank you for taking the time to contact us concerning your recent stay at the Protea Hotel Kruger Gate.

I am sorry for your disappointing experiences with the hotel. I can certainly understand your frustration, especially as a dedicated Marriott Bonvoy Titanium Elite member.

As a gesture of goodwill, with my sincerest apology for your experience, I have requested 15,000 points be deposited into your Marriott Bonvoy account within five business days. While I know nothing can make up for your inconvenience, I hope these points will allow us another opportunity to provide you with the excellent service expected from Marriott.

Please let me assure you I have documented your comments about the unhelpful upgrades and the Housekeeping issues. Also, the poor service at the bar, pool, restaurant, and the Front Desk were also noted in a formal case. Kindly know the hotel management team will review the details and ensure this experience is addressed. Additionally, these cases serve as more than a complaint, but also as a learning opportunity for our hotels to excel in customer service and perform within our high standards.

Thank you again for your feedback, Mr. Neighbour, and we truly appreciate your continued loyalty as a Titanium Elite member. We look forward to welcoming you on your next stay with us, so we may have the chance to regain your faith in Marriott. Please let us know there should be anything further we can assist you with, as we would be more than happy to follow up with any continued concerns you may have.


Marriott Bonvoy


This is a nice gesture made by Marriott Bonvoy, knowing that our stay cost 40,000 points (2 rooms at 10,000 points per night).

48 hours after this response from Marriott Bonvoy customer service, I received another response from the hotel:


I have been contacted by the Marriott Customer Care and they have raised all your matters with regards to your recent stay with us, I do thank you for raising the matters as we will never know where we lack if matters are not brought to our attention but it should never take our Elite Members to raise this to us and therefore we do sincerely apologise. I have shared all matters to all the Departmental Heads. We have all had a meeting and we are busy resolving all the matters brought to our attention. The Food and Beverage Manager had a meeting with her entire team with regards to the pool bar and restaurant service. I had a staff meeting with my housekeeping and front desk team. The service you have received was not what we adhere to at the hotel and we always want to provide our GUEST with the best service and our service standards are much higher than what you experienced , we clearly lacked to ensure you were taken care of this time. I have posted 12500 points back to your account , please accept our sincerest apologies for the service you had to experience during your stay with us as training has been re-implemented in all departments to ensure the TEAM does not lack in this area. We do hope that whenever travels brings you back to the Kruger National Park that you would please consider us staying with us again.


Protea Hotel by Marriott Kruger Gate


I hope that my stay and my complaints will significantly improve the service in this hotel! Feel free to comment on your experience if you stay here in the future!

Go further with Marriott Bonvoy

To maximize your stays and points earning, check our complete Marriott Bonvoy program guide and our best Marriott Bonvoy credit cards ranking. For personal use, see the Marriott Bonvoy American Express Card. For business expenses, the Marriott Bonvoy Business American Express Card earns points on every business purchase. And if a points purchase promotion is running, take advantage via our Marriott Bonvoy points purchase guide.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
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on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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