Is the $599 annual fee on the TD Aeroplan Visa Infinite Privilege worth it?

It can be, but only for frequent Air Canada flyers. The 85,000 Aeroplan points welcome bonus alone is worth roughly $1,700 at Milesopedia's 2 cents per point benchmark, which already covers the first-year fee almost three times over. Add free Maple Leaf Lounge access (around $700 in value if used twice a year), free first checked bag for up to 9 passengers and 6 DragonPass passes, and the math works for travellers flying 4+ Air Canada round trips a year. For lighter travellers, the regular Aeroplan Visa Infinite at $139 makes more sense.

How does the 1,000 Status Qualification Miles per $5,000 perk work?

Every $5,000 you charge to the card earns 1,000 Status Qualification Miles (SQM) on top of regular Aeroplan points. SQMs count toward Aeroplan Elite Status tiers (25K, 35K, 50K, 75K, 100K). Spending $30,000 a year on the card therefore generates 6,000 SQMs, enough on its own to push a casual flyer into Aeroplan 25K and unlock complimentary upgrades, free same-day standby and priority services. This is one of the few Canadian cards that lets you earn status without flying.

What is the income requirement to qualify?

The TD Aeroplan Visa Infinite Privilege requires a personal income of $150,000 or a household income of $200,000. This is one of the highest income thresholds among Canadian credit cards, on par with the RBC Avion Visa Infinite Privilege. If you do not meet the threshold, TD typically suggests the regular Aeroplan Visa Infinite (around $60,000 personal income) instead, which carries a much lower $139 annual fee while keeping the most popular Aeroplan benefits like free first checked bag and lounge passes.

Can I share Maple Leaf Lounge access with my family?

The primary cardholder gets unlimited complimentary Maple Leaf Lounge access on Air Canada-operated flights when departing from a Canadian or U.S. lounge. Authorized users on the card (at $199 each per year) also receive their own lounge access. However, additional non-authorized travel companions are not covered, so if you fly with two children or a spouse who does not have a card on the account, only the primary holder enters for free. Adding your spouse as an authorized user is the most cost-effective way to give your whole family lounge access.

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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