What's the difference between the BMO VIPorter Mastercard and the World Elite?

The BMO VIPorter World Elite Mastercard offers higher point earning rates, more comprehensive travel privileges (free baggage, upgrades, complimentary seats) and VIPorter Horizon status. In contrast, the BMO VIPorter Mastercard offers VIPorter Passport status. The BMO VIPorter World Elite Mastercard also requires a higher annual income ($80,000 personal or $150,000 household). Read our comparison between the TD Aeroplan Visa Infinite Card and the BMO VIPorter World Elite MasterCard.

What VIP benefits are included with BMO VIPorter cards?

Both cards offer exclusive privileges on Porter flights, such as priority boarding, alternate flight placement in case of delays, exclusive check-in and priority services for up to 8 companions on the same reservation. With the BMO VIPorter World Elite Mastercard, you'll enjoy additional benefits such as complimentary baggage, complimentary seat selection and upgrades to PorterReserve on purchases of $3,000 or more.

How do I earn VIPorter points with a BMO VIPorter credit card?

Here are the BMO VIPorter Mastercard credit cards earning rates:- BMO VIPorter Mastercard: 2 points/$ at Porter, 1 point/$ for transportation, gas, groceries, dining, hotels (with limits), 0.5 point/$ for other purchases.; - BMO VIPorter World Elite Mastercard: 3 points/$ at Porter, 2 points/$ for the same categories (with higher limits), and 1 point/$ for other purchases.; In both cases, annual limits apply, beyond which the rate drops to 0.5 points or 1 point depending on the BMO VIPorter credit card.

Do VIPorter points expire with these cards?

No. If you're a BMO VIPorter Mastercard credit cardholder (regular or World Elite), your VIPorter points never expire. This is a significant advantage, especially if you're earning points over the long term for future travel.

Can VIPorter points be used for anything other than Porter flights?

Yes. In addition to Porter flights, VIPorter points can be redeemed for flights with Air Transat and Alaska Airlines. This dramatically expands the possibilities for using points beyond the Porter network.

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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