What is the interest rate of a PC Mastercard?

The PC Optimum card lets you earn 15 points per dollar at Shoppers Drug Mart, 10 points per litre at Esso and Mobil stations, and access personalized offers through the free mobile app. You can redeem 10,000 points for $10 off at grocery stores and pharmacies, with special bonus events offering even better value. The program is completely free with points that never expire as long as your account stays active, and it's accepted at over 2,500 locations across Canada.

How do I apply for a PC Optimum credit card?

You can apply for a PC Optimum credit card by going to the PC Financial website and clicking on “Apply Now.”Thanks to the way the application process is designed, you'll be matched with the most well-suited no-annual-fee credit card option, or you’ll be invited to sign up for the PC Insiders™ World Elite Mastercard®.

What's the annual fee for the PC World Elite Mastercard?

The annual fee for the PC® World Elite® Mastercard® is $0.

What's the minimum income requirement for the PC World Elite Mastercard?

The minimum income requirement for the PC® World Elite® Mastercard® is $80,000 individual or $150,000 household.

How do I pay my PC Optimum credit card bill?

The two best ways to pay your PC Optimum credit card bill are as follows:- Add your PC Financial/PC Optimum credit card as a payee in the bill payment section of bank account (online or through their app), and pay the monthly bill from there; - Pay via the PC Financial website or app by signing into your account;

Is a PC Optimum credit card worth it?

A PC Optimum credit card is absolutely worth it if you’re a fan of the PC Optimum program. By earning PC Optimum points, you can save money on groceries, household supplies, clothes, and more.Also, since PC Financial offers three no-annual-fee PC Optimum credit cards, signing up is easy, and you can start earning points almost immediately.

How do I get the Maxi points card?

Getting a PC Optimum card (also known as the Maxi points card) is free and easy. You can sign up online at pcoptimum.ca, through the PC Optimum mobile app, or in-store at any participating location like Maxi, Loblaws, Shoppers Drug Mart, or No Frills. Once registered, you'll receive your physical card to activate with your email address.

What are the advantages of the PC Optimum card?

The PC Optimum card lets you earn 15 points per dollar at Shoppers Drug Mart, 10 points per litre at Esso and Mobil stations, and access personalized offers through the free mobile app. You can redeem 10,000 points for $10 off at grocery stores and pharmacies, with special bonus events offering even better value. The program is completely free with points that never expire as long as your account stays active, and it's accepted at over 2,500 locations across Canada.

What is the interest rate of a PC Mastercard?

Interest rates vary by card type. For current interest rates, check our PC Financial credit cards page or review the terms when you apply.

How can I get a PC Optimum card?

To join PC Optimum and get your free membership card, you have three options: sign up online at pcoptimum.ca, download the PC Optimum app from Google Play or Apple Store, or register in-person at any participating store. You'll need to provide basic information like your email address and name. Once registered, you'll receive a physical card that you can link to your account to start earning points immediately.

Erin Partridge

Erin Partridge enjoys travelling slowly and taking her time to get to know each new place.  She’s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.

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