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Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature

Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature
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What is Avion Rewards Pay?

Avion Rewards Pay is a brand-new feature developed by RBC Bank and the Avion Rewards program. Still in its testing phase, the new feature is available for members who wish to try it out in advance by downloading the RBC Launch app.

Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature - avion-recompenses-paiement-1-fr

The digital card is accessible via the Apple Pay mobile wallet, only available on iOS for now. It allows you to use Avion points as a payment method for in-store or online purchases, wherever Visa is accepted (except for pre-authorized holds).

Featured
Annual fee
$120
Our valuation
$1,050
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 70,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.25xTravel
  • 1xAll spending

Value

1st Year Value$1,369
2nd Year Value$271

Transfer partners

  • American Airlines AAdvantageAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • WestJet RewardsAirline

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Travel medical (65+)Included
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Annual fee
$399
Our valuation
$1,500
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 100,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

  • Start travelling today with 25,000 welcome points
  • Earn 1.25 RBC Rewards points for every dollar you spend
  • Enjoy luxury travel benefits and exclusive privileges

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 100,000 Avion points, representing a travel value of up to $2,375.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 45,000 points on your account’s first anniversary

With the RBC Avion Visa Infinite Privilege Card, you also receive 6 complimentary airport lounge visits each year.

You can redeem your Avion points for flights on over 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles, and WestJet Rewards.

The card also gives you access to priority lanes, security services, and reserved parking at select Canadian airports.

You earn 1.25 Avion points per dollar on all your purchases, and the card includes comprehensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile devices up to $1,500.

Annual fee

Primary card$399
Additional card$99

Annual income required

Individual$200,000
Household$200,000

Conversion fees

2.5%

Earning rate

  • 1.25xAll spending

Value

1st Year Value$1,607
2nd Year Value$321

Transfer partners

  • American Airlines AAdvantageAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • WestJet RewardsAirline

Card benefits

Concierge service24/7
Airport lounge access$240

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Travel medical (65+)Included
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $2,500
Flight DelayUp to $500
Hotel BurglaryUp to $3,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days
Annual fee
$120
Our valuation
$1,050
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 70,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

  • Start flying today with 15,000 welcome points
  • Earn 1 RBC Rewards point for every dollar you spend
  • No blackout periods or seat restrictions – ever

With this limited-time welcome offer, you can earn up to 70,000 Avion points as a welcome bonus with the RBC Avion Visa Platinum Card!

  • Receive 35,000 points upon approval
  • 20,000 additional points when you spend $5,000 within the first six months of account opening
  • 15,000 additional points on the first anniversary of your account opening

You have until November 25, 2026 to apply.

You can use your Avion points for travel or convert them to other loyalty programs such as:

  • American Airlines AAdvantage
  • British Airways Executive Club (and Qatar Airways Privilege Club)
  • Cathay Pacific Asia Miles
  • WestJet Rewards

The current welcome offer lets you get the equivalent of 70,000 Avios or 70,000 WestJet points.

With the RBC Avion Visa Platinum Card, you earn 1 point for every dollar spent.

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$15,000
Household$15,000

Conversion fees

2.5%

Earning rate

  • 1xAll spending

Value

1st Year Value$1,335
2nd Year Value$264

Transfer partners

  • American Airlines AAdvantageAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • WestJet RewardsAirline

Travel insurance

Trip CancellationUp to $1,000
Trip InterruptionUp to $2,500
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days

How to Get an Avion Rewards Payment Card?

First, you need to download the RBC Launch app, available in the App Store (not available on Android). Log in with your usual RBC Bank credentials.

Next, tap on the New Avion Rewards Payment Card banner. Follow the on-screen instructions to request the card and add it to your Apple Pay virtual wallet.

Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature - paiement-avion-recompenses-fr-3
Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature - paiement-avion-recompenses-fr-2
Use Your Avion Points for Your Purchases With the Avion Rewards Pay Feature - avion-recompenses-paiement-3

How to Use the Card?

The Avion Rewards payment card works like any virtual Visa card. You can use it in-store, with your virtual wallet via contactless payment. Additionally, you can use it online as a payment method since a digital card number is provided.

However, pre-authorized deposits such as at gas stations, hotels, or car rentals, for example, are not eligible. Purchases must be made in Canadian dollars in Canada or online on sites ending in .ca with billing in Canadian dollars.

It is not necessary to load points onto the card. Points will be drawn directly from your Avion Rewards account during the transaction.

Avion Rewards Pay – What Is the Exchange Rate?

The base exchange rate is 1,000 Avion points = $5.80, which values 0.58 cents per point. This is well below Milesopedia’s valuation of 1.50 cents per Avion point. Therefore, we do not recommend using Avion points with the Avion Rewards payment card.

However, for holders of an Avion Visa Infinite Privilege RBC card or RBC Private Banking clients, the rate is much better: 1,000 Avion points = $10.

Finally, RBC mentions that the exchange rate can change at any time and it is best to check the app before making a transaction.

Should I use my points with Avion Rewards Pay?

In our opinion, Avion Rewards Pay with Points at a rate of 0.58 cents per point is not a good use of your Avion points. To get much greater value, consider:

Bottom Line

Avion Rewards Pay with Points is a new feature that allows you to use your Avion points for everyday purchases, in-store or online. However, it is still in the testing phase and only accessible on iOS.

The exchange rate is 1,000 Avion points = $5.80. Although Milesopedia does not recommend this use of Avion points (except for holders of a RBC Avion Visa Infinite Privilege Card ), it is an additional option for members seeking flexibility.

Featured
Annual fee
$120
Our valuation
$1,050
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 70,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.25xTravel
  • 1xAll spending

Value

1st Year Value$1,369
2nd Year Value$271

Transfer partners

  • American Airlines AAdvantageAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • WestJet RewardsAirline

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Travel medical (65+)Included
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

Our featured card

Featured
Annual fee
$120
Our valuation
$1,050
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 70,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.25xTravel
  • 1xAll spending

Value

1st Year Value$1,369
2nd Year Value$271

Transfer partners

  • American Airlines AAdvantageAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • WestJet RewardsAirline

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Travel medical (65+)Included
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

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