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Offer: Earn up to 110,000 Marriott Bonvoy points with these American Express offers

Offer: Earn up to 110,000 Marriott Bonvoy points with these American Express offers
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Marriott Bonvoy Cards – Canada’s Best Credit Cards for Travellers

Marriott Bonvoy credit cards are the best credit cards in Canada for travelers.

With these cards, you earn Marriott Bonvoy points and advantages for your stays at the group’s 8,000+ hotels worldwide (and over 250 in Canada).

With these welcome offers, you could earn up to 110,000 bonus points with the Marriott Bonvoy® American Express®* Card and 110,000 points with the Marriott Bonvoy® Business American Express®* Card.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now

And if you’re wondering: yes, you can take out both credit cards and get both welcome bonuses (provided you meet the required conditions).

To learn how to apply for an American Express business credit card, check out this article.

Marriott Bonvoy: Charge your Marriott Bonvoy expenses to your room bill! - bonvoy business card featured image

Carte Marriott BonvoyMD American ExpressMD*

La Carte Marriott BonvoyMD American ExpressMD* est la meilleure carte de crédit pour des nuits d’hôtels gratuites.

Avec cette offre de bienvenue vous pouvez obtenir jusqu’à 110 000 points Marriott Bonvoy :

  • Obtenez 80 000 points après avoir porté un total de 6 000 $ à votre Carte au cours de vos 6 premiers mois d’adhésion. 
  • En plus, obtenez 30 000 points en effectuant un achat au cours de votre 15e mois d’adhésion à la Carte.

Cette offre exceptionnelle se termine le 22 septembre 2026.

C’est une carte que nous conseillons de conserver car chaque année au renouvellement, vous obtenez un certificat annuel d’une nuit gratuite d’une valeur de 35 000 points ainsi que 15 nuits-Élite par année, comptant pour votre statut Marriott Bonvoy.

Avec cette Carte, vous obtenez 5 points par dollar pour toutes vos dépenses dans les établissements Marriott Bonvoy et 2 points par dollar sur tous vos achats.

Enfin, cette Carte s’accompagne de nombreuses assurances : retard de bagages, perte ou vol de bagages, accident de voyage de 500 000 $, retard de vol, cambriolage à l’hôtel ou au motel, vol et dommages pour voitures de location, Garantie-Achat, Protection-Achat.

Comme toutes les Cartes d’American Express Canada, aucun revenu minimum n’est exigé.  

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Carte Marriott BonvoyMD Entreprise American ExpressMD*

La Carte Marriott BonvoyMD Entreprise American ExpressMD* est la meilleure carte de crédit pour les travailleurs autonomes, professionnels et propriétaires de petites entreprises qui voyagent.

Avec cette offre de bienvenue vous pouvez obtenir jusqu’à 110 000 points Marriott Bonvoy :

  • Obtenez 80 000 points après avoir porté un total de 10 000 $ à votre Carte au cours de vos 6 premiers mois d’adhésion. 
  • En plus, obtenez 30 000 points en effectuant un achat au cours de votre 15e mois d’adhésion à la Carte.

Cette offre exceptionnelle se termine le 22 septembre 2026.

C’est une carte que nous conseillons de conserver car chaque année au renouvellement, vous obtenez un certificat annuel d’une nuit gratuite d’une valeur de 35 000 points ainsi que 15 nuits-Élite par année, comptant pour votre statut Marriott Bonvoy.

Avec cette Carte, vous obtenez 5 points par dollar pour toutes vos dépenses dans les établissements Marriott Bonvoy et vous pouvez accumuler 3 points par dollar pour :

  • l’essence
  • les restaurants
  • les voyages

Et 2 points par dollar sur tous les autres achats.

Comme toutes les Cartes d’American Express Canada, aucun revenu minimum n’est exigé.

Featured
Annual fee
$150
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This credit card has been the Best Business Credit Card in Canada for hotels for many years. For a limited time, you can earn 50,000 points as a welcome bonus. With this Card you can earn:
  • 5 points per dollar on Marriott Bonvoy purchases
  • 3 points per dollar on gas, dining and travel purchases
  • 2 points per dollar on all other purchases
Also, as a Cardmember, you get many benefits such as:
  • An Annual Free Night Award for up to 35,000 points
  • 15 Elite Night Credits each calendar year for your Marriott Bonvoy Elite Status
  • Automatic Marriott Bonvoy Silver Elite status membership
  • Access to American Express promotional offers
  • Access to pre-sale tickets
Finally, you are covered with reliable insurance for your travels and purchases. Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]

The Marriott Bonvoy® Business American Express®* Card is the best credit card for the self-employed, professionals and small business owners who travel.

With this welcome offer, you can earn up to 110,000 Marriott Bonvoy Points:

  • Earn 80,000 points after you spend $10,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 Points by making a purchase during your 15th month of Cardmembership.

This exceptional offer ends on September 22, 2026.

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :

  • Gas
  • Dining
  • Travel

And 2 points per dollar on all other purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$150
Additional card$50

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 3xTravel
  • 3xGas & EV
  • 3xRestaurants
  • 2xAll spending

Value

1st Year Value$1,520
2nd Year Value$347

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Benefits of Marriott Bonvoy Credit Cards

Both Marriott Bonvoy credit cards share common benefits:

  • 2 points per dollar on all your purchases
  • 5 points per dollar on purchases made at Marriott Bonvoy properties
  • 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status
  • 1 annual one-night free certificate worth 35,000 points (upon renewal of cardmembership)
  • Complimentary Marriott Bonvoy Silver Elite status
  • Insurance for travel and your purchases
Travel around the world in a week— is it really possible? - marriott bonvoy moxy certificate

The version for self-employed workers, professionals or small business owners, the Marriott Bonvoy® Business American Express®* Card stands out by allowing you to earn 3 points per dollar:

  • Gas
  • Dining
  • Travel

I hold both of these credit cards myself and keep them year after year so that I can benefit from the Annual Free Night Award which easily offsets the cost of the annual fee.

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How to Use Marriott Bonvoy points

Free Hotel Nights

Marriott Bonvoy points allow you to stay in one of the group’s 8,000 hotels in over 130 countries! And there are options for all budgets!

Browse our ultimate guide to the program and our map of Marriott Bonvoy hotels worldwide.

Aeroplan points or Flying Blue Miles

If you don’t want to use your Marriott Bonvoy points for free hotel nights, you can transfer them to one of the many airline partner programs.

For example, 120,000 Marriott Bonvoy points can be transferred to 50,000 Aeroplan points or 50,000 Flying Blue Miles! Enough to get you a round-trip flight to certain destinations in Europe.

Expiration of points

Marriott Bonvoy points do not expire as long as you maintain activity in the Marriott Bonvoy account within 24 months. An activity can be:

  • Purchases with Marriott Bonvoy credit cards
  • Transfer points from one account to another
  • Redeeming points for a free hotel night
  • Earning points with a stay
  • etc.

Get this offer as a couple or with a friend

You can transfer up to 100,000 Marriott Bonvoy points free of charge from one account to another each year. If you are a couple or travelling with a buddy, it is very worthwhile for each of you to apply for these Marriott Bonvoy credit cards.

You can then transfer your points to the account of the member who will make the reservation for free hotel nights. Why is this relevant? For several reasons:

  • Top up a points balance already available on one of the Marriott Bonvoy accounts
  • Get the benefit of the 5th night free for 4 nights booked with points
  • Enjoy the perks of the highest Elite status on the other Marriott Bonvoy account
  • Gift points to a Marriott Bonvoy member if you are not part of the trip (useful for parents / children / students)

For example, two partners or friends could earn over 400,000 points by each signing up for two Marriott Bonvoy credit cards and meeting the conditions for full welcome bonuses! You can get many free hotel nights and lighten your travel budget!

Conclusion

These two credit cards are perfect if you want to earn Marriott Bonvoy points for free hotel nights. By combining both welcome bonuses, you can earn up to 220,000 Marriott Bonvoy points, enough to cover several nights at the group’s hotels.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now

Frequently Asked Questions about Marriott Bonvoy welcome offers

Here are frequently asked questions in the milesopedia community about this card.

What is the welcome bonus for the Marriott BonvoyMD American ExpressMD Card?


The current offer comes in two tiers:

  • 80,000 Marriott Bonvoy points after spending $6,000 in your first 6 months
  • 30,000 points after making a purchase in your 15th month

Total: 110,000 Marriott Bonvoy points, or about 2 free Category 6 nights (Sheraton, Westin) or 4 Category 4 nights (Courtyard, Four Points). Based on an average night at $200+, the bonus is easily worth around $990 in real lodging value.

How does the Business version of the Marriott Bonvoy card work?


The Marriott Bonvoy® Business American Express®* Card offers the same welcome bonus, with a higher spending requirement:

  • 80,000 points after spending $10,000 in your first 6 months
  • 30,000 points after making a purchase in your 15th month

Total: 110,000 Marriott Bonvoy points. The earn rate is also higher: 5 points/$ at Marriott, 3 points/$ on gas, restaurants, and travel, 2 points/$ elsewhere. For a self-employed worker or an SME that travels 5+ times a year, it’s clearly more profitable than the personal version.

What are the ongoing benefits of this card beyond the bonus?


The ongoing benefits that remain valid after the bonus:

  • Free night certificate each year upon renewal (35,000 points = $200+)
  • 15 Elite nights credited automatically, granting Silver Elite status
  • 5th night free on award bookings of 4 nights with points
  • Multiple travel and purchase insurance coverages included

The free night certificate is usually enough to offset the $120 annual fee, especially if you redeem it at a Category 6 or 7 hotel.

Should you combine the Marriott BonvoyMD American ExpressMD with a Membership Rewards card?

Yes, and it’s even the recommended strategy. Membership Rewards points (earned on the Cobalt® or the American Express Gold) transfer to Marriott Bonvoy at a 1:1.2 ratio. Combined with 5x at Marriott and 5x on groceries/restaurants via the Cobalt®, you’ll earn faster than through any direct path. That’s how many milesopedia members rack up 200,000 to 300,000 Marriott Bonvoy points per year without ever paying for points even once.

Our featured card

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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