Turquoise Islands: our guide to all-inclusives and activities

The Turks and Caicos Islands, also known as the Turquoise Islands, are a group of more than 40 islands and islets in the Atlantic Ocean, southeast of the Bahamas and north of the Dominican Republic.

Only eight of these islands are inhabited, the main ones being the Turks to the northwest and the Caicos Islands to the southeast. These islands are famous for their beautiful white sandy beaches and turquoise waters, but also for the marine life they contain.

Cockburn Town, on Grand Turk Island, is the capital and main urban center of this beach paradise destination.

Turquoise Islands: our guide to all-inclusive packages and activities - Unsplash

The other inhabited islands are Providenciales, North Caicos, Middle Caicos, South Caicos, Salt Cay, Pine Cay and Parrot Cay.

This guide to all-inclusive hotels and activities in the Turks and Caicos Islands will help you discover the best of this enchanting archipelago, whether you’re looking for a romantic getaway, a family vacation or an upscale experience.

All-inclusive Resorts in the Turks and Caicos Islands

For adults only: Club Med Turkoise

Club Med Turkoise is an adults-only all-inclusive located on Grace Bay Beach. It offers colorful rooms and a variety of facilities such as three restaurants, two bars, a spa, a gym, an outdoor pool and water sports, tennis and horseback riding, providing a lively and entertaining experience in a heavenly setting.

Club Med has developed its own loyalty system called Great Members, which rewards members after each stay by awarding points based on their spending.

By reaching various levels, members gain access to higher status and enjoy additional benefits such as discounts on activities, room upgrades, airport transportation included, and much more.

Ideal for families: Beaches Turks & Caicos

Also in Grace Bay, the Beaches Turks and Caicos Resort Villages and Spa is a lively family all-inclusive owned by Sandals Resorts International. There’s also a water park.

Rooms include a games console, and some have a microwave and/or living area. One- and two-bedroom suites include kitchens, while three- and four-bedroom villas feature private pools.

With 20 restaurants, 12 bars, six outdoor pools, a spa and a gym, there’s plenty to keep you entertained and relaxed.

Premium all-inclusive: Ambergris Cay Resort

Located on a private island, the luxurious Ambergris Cay Private Island features sophisticated suites with ocean views, minibar, living space and private pool. Villas feature a golf cart, separate living room and veranda, with butler service.

Airport transfers, water sports, 30-minute hydrotherapy treatments and sailing lessons are included, as are meals in a restaurant-bar, café and bar. The complex also offers an outdoor pool, patio and spa. Access to this paradise is only possible by plane from Providenciales international airport.

Alexandra Resort

Also in Grace Bay, the all-inclusive Alexandra Resort offers spacious studios and suites, as well as a full range of on-site amenities, including a large pool, five restaurants, spa, gym, kids’ club and non-motorized water sports.

What’s more, the all-inclusive program allows guests to enjoy the facilities of the neighboring Blue Haven hotel, offering a « stay in one hotel, enjoy two » experience.

Turquoise Islands: our guide to all-inclusive packages and activities - default

Blue Haven Resort

Its neighbor, the Blue Haven Resort, is also a family favorite. The complex offers spacious studios and suites, two restaurants, two bars and a swimming pool. Its all-inclusive package includes unlimited meals, local and premium alcoholic beverages, and access to the restaurants and bars of the affiliated hotel, Alexandra Resort.

What’s more, guests have free access to a range of non-motorized water sports, and children aged 12 and under stay free when sharing a room with two full-price adults. Proof of age will be required at check-in.

Turquoise Islands: our guide to all-inclusive packages and activities - Blue Haven Resort

Pine Cay

On Pine Cay, an 800-acre private island, this Relais & Châteaux offers just 11 oceanfront rooms, two oceanfront cottages and eight rental villas. Several activities are included, as well as daily gourmet meals. Drinks are available at an additional cost. The restaurant-bar has a relaxed atmosphere, with terrace tables and picnic baskets.

Guests can enjoy an outdoor pool, tennis court and a variety of water sports. With a Balinese spa for relaxation, breathtaking sunsets over the Caribbean Sea and a strong sensitivity to environmental preservation, Pine Cay offers a unique experience where guests can immerse themselves throughout the island and enjoy this natural oasis.

Organize your trip to the Turks and Caicos Islands with points

Homes & Villas by Marriott Bonvoy

While on vacation in the Turks and Caicos Islands, you could also consider renting a villa, for example via Homes & Villas by Marriott Bonvoy, which offers personalized service. It usually includes :

A cleaning service on request;
Guaranteed high-speed Wi-Fi;
Quality furniture;
Accessories for children on request (high chair, cot);
24/7 support.

Marriott Bonvoy points can be used to book properties on the Homes & Villas website. In the Turks and Caicos Islands you’ll find condos, vacation homes and villas in various price ranges.

Turquoise Islands: our guide to all-inclusive packages and activities - turks-villa-marriott

Small condo near the beach for 55 000 points per night to a luxury villa with concierge services at 330 000 points, you’ll find a property to suit your taste and budget. Many reasonable options range from 120 000and 180 000 Marriott Bonvoy points per night.

Turquoise Islands: our guide to all-inclusive packages and activities - hebergement-iles-turquoises

If you don’t have enough points, you can still pay in cash and add your Marriott Bonvoy membership number at the time of booking. You’ll earn 5 points per U.S. dollar on your stay and Elite nights as usual with member hotels.

If you are a Marriott Bonvoy^MD American Express^MD* Cardholder and pay for your accommodation with it, you’ll earn 5 extra points per Canadian dollar! This will top up your Marriott Bonvoy points balance for your next vacation.

Our credit card selection
Credit card	Annual fee	Welcome offer
FeaturedMarriott Bonvoy^® American Express^®* Card Apply NowCompare	Annual fee$120	Welcome offer Up to 110,000 pointsEnds Sep 22, 2026	Apply NowCompare
FeaturedMarriott Bonvoy^® Business American Express^®* Card Apply NowCompare	Annual fee$150	Welcome offer Up to 110,000 pointsEnds Sep 22, 2026	Apply NowCompare

Save on flights with Aeroplan

In winter, Air Canada operates several flights a week between Montreal and Providenciales, the country’s main airport. If you are a bit flexible on dates, you can find a one-way direct flight for 12 000Aeroplan points and 80 $ in taxes.

Turquoise Islands: our guide to all-inclusive packages and activities - FR-Air-Canada-providenciales

When you sign up for the TD^MD Aeroplan^MD Visa Infinite* Card, the welcome bonus alone can cover a round trip for two to the TurquoiseIslands!

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TD^® Aeroplan^® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $1,139Milesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 50,000 points; + First Year Annual Fee Rebate

With this offer for the TD^® Aeroplan^® Visa Infinite* Card, you can get up to 50,000 Aeroplan points^† as well as an Annual Fee rebate for the first year^†.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation^†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months^†.

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per $1 spent on:

Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada^® (including Air Canada Vacations^®)

You also earn 1 point^† per dollar on all other eligible purchases made with your card.

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^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$75

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

1.5xGas & EV
1.5xGroceries
1.5xAir Canada flights
1xAll spending

Value

1st Year Value$1,714

2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

Save with flexible reward points

Many flexible rewards programs offer you the option of converting your points into statement credit and applying them to travel expenses charged to your card. Popular flexible programs include :

All our best tips for saving on your next all-inclusive vacation can be found in this article:

Things to see and do in the Turks and Caicos Islands

Among the most popular activities on the Turquoise Islands are scuba diving, snorkeling, whale watching and sea excursions.

Let yourself be tempted by our suggestions:

A transparent kayak excursion to discover rays, turtles and iguanas;
A sunset cruise with champagne in Grace Bay ;
An off-road buggy trip to Pirate Cove;
A private mountain bike excursion to discover the beaches ;
A visit to the Amazing Wall and Gibbs Cay snorkeling sites;
A world-class nine-hole golf circuit and a buggy safari;
A jet ski excursion around an abandoned shipwreck;
A morning of deep-sea fishing;
A parasailing trip in Grace Bay ;
A paddleboard or kayak outing in the marine national park;
A private catamaran cruise to Pine Cay, Half Moon Bay and Leeward Beach.

Don’t miss :

Grace Bay Beach

Considered one of the most beautiful beaches in the world, Grace Bay Beach on the island of Providenciales is famous for its powdery white sand and crystal-clear turquoise waters.

Chalk Sound National Park

Also on the island of Providenciales, this national park boasts a spectacular lagoon, dotted with small limestone islands and lush vegetation. It’s an ideal spot for photography and water sports.

Turquoise Islands: our guide to all-inclusive packages and activities - Tim Sackton

Princess Alexandra National Marine Park

Princess Alexandra National Park is home to coral reefs and a variety of marine life. It’s a paradise for scuba diving and snorkeling enthusiasts.

Turquoise Islands: our guide to all-inclusive packages and activities - Princess Alexandra national park

Mudjin Harbour

This picturesque beach on Middle Caicos Island is surrounded by limestone cliffs and blue waters, the perfect place for leisurely strolls and panoramic views.

Gibbs Cay

On this small desert island near Grand Turk Island, you can swim with stingrays.

Turquoise Islands: our guide to all-inclusive packages and activities - Visit Turks & Caicos

Conch Bar Caves

On the island of Middle Caicos, there are hidden limestone caves, a fascinating site for lovers of caving and underground exploration.

Bottom Line

The Turks and Caicos Islands destination offers an abundance of natural beauty. You’ll be able to explore dream beaches, discover spectacular coral reefs, swim with aquatic creatures and enjoy the warm hospitality of the locals, and why not, while enjoying the practical all-inclusive formula.

Read on for my other guides to the paradise islands of the Caribbean:

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American Express Cobalt^® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuation: $255Milesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 15,000 points

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The American Express Cobalt^® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt^® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt^® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line^® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt^® Card, you earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt^® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt^® Card fees

Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

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