For a Turks and Caicos all-inclusive, we recommend Club Med Turkoise if you're travelling as adults, and Beaches Turks & Caicos or the Alexandra Resort if you're going with your family. Air Canada flies nonstop from Montreal and Toronto to Providenciales, and your Aeroplan or Marriott Bonvoy points bring the bill down.
The Turks and Caicos Islands, also known as the Turquoise Islands, are a group of more than 40 islands and islets in the Atlantic Ocean, southeast of the Bahamas and north of the Dominican Republic.
Only eight of these islands are inhabited, the main ones being the Turks to the northwest and the Caicos Islands to the southeast. These islands are famous for their beautiful white sandy beaches and turquoise waters, but also for the marine life they contain.
Cockburn Town, on Grand Turk Island, is the capital and main urban center of this beach paradise destination.
The other inhabited islands are Providenciales, North Caicos, Middle Caicos, South Caicos, Salt Cay, Pine Cay and Parrot Cay.
This guide to all-inclusive hotels and activities in the Turks and Caicos Islands will help you discover the best of this enchanting archipelago, whether you’re looking for a romantic getaway, a family vacation or an upscale experience.
Turks and Caicos all-inclusives at a glance
Before getting into the details, here is how we rank the six resorts by the way you travel:
The six Turks and Caicos all-inclusives compared by location, traveller profile and main advantage
Resort
Location
Best for
Main advantage
Club Med Turkoise
Grace Bay, Providenciales
Adults only
27 activities included
Beaches Turks & Caicos
Grace Bay, Providenciales
Families
45,000 sq ft water park, Treasure Beach Village since March 2026
Alexandra Resort
Grace Bay, Providenciales
Families and groups
Kids 12 and under free, access to Blue Haven
Blue Haven Resort
Providenciales
Families
Kids 12 and under free, access to the Alexandra
Ambergris Cay
Private island
Upscale stay
Transfers from Providenciales or South Caicos included
Pine Cay
Private island
Peace and privacy
Only a dozen or so rooms and suites
The six all-inclusives in detail
For adults only: Club Med Turkoise
If you're travelling as adults, Club Med Turkoise puts you right on Grace Bay Beach, in an adults-only village. According to Club Med, 27 activities are included in your package, including tennis, pickleball, sailing, yoga and flying trapeze.
Club Med has developed its own loyalty system called Great Members, which rewards members after each stay by awarding points based on their spending.
By reaching various levels, members gain access to higher status and enjoy additional benefits such as discounts on activities, room upgrades, airport transportation included, and much more.
Ideal for families: Beaches Turks & Caicos
Also on Grace Bay, Beaches Turks and Caicos Resort Villages and Spa is a lively family all-inclusive run by Sandals Resorts International: your kids get a real water park, and you get several themed villages.
If you're travelling with extended family, look at the Treasure Beach Village, which opened on March 1, 2026: 101 multi-bedroom suites, including CrystalSky villas with private pools, according to Beaches.
According to Beaches, your package gives you 24 dining options, including three food trucks, 14 bars, 10 pools and a 45,000-square-foot water park.
Premium all-inclusive: Ambergris Cay Resort
On its own private island, Ambergris Cay puts you up in beachfront bungalows or villas on an upscale all-inclusive basis. The island has its own airstrip, which you can use if you arrive by private plane.
According to the resort, your package includes à la carte dining, premium spirits, house wines, non-motorized water sports (kayaks, paddleboards, Hobie Cat sailing), tennis and pickleball, plus round-trip transfers from the Providenciales or South Caicos airport.
Alexandra Resort
Also on Grace Bay, the Alexandra Resort puts you up on an all-inclusive basis in studios or one- to four-bedroom suites, a good option if you're travelling as a group. According to the resort, children 12 and under stay and eat free.
Your all-inclusive package also lets you use the facilities of the sister Blue Haven resort: you stay in one hotel and enjoy two.
Blue Haven Resort
The Blue Haven Resort, the Alexandra's sister property, is a boutique all-inclusive that families love. Your package also gives you access to the Alexandra's restaurants and bars.
According to the resort, children 12 and under stay, eat and enjoy activities free when they share a room with two adults paying full price, the same rule as at the Alexandra.
Pine Cay
On Pine Cay, an 800-acre private island, this Relais & Châteaux member has only a dozen or so beachfront rooms and suites. According to the resort, its Island-Inclusive rate gives you three meals a day, boat snorkelling trips and non-motorized water sports; drinks and transfers are extra.
You'll find an oceanfront pool and an unspoiled beach, far from the bustle of Grace Bay. It's the address to keep in mind if you want calm rather than nightlife.
Organize your trip to the Turks and Caicos Islands with points
Homes & Villas by Marriott Bonvoy
While on vacation in the Turks and Caicos Islands, you could also consider renting a villa, for example via Homes & Villas by Marriott Bonvoy, which offers personalized service. It usually includes :
A cleaning service on request;
Guaranteed high-speed Wi-Fi;
Quality furniture;
Accessories for children on request (high chair, cot);
24/7 support.
Marriott Bonvoy points let you book properties on the Homes & Villas website. In the Turks and Caicos Islands you’ll find condos, vacation homes and villas in various price ranges.
If you don't have enough points, you can pay cash and add your Marriott Bonvoy member number to the booking: Homes & Villas then gives you 5 points per eligible U.S. dollar, excluding taxes, cleaning fees and booking fees.
To earn those points faster, the Marriott Bonvoy® American Express®* Card gives you 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels, for a $120 annual fee, according to American Express.
Since March 2026, you can also use IHG One Rewards points in Turks and Caicos: the Hotel Indigo Turks & Caicos Grace Bay, the brand's first hotel on the islands, has 56 rooms steps from Grace Bay Beach, with an infinity pool and a restaurant. It isn't an all-inclusive, but it's the option to keep in mind if you collect IHG points rather than Marriott points.
Save on flights with Aeroplan
You have a choice of direct flights: Air Canada flies from Montreal to Providenciales, the islands' main airport, and from Toronto, Air Canada, WestJet and Porter also fly nonstop to Providenciales. Frequencies vary by season. With Aeroplan points, the price of a reward ticket changes with the date, so we recommend comparing several days in Air Canada's calendar before you book.
To fill up your account, the TD® Aeroplan® Visa Infinite* Card offers up to 50,000 Aeroplan points in the first year, according to TD: 10,000 points on your first purchase, 15,000 points after spending $3,000 in 90 days, then 25,000 points after spending $12,000 in 12 months. TD also rebates the annual fee for the first year.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Save with flexible reward points
Many flexible rewards programs offer you the option of converting your points into statement credit and applying them to travel expenses charged to your card. Popular flexible programs include :
Considered one of the most beautiful beaches in the world, Grace Bay Beach on the island of Providenciales is famous for its powdery white sand and crystal-clear turquoise waters.
Chalk Sound National Park
Also on the island of Providenciales, this national park boasts a spectacular lagoon, dotted with small limestone islands and lush vegetation. It’s an ideal spot for photography and water sports.
Princess Alexandra National Marine Park
Princess Alexandra National Park is home to coral reefs and a variety of marine life. It’s a paradise for scuba diving and snorkeling enthusiasts.
Mudjin Harbour
This picturesque beach on Middle Caicos Island is surrounded by limestone cliffs and blue waters, the perfect place for leisurely strolls and panoramic views.
Gibbs Cay
On this small desert island near Grand Turk Island, you can swim with stingrays.
Conch Bar Caves
On the island of Middle Caicos, there are hidden limestone caves, a fascinating site for lovers of caving and underground exploration.
See also:
Leeward Beach (Providenciales Island), another magnificent beach;
North Caicos, a less-frequented island with pristine landscapes ;
Salt Cay, a small, unspoiled island with a rich history of the salt industry, deserted beaches and excellent whale-watching opportunities during migration season.
Passport: valid for at least 6 months after the date you leave the islands;
Length of stay: up to 90 days as a tourist, with a return ticket to show on request;
Currency: the U.S. dollar, which is why a card with no foreign transaction fees pays off;
Hurricanes: the season runs from early June to the end of November;
Safety: Canada advises a high degree of caution due to crime.
Bottom Line
Your choice comes down to who's travelling with you. As a couple or with friends, Club Med Turkoise keeps you on Grace Bay with 27 activities included. With kids, Beaches Turks & Caicos has the water park, while the Alexandra and Blue Haven let children 12 and under stay free. For a private island, Ambergris Cay and Pine Cay sit in the luxury tier. To keep the budget in check, we recommend paying for the flight with Aeroplan points and for your stay with Marriott Bonvoy, IHG or flexible points.
Read on for our other guides to the paradise islands of the Caribbean:
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The American Express Cobalt® Card is a versatile American Express card, whether you want points for travel or cash back.
American Express Cobalt® Card welcome offer
The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer valued at $255.
Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.
You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.
You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:
15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points
American Express Cobalt® Card benefits
Here is what the card gives you, starting with the benefits cardholders use most.
5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, and home food delivery. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.
The 5X categories and where they apply
The 5X rate is the reason most people carry this card. In Canada it covers three kinds of merchants:
Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores (Couche-Tard, 7-Eleven): not part of 5X, 1 point per dollar.
The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.
With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:
Category
Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)
5
Home food delivery
5
Restaurants and bars
5
Convenience stores
1
Streaming services
3
Service station
2
Transport
2
Travel
1
Other
1
That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.
You can also stack these categories with the hundreds of stores that offer 5x points.
American Express Cobalt® Card insurance coverage
The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.
Travel insurance
Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.
Rental car insurance
Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.
Mobile device insurance
Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.
Purchase protection and extended warranty
Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.
American Express Cobalt® Card fees
Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.
Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$191.88
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending
Value
1st Year Value$1,675
2nd Year Value$799
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000
Purchase protection
Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Frequently Asked Questions
Do you need a passport to travel to Turks and Caicos?
Yes. According to the Government of Canada, your passport must be valid for at least 6 months after the date you leave the islands. You don't need a tourist visa and you can stay up to 90 days, but border officers may ask to see a return ticket.
What currency is used in Turks and Caicos?
The U.S. dollar. Your spending on the islands (excursions, restaurants outside the resort, tips) goes through a currency conversion, so a card with no foreign transaction fees saves you about 2.5% on every purchase.
Which all-inclusive is best for families?
Beaches Turks & Caicos is the most complete for kids, with its 45,000-square-foot water park and the new Treasure Beach Village that opened in March 2026. The smaller Alexandra Resort and Blue Haven Resort let children 12 and under stay free.
Is there an adults-only all-inclusive?
Yes, Club Med Turkoise on Grace Bay is adults-only. Club Med includes 27 activities there, from sailing and yoga to flying trapeze.
Are there direct flights from Canada?
Yes. Air Canada flies nonstop from Montreal to Providenciales. From Toronto, Air Canada, WestJet and Porter also fly direct to Providenciales. Frequencies vary by season, so check schedules when you book.
Can you pay for your stay with points?
Yes, in three ways: Marriott Bonvoy points on a Homes & Villas rental, IHG One Rewards points at the Hotel Indigo in Grace Bay, or flexible points (American Express Membership Rewards, National Bank À la carte, Aventura, Scene+) applied to a package charged to your card.
When should you avoid travelling to Turks and Caicos?
Hurricane season runs from early June to the end of November, according to the Government of Canada. A trip between December and May keeps you clear of it; if you travel in summer or fall, get trip cancellation insurance and follow weather advisories.
Is Turks and Caicos safe?
The Government of Canada recommends a high degree of caution in Turks and Caicos due to crime. At the Grace Bay resorts, take the usual precautions: keep valuables in the safe and use official taxis at night.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Our editorial integrity
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