This Manulife Bank Visa Infinite* card earns Manulife Better Rewards™ points, weighted toward health and wellness spending. The minimum annual income required is $60,000 personal or $100,000 household.
You earn 2% in rewards on health and wellness (drugstores, dental, physio, gyms, sporting goods), 1.5% on travel, dining and entertainment, and 1% on all your other purchases. The 2% and 1.5% categories are each capped at $25,000 of spending per calendar year. Every 100 points is worth $1, redeemable toward an eligible purchase or as a statement credit.
Travel medical insurance covers 20 days per trip under age 65 and 7 days from age 65. The card also includes trip interruption, flight delay, baggage, rental car and purchase protection coverage.
The annual fee is $139, waived for the first year. Each additional card costs $50, and that fee applies from the first year.
The annual interest rate is 21.99% on purchases and 22.99% on cash advances and balance transfers.