Best WestJet Credit Cards: Which One Should You Choose?
You often travel with WestJet and wonder which WestJet credit card to choose? RBC issues several cards linked to the WestJet Rewards program, each with its own earn rates, travel companion voucher, and annual fees.
In this ranking, we compare the WestJet RBC cards available in Canada to help you determine which one best suits your travel profile. To broaden your search, also check out our selection of the best credit cards and our best travel credit cards.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $139 | |||
| $39 |
The WestJet RBC Credit Cards
In Canada, two WestJet RBC cards are available to the public, in addition to a card designed for businesses. All of them earn WestJet points, the currency of the WestJet Rewards program since its overhaul.
- WestJet World Elite Mastercard RBC: the premium card, with the best companion voucher and free first checked bag.
- WestJet Mastercard RBC: the low-annual-fee version, ideal for getting started.
- WestJet World Elite Mastercard for Business RBC: the version designed for business spending.
How to compare them
To choose the right WestJet card, keep these four criteria in mind. First, the annual fee: it determines the spending threshold needed to make the card worthwhile. Next, the travel companion voucher, often the most valuable perk. Also, the earn rates in your everyday spending categories. Finally, the minimum income required, which varies by card type.
WestJet World Elite Mastercard RBC
The WestJet World Elite Mastercard RBC is the most generous WestJet card. Its annual fee is $139 ($59 per additional card), and it requires a minimum income of $80,000 individually or $150,000 per household.
Earning points
- 2 WestJet points per dollar on WestJet flights and vacation packages
- 2 WestJet points per dollar on groceries and transit
- 1.5 WestJet points per dollar on all other purchases
Card benefits
- Annual travel companion voucher, starting at $119 CAD (plus taxes and fees) for a round trip
- Option to exchange the voucher for a 30% discount, a $200 travel credit, or two airport lounge visits
- Free first checked bag for the cardholder and up to eight companions on the same booking
- No foreign transaction fees
Who is this card for?
This card is aimed at regular WestJet travellers who spend enough to reach the companion voucher threshold. In fact, a single round trip with a companion easily covers the annual fee. Plus, free baggage check-in adds value from the very first family trip.
Carte WestJet World Elite Mastercard‡ RBC®
Avec la Carte WestJet World Elite Mastercard‡ RBC®, vous pouvez obtenir jusqu’à 70 000 points WestJet en prime de bienvenue :
- 30 000 points WestJet de bienvenue lors de votre premier achat
- 30 000 points WestJet en portant au moins 5 000 $ d’achats admissibles à votre carte pendant les trois premiers mois
- 10 000 points WestJet supplémentaires après le premier anniversaire de votre compte de carte de crédit
Avec la Carte WestJet World Elite Mastercard RBC, vous bénéficiez d’un bon pour compagnon de voyage échangeable contre un billet d’avion aller-retour à un tarif réduit. De plus, vos achats vous permettent de vous rapprocher d’un rehaussement de statut auprès de WestJet.
Aussi, le détenteur principal de la carte et jusqu’à 8 invités bénéficient de l’enregistrement gratuit du premier bagage sur les vols WestJet.
Avec la Carte WestJet World Elite Mastercard RBC, vous obtenez 2 points WestJet par dollar d’achat lorsque vous achetez un vol, un forfait Vacances WestJet ou Sunwing, et 1,5 point WestJet sur les achats courants.
Enfin, vous bénéficiez de nombreuses assurances : assurance soins médicaux d’urgence hors de la province ou du pays, assurance accident de voyage, assurance interruption de voyage, assurance retard de vol et achats d’articles de première nécessité, assurance cambriolage à l’hôtel ou au motel, assurance collision et dommages pour véhicule de location.
- Annual fee
- $139
- Our valuation
- $700Milesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 70,000 points
Milesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Ends Nov 4, 2026
on RBC's website
WestJet Mastercard RBC
The WestJet Mastercard RBC is the low-annual-fee version. With its $39 fee and no high minimum income requirement, it’s a solid entry point into the WestJet ecosystem.
Earning points
- 1.5 WestJet points per dollar on WestJet flights and vacation packages
- 1.5 WestJet points per dollar at restaurants and on streaming services
- 1 WestJet point per dollar on all other purchases
Card benefits
- Annual travel companion voucher, starting at $199 CAD, after $2,500 in annual spending
- Option to exchange the voucher for a 25% discount or 5,000 WestJet points
- Delayed baggage insurance
Who is this card for?
The WestJet Mastercard RBC suits those who travel occasionally with WestJet and want to keep their annual fees low. However, if you fly several times a year, the World Elite version remains more advantageous thanks to its better companion voucher and free baggage.
Carte WestJet Mastercard‡ RBC®
Avec la WestJet Mastercard‡ RBC®, obtenez jusqu’à 15 000 points WestJet1 lorsque vous dépensez 1 000 $ ou plus pendant les trois premiers mois.
Cette offre comprend :
- 5 000 points WestJet lors de votre premier achat1
- 10 000 points WestJet additionnels lorsque vous dépensez au moins 1 000 $ dans les trois premiers mois1
Vous bénéficiez également d’un bon annuel pour compagnon à partir de 199 $ CA (taxes, frais, tarifs et autres frais de transport aérien en sus) lorsque vous portez 2 500 $ par année à votre carte. Vous pouvez également l’échanger contre une réduction de 25 % sur un vol ou contre 5 000 points WestJet4.
Avec cette carte, vous obtenez 1,5 point par dollar d’achat de billets d’avion WestJet ou de forfaits de Vacances WestJet ou Sunwing2, ainsi que 1,5 point par dollar d’achat de repas au restaurant, de livraisons de repas, d’abonnements numériques, de services de diffusion en continu et de jeux numériques3.
Vous obtenez également 1 point par dollar d’achat courant2.
Présentez une demande d’ici le 4 novembre 2026.
- Annual fee
- $39
- Our valuation
- $150Milesopedia first-year estimate First-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 15,000 points
Milesopedia first-year estimateFirst-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Ends Nov 4, 2026
on RBC's website
What about businesses?
If you have business expenses, the WestJet World Elite Mastercard for Business RBC carries over the benefits of the World Elite version while adapting to the needs of business owners. It can help separate your personal and business spending, all while earning WestJet points on your business expenses.
Comparing with other travel cards
Before deciding, also compare the WestJet World Elite Mastercard RBC with other popular travel cards in Canada.
Which WestJet card should you choose?
In short, the choice mainly depends on how often you travel. For a regular family traveller, the WestJet World Elite Mastercard RBC offers the best value thanks to its more affordable companion voucher and free baggage check-in. For an occasional traveller mindful of fees, the WestJet Mastercard RBC remains a good starting point.
Before choosing, also compare these cards with other options on the market. In fact, a transferable points card can sometimes offer more flexibility than a co-branded card tied to a single airline.
To explore other options, check out our best credit cards page or our selection of the best travel credit cards.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $139 | |||
| $39 |
WestJet Cards – Frequently Asked Questions
What is the best WestJet credit card in Canada?
For most regular travellers, the WestJet World Elite Mastercard RBC is the best option thanks to its companion voucher starting at $119 CAD, free first checked bag, and enhanced earn rates. The WestJet Mastercard RBC, with a $39 annual fee, remains a good choice for occasional travellers.
What is a WestJet point?
The WestJet point is the currency of the WestJet Rewards program, which replaced WestJet dollars. You earn points on your purchases and on your WestJet trips, then redeem them to pay for flights, vacation packages, or hotel stays.
Is the WestJet travel companion voucher worth it?
Yes, in most cases. With the World Elite version, you pay from $119 CAD (plus taxes and fees) for a companion’s ticket on a round trip. On a transcontinental flight, the savings often exceed the $139 annual fee. That said, factor in the fuel surcharge and the $5,000 annual spending threshold in effect since 2026.
What income do you need for a WestJet World Elite card?
The WestJet World Elite Mastercard RBC requires a minimum income of $80,000 individually or $150,000 per household. The WestJet Mastercard RBC does not impose a high income threshold, making it more accessible.
Can you check a bag for free with a WestJet card?
Yes, but only with the WestJet World Elite Mastercard RBC. The primary cardholder and up to eight companions travelling on the same booking benefit from a free first checked bag. The $39 version does not include this perk.
Can you transfer WestJet points to another program?
No. WestJet points cannot be transferred to another loyalty program. You can only use them to pay for flights, vacation packages, or hotel stays within the WestJet ecosystem.
Is a WestJet card better than an Aeroplan card?
It mainly depends on your flying habits. If you fly mostly with WestJet, the WestJet card remains advantageous thanks to its companion voucher. However, a card like the TD Aeroplan Visa Infinite Card offers more flexibility if you also fly with Air Canada and its Star Alliance partners. Our detailed comparison can help you decide.
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