PC Optimum

Updated May 8, 2026
PC Optimum
Loyalty program PC Optimum
Posts All posts on PC Optimum
Cards The best PC Financial credit cards
Website PC Optimum
Customer Service 1-866-727-6468
Points Value
CAD
0.10¢
What is the value of your points?
Value
CAD
$50

The PC Optimum program is Canadians’ flagship loyalty program, allowing you to earn redeemable points at Loblaws, Maxi, Shoppers Drug Mart, and Esso.

Whether you live in Quebec or elsewhere in Canada, you can earn points with every purchase and redeem them for savings on your everyday shopping.

This page explains in detail how to earn, use, and maximize your points, while also presenting PC Optimum credit cards and detailed guides to help you get the most out of the program.

What is PC Optimum?

PC Optimum was created from the merger of the PC Plus and Shoppers Drug Mart Optimum programs. It is a Canadian loyalty program that rewards customer loyalty by offering points for every purchase made at participating retailers.

Points are automatically earned when you scan your PC Optimum card or use the mobile app when shopping in-store or online.

The program is designed to simplify points management and provide tangible value for your everyday spending.

What is the value of PC Optimum points?

Each 10,000-point increment equals $10. Therefore, 20,000 points are worth $20, 50,000 points are worth $50, and 100,000 points equal $100. This fixed value makes it easier to plan your purchases and redeem points.

You can use your points as soon as you reach 10,000, with no additional minimum.

Promotions and special events may offer extra points, speeding up accumulation.

Where can you use your PC Optimum points?

PC Optimum points can be used at several stores across Canada, including:

  • Loblaws / Provigo
  • Maxi / Maxi & Co.
  • Shoppers Drug Mart / Shoppers Drug Mart
  • Esso

You can use your points in-store or online depending on the banner. Points can also be combined with other promotions and coupons to maximize your savings. In Quebec and in other provinces, these banners offer a consistent experience that is compatible with the program.

How do you earn PC Optimum points?

You can earn PC Optimum points in several ways:

  • Regular purchases: every dollar spent at participating retailers earns points.
  • Offers and promotions: some promotions offer bonus or double points.
  • PC Optimum credit cards: these cards let you earn additional points on all your purchases.
  • Partners: certain gas stations, restaurants, and partners offer points on your transactions.
  • Special events: seasonal events or anniversaries may offer additional points.

It is important to check the PC Optimum app to activate certain offers and take full advantage of personalized promotions.

How to redeem PC Optimum points with your PC Optimum card

Redeeming your points is simple and flexible:

  • In-store: present your card or app at checkout.
  • Online: use the app or website to pay with your points.
  • Minimum: redemptions are available starting at 10,000 points ($10).

You can combine your points with other payment methods to pay for your entire purchase. In addition, the PC Optimum app lets you track your transactions and plan your redemptions to take advantage of the best offers.

PC Optimum credit cards

PC Optimum credit cards let you earn points even faster:

These cards offer exclusive promotions, discounts on gas, and access to partner events. Using these cards wisely helps you optimize your points accumulation.

PC Optimum Insiders: paid membership

The PC Optimum Insiders membership is a paid option that allows members to earn points faster and access exclusive offers. With this membership, you receive bonus points on certain purchases, subscriber-only offers, and special promotions that are not available to regular members.

Membership is available across Canada and is easily managed via the PC Optimum app. Fees are annual and membership renews automatically, ensuring you never miss the benefits offered.

How to maximize your PC Optimum points

To get the most out of PC Optimum:

  • Combine promotions and personalized offers with your regular purchases.
  • Use your PC Optimum credit cards for all your purchases.
  • Plan your purchases during bonus points events.
  • Keep an eye on points that are about to expire and redeem them regularly.
  • Take advantage of partnerships to earn additional points.

These strategies will help you turn your everyday spending into tangible savings and get the most out of the program.

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Bottom Line

The PC Optimum program is a powerful tool for saving on your purchases in Canada.

By earning points through your purchases and credit cards, and by following our maximization strategies, you can turn your everyday spending into tangible savings.

Take advantage of our guides and detailed articles to plan your purchases and redeem your points at the most advantageous time.

PC Optimum – FAQ

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