Free CIBC Skip+ for life: how to activate
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CIBC and Skip have just reached a new milestone in their partnership launched in November 2024. Since April 29, 2026, eligible CIBC cardholders can enjoy a free Skip+ membership for life, as long as they keep their card. Previously, the benefit was limited to 12 free months, followed by reduced subscription fees.
Free Skip+ for life: what is offered
A Skip+ membership normally costs $9.99 per month. By linking an eligible CIBC card to your Skip account, you make these fees disappear completely for as long as you remain a cardholder.
- Free Skip+ membership for life: normal value of $9.99 per month, or approximately $120 per year
- $0 delivery fees: on orders of $15 or more at participating restaurants
- At least 40% reduction in service fees: at eligible partners
- Welcome bonus: $20 off your first order of $40 or more, sent by email within 48 hours of pairing
- Monthly bonus: $10 per month when you place 4 orders of $30 or more in the month
- Exclusive member benefits: targeted offers and occasional challenges to save even more
CIBC cards eligible for the offer
The offer covers almost the entire CIBC portfolio, for both credit and debit. Here is the official list of eligible products.
- CIBC Dividend Cards: including the CIBC Dividend® Visa Infinite* Card
- CIBC Aventura Cards: including the CIBC Aventura® Visa Infinite* Card
- CIBC Aeroplan Cards: including the CIBC Visa Infinite Aeroplan Card
- CIBC Classic Cards: the issuer’s basic Visa cards
- CIBC Costco Cards: the CIBC Costco Mastercard
- ®" rel="noindex">CIBC Adapta Mastercard Cards: including the CIBC Adapta Mastercard Card
- CIBC Business Cards: including the CIBC Aeroplan® Visa* Business Card
- CIBC Vacationgold Visa and CIBC Gold Visa: two Visa Gold products
- CIBC Advantage Debit Card: customers without a CIBC credit card can also benefit
To compare the options currently offered by the bank, see The Best CIBC Credit Cards – April 2026.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $0 | |||
| $0 | |||
| $0 | |||
| $0 | |||
| $0 |
How to activate free Skip+
Activation takes only a few minutes. Make sure to have your CIBC card on hand and a Skip account (existing or to be created).
- Step 1: Click « Link Now » from the CIBC–Skip offer and log in to your Skip account (or create one).
- Step 2: Review the offer details and add your eligible CIBC card (credit or debit) as a payment method.
- Step 3: Enjoy your free Skip+ membership and place an order. The $20 welcome voucher will arrive by email within 48 hours.
For those who hold a CIBC Dividend Card, the cash back can be combined with the Skip+ offer. I strongly recommend consulting our tutorial CIBC: How to Redeem Cash Back from a CIBC Dividend Card to optimize your returns.
Real savings: what to expect
Let’s look at what the offer represents in concrete terms according to different usage profiles. However, these calculations are estimates based on advertised benefits and do not take into account taxes, tips, or variable service fees.
| Profile | Orders/month | Skip+ Savings | Monthly vouchers ($10) | Estimated annual total |
|---|---|---|---|---|
| Occasional user | 1 to 2 | ~$120 | $0 | ~$120 + $20 welcome voucher |
| Regular user | 3 | ~$120 | $0 (threshold of 4 not reached) | ~$120 + $20 welcome voucher |
| Frequent user | 4 à 6 | ~$120 | ~$120 ($10 × 12 months) | ~$260 + $20 welcome voucher |
For a household that orders at least 4 times per month at $30 or more, the annual savings easily exceed $260 when adding the free subscription and monthly vouchers. In other words, for regular Skip users, the value is obvious.
Limitations and points to consider
The offer is generous, but it includes several conditions to be aware of before committing. Here are the points to watch for.
- Participating restaurants: $0 delivery fees apply only at restaurants participating in Skip+, not to the entire catalog.
- Minimum threshold: the order must reach $15 to benefit from free delivery, and $30 to count as an eligible order for the $10 monthly voucher.
- Partial service fees: the reduction is at least 40% at eligible partners, but not a complete removal.
- Tips and taxes excluded: these amounts remain your responsibility, as always
- Geographic availability: benefits apply only in areas where Skip is present
- Risk of disqualification: CIBC may withdraw the benefit in the event of use deemed abusive of the program
How it compares to Uber One and DashPass
Skip is not the only platform to offer a subscription with free delivery. Here is how the CIBC × Skip+ offer positions itself compared to other services in Canada.
| Service | Regular monthly cost | CIBC Advantage | Annual savings |
|---|---|---|---|
| Skip+ via CIBC | $9.99 | Free for life | ~$120 |
| Uber One | $9.99 | No equivalent CIBC offer | $0 |
| DashPass (DoorDash) | $9.99 | No equivalent CIBC offer | $0 |
If you use multiple delivery platforms, keeping Skip+ free thanks to CIBC frees up budget to subscribe elsewhere if needed. The CIBC advantage stands out for its unlimited duration and the absence of a spending threshold to activate it.
However, if Skip is not your preferred app, it is better to evaluate where you actually order from before committing.
Conclusion – Should you take advantage of it?
For current CIBC cardholders, the answer is clear: yes, without hesitation. The CIBC partnership with Skip is one of the simplest ancillary benefits to activate for cardholders of this bank. No additional annual fees, no minimum spending, just a quick pairing between your card and your Skip account. Activation takes a few minutes and the $20 welcome voucher immediately makes the process worthwhile, even without regular use.
Otherwise, if you are hesitating between several issuers, the offer can become an additional argument for considering a CIBC card, particularly if you are shopping for a new card in the cash back or travel category and regularly order food for delivery. To make your choice, evaluate rewards, insurance, and annual fees with our credit card comparison tool.
To go further on CIBC programs, see our other articles:
Free CIBC Skip+ – Frequently Asked Questions
How much does Skip+ normally cost?
Skip+ sells for $9.99 per month, or approximately $120 per year. With the CIBC offer, membership becomes free for life as long as you remain an eligible CIBC cardholder.
Which CIBC cards are eligible?
All Dividend, Aventura, Aeroplan, Classic, Costco, Adapta Mastercard, business cards, the CIBC Vacationgold Visa, the CIBC Gold Visa, and the CIBC Advantage Debit Card are eligible.
Is the CIBC debit card eligible?
Yes. The CIBC Advantage Debit Card provides access to free Skip+, just like credit cards. This is a rare promotion that includes debit holders.
How do I activate the CIBC Skip+ offer and receive the $20 welcome voucher?
Click « Link Now, » log in to your Skip account (or create one), then add your CIBC card as a payment method. The $20 welcome voucher arrives by email within 48 hours.
Are delivery fees always $0?
$0 delivery fees apply to orders of $15 and more at restaurants participating in Skip+. Not all merchants participate in the program.
How does the $10 monthly voucher work?
You receive a $10 voucher each month after placing 4 orders of $30 or more in the month. This is cumulative with other Skip+ benefits.
What happens if I close my CIBC card?
You lose access to free Skip+. The offer is conditional on maintaining an eligible CIBC card.
Is the offer limited in time?
No. Previously, the benefit lasted 12 months followed by a reduced rate. Since April 29, 2026, membership is free for life, as long as you remain an eligible CIBC cardholder.
Can I activate the offer with a CIBC business card?
Yes, but with a limit: for business credit cards such as the CIBC Aventura® Visa* Card for Business Plus or the CIBC Aeroplan® Visa* Business Plus Card, only one cardholder per account can activate the offer.
Is the offer available everywhere in Canada?
Benefits apply only in regions served by Skip. Check service availability at your address before activating the offer.
