HSBC World Elite® Mastercard®

HSBC World Elite® Mastercard®

Welcome Bonus

Up to 110,000 Points Ends Oct 31, 2022

Best For

Value
Year 1

$1073

Years 2 and +

$413

Annual Fee

$149

Interest rates
Purchase Rates

19.9 %

Cash Advance Rates

22.9 %

Balance Transfer Rates

22.9 %

Your Monthly Spending

Offer

Offer
  • Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
    • Welcome bonus of 20,000 points* ($100 travel value)
    • Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
    • Earn 20,000 points* as an anniversary bonus ($100 travel value)
    • Receive a $100 annual travel enhancement credit*
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate will apply.
  • 31-day Worldwide Emergency Travel Medical insurance
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.

Card Awards

Best Mastercard travel credit card
Best no foreign transaction fee travel credit card

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $149
First Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rate (QC) 19.9%
Cash Advance Rate (QC) 22.9%
Balance Transfer Rates (QC) 22.9%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Oct 31, 2022
Welcome Bonus amount Up to 110,000 Points
Minimum Spending Required $0
Minimum Spending Timeframe (Months) 6 month(s)
Transferable Points
Rewards Type Travel points
Transfer Partners HSBC World Elite Rewards Program
Loyalty Program HSBC World Elite Rewards Program
Annual Credit $100
Concierge
Travel Credits
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 3 Points
Groceries 3 Points
Gas 3 Points
Dining and Food delivery 3 Points
Convenience Stores 3 Points
Drugstores 3 Points
Local Transport 3 Points
Travel 6 Points
Entertainment 3 Points
Recurring Payments 3 Points
Telecom/Internet 3 Points
Streaming services 3 Points
Online transactions 3 Points
Office Supplies 3 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
31 day(s)
Travel medical insurance up to 64 years old
$1,000,000
31 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$750,000
Flight Delay Insurance
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.75 Milesopedia Rating