HSBC World Elite® Mastercard®

HSBC World Elite® Mastercard®
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Conditions apply
Best no foreign transaction fee travel credit card

HSBC World Elite® Mastercard®

Welcome Bonus

Up to 110,000 Points Ends Oct 31, 2022

Best For

Value
Year 1

$1073

Years 2 and +

$413

Annual Fee

$149

Interest rates
Purchase Rates

19.9 %

Cash Advance Rates

22.9 %

Balance Transfer Rates

22.9 %

Best no foreign transaction fee travel credit card
Your Monthly Spending

Offer

Offer
  • Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
    • Welcome bonus of 20,000 points* ($100 travel value)
    • Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
    • Earn 20,000 points* as an anniversary bonus ($100 travel value)
    • Receive a $100 annual travel enhancement credit*
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate will apply.
  • 31-day Worldwide Emergency Travel Medical insurance
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.

Card Awards

Best Mastercard travel credit card
Best no foreign transaction fee travel credit card

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $149
First Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rate (QC) 19.9%
Cash Advance Rate (QC) 22.9%
Balance Transfer Rates (QC) 22.9%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Oct 31, 2022
Welcome Bonus amount Up to 110,000 Points
Minimum Spending Required $0
Minimum Spending Timeframe (Months) 6 month(s)
Transferable Points
Rewards Type Travel Rewards
Transfer Partners HSBC World Elite Rewards Program
Loyalty Program HSBC World Elite Rewards Program
Annual Credit $100
Concierge
Travel Credits
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 3 Points
Groceries 3 Points
Gas 3 Points
Dining and Food delivery 3 Points
Convenience Stores 3 Points
Drugstores 3 Points
Local Transport 3 Points
Travel 6 Points
Entertainment 3 Points
Recurring Payments 3 Points
Telecom/Internet 3 Points
Streaming services 3 Points
Online transactions 3 Points
Office Supplies 3 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
31 day(s)
Travel medical insurance up to 64 years old
$1,000,000
31 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$750,000
Flight Delay Insurance
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.75 Milesopedia Rating