Offer
Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by May 31, 2023. Conditions apply.
- Welcome bonus of 20,000 points* ($100 travel value)
- Earn 90,000 points* when you keep your account open and active for 180 days ($450 travel value)
- Receive a $100 annual travel enhancement credit*
With the HSBC World Elite Mastercard you earn:
- 6 points for $1 in Net Purchases which are Travel Purchases
- 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases
- 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.
Enjoy maximum flexibility and redeem your Points on your terms for:
- Travel
- Gift cards and valuable merchandise
- Financial rewards
- Rewards for miles
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards



Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
The HSBC World Elite Mastercard is an excellent no-conversion-fee credit card for foreign currency purchases, especially for your travel purchases.
For a limited time, you can get:
- Up to 110,000 points* (a $550 value in travel rewards) if you live in Quebec and with no minimum purchase!
- Up to 80,000 points* (a $400 value in travel rewards) and first-year annual fee waiver if you live outside Quebec
With the HSBC World Elite® Mastercard®, you can earn:
- 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
- 4 points per dollar for grocery, gas or drugstore purchases
- 2 points per dollar for all other purchases (including Costco)
This means a 1 to 3% return, depending on your purchases!
You can easily redeem your points on any travel purchase made with the HSBC World Elite Mastercard (flights, hotels, Airbnb, all-inclusive, etc). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.
In addition, the HSBC World Elite Mastercard comes with:
- $100 Annual Travel Credit (for airport lounges, for example)
- Access to Boingo WiFi hotspots around the world
- 10% discount for hotel bookings on Expedia or Agoda
- Premium insurance for your travels and purchases
Finally, the HSBC World Elite Mastercard does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.
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- How to use HSBC Reward Points on travel purchases?
- How to use the $100 HSBC Annual Travel Credit?
- The Best Credit Cards from HSBC Bank Canada
Alternative Cards
Legal
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.