Offer
Offer
- Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
- Welcome bonus of 20,000 points* ($100 travel value)
- Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
- Earn 20,000 points* as an anniversary bonus ($100 travel value)
- Receive a $100 annual travel enhancement credit*
- Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
- Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
- No foreign transaction fees. Only the exchange rate will apply.
- 31-day Worldwide Emergency Travel Medical insurance
- Primary Cardholder Annual Fee: $149
- Annual Interest on Purchases: 19.9%
- Annual Interest on Cash Advances and Balance Transfers: 22.9%
- Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$149
First Additional Card
$50
Foreign Transaction Fee
0.00%
Purchase Rate (QC)
19.9%
Cash Advance Rate (QC)
22.9%
Balance Transfer Rates (QC)
22.9%
Value
Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Advantages
Offer ends on
Oct 31, 2022
Welcome Bonus amount
Up to 110,000 Points
Minimum Spending Required
$0
Minimum Spending Timeframe (Months)
6 month(s)
Transferable Points
Rewards Type
Travel points
Transfer Partners
HSBC World Elite Rewards Program
Loyalty Program
HSBC World Elite Rewards Program
Annual Credit
$100
Concierge
Travel Credits
Wifi Access
Costco
Earnings
Per dollar of purchases
All Spending
3 Points
Groceries
3 Points
Gas
3 Points
Dining and Food delivery
3 Points
Convenience Stores
3 Points
Drugstores
3 Points
Local Transport
3 Points
Travel
6 Points
Entertainment
3 Points
Recurring Payments
3 Points
Telecom/Internet
3 Points
Streaming services
3 Points
Online transactions
3 Points
Office Supplies
3 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
31 day(s)
Travel medical insurance up to 64 years old
$1,000,000
31 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$750,000
Flight Delay Insurance
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.