Offer
Offer
- Welcome Bonus of 20,000 Points (up to $100 value) PLUS apply by September 27th and get 50,000 Points (up to $250 in value) if you keep your account open and active for 6 months* earn 10,000 Points ($50 travel value) for adding your 1st Authorized User*, and receive an additional 20,000 Points (up to $100 in value) as an Anniversary Bonus*
- Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
- Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
- No foreign transaction fees. Only the exchange rate will apply.
- $100 Annual Travel enhancement credit
- 31-day Worldwide Emergency Travel Medical insurance
- Primary Cardholder Annual Fee: $149
- Annual Interest on Purchases: 19.9%
- Annual Interest on Cash Advances and Balance Transfers: 22.9%
- Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.
Fees & Conditions
Personal Income
$80000
Household Income
$150000
Annual Fee
$149
First Additional Card
$50
Purchase Rates
19.9%
Cash Advance Rates
22.9%
Balance Transfer Rates
22.9%
Advantages
Offer ends on
Sep 27, 2021
Welcome Bonus
up to 100,000 points
Minimum Spending Timeframe
180 day(s)
Rewards Type
Travel points
Transfer Partners
HSBC World Elite Rewards Program
Loyalty Program
HSBC World Elite Rewards Program
All Spending
3
Concierge
Travel Credits
Wifi Access
Costco
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
| Calculation of the offer value the first year |
|
| Value per point | 0.5 ¢ |
| Welcome bonus | $350 |
| Annual Travel Privilege Credit | $100 |
| Annual fee | $149 |
| Value | $301 |
Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Trip Cancellation Insurance
Trip Interruption Insurance
Travel medical insurance up to 64 years old
Auto Rental Loss/Insurance - Amount MSPP
$65000
Purchase Protection
Purchase Protection - Duration
90 day(s)
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More
Legal
Legal
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence