Offer
Offer
- Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
- Welcome bonus of 20,000 points* ($100 travel value)
- Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
- Earn 20,000 points* as an anniversary bonus ($100 travel value)
- Receive a $100 annual travel enhancement credit*
- Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
- Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
- No foreign transaction fees. Only the exchange rate will apply.
- 31-day Worldwide Emergency Travel Medical insurance
- Primary Cardholder Annual Fee: $149
- Annual Interest on Purchases: 19.9%
- Annual Interest on Cash Advances and Balance Transfers: 22.9%
- Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$149
First Additional Card
$50
Foreign Transaction Fee
0.00%
Purchase Rate (QC)
19.9%
Cash Advance Rate (QC)
22.9%
Balance Transfer Rates (QC)
22.9%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Offer ends on
Oct 31, 2022
Welcome Bonus amount
Up to 110,000 Points
Minimum Spending Required
$0
Minimum Spending Timeframe (Months)
6 month(s)
Transferable Points
Rewards Type
Travel Rewards
Transfer Partners
HSBC World Elite Rewards Program
Loyalty Program
HSBC World Elite Rewards Program
Annual Credit
$100
Concierge
Travel Credits
Wifi Access
Costco
Earnings
Per dollar of purchases
All Spending
3 Points
Groceries
3 Points
Gas
3 Points
Dining and Food delivery
3 Points
Convenience Stores
3 Points
Drugstores
3 Points
Local Transport
3 Points
Travel
6 Points
Entertainment
3 Points
Recurring Payments
3 Points
Telecom/Internet
3 Points
Streaming services
3 Points
Online transactions
3 Points
Office Supplies
3 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
31 day(s)
Travel medical insurance up to 64 years old
$1,000,000
31 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$750,000
Flight Delay Insurance
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.