Offer
- Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by February 28, 2023. Conditions apply.
- Welcome bonus of 20,000 points* ($100 travel value)
- Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
- Earn 20,000 points* as an anniversary bonus ($100 travel value)
- Receive a $100 annual travel enhancement credit*
- Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
- Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
- No foreign transaction fees. Only the exchange rate applies
- 31-day Worldwide Emergency Travel Medical insurance
- Primary Cardholder Annual Fee: $149
- Annual Interest on Purchases: 19.9%
- Annual Interest on Cash Advances and Balance Transfers: 22.9%
- Authorized User Annual Fee: $50 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
The HSBC World Elite Mastercard is an excellent no-conversion-fee credit card for foreign currency purchases, especially for your travel purchases.
For a limited time, you can get:
- Up to 110,000 points (a $550 value in travel rewards) if you live in Quebec and with no minimum purchase!
- Up to 80,000 points (a $400 value in travel rewards) and first-year annual fee waiver if you live outside Quebec
With the HSBC World Elite® Mastercard®, you can earn:
- 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
- 3 points per dollar for all other purchases including Costco
This means a return of 1.5% to 3% depending on your purchases!
You can easily redeem your points on any travel purchase made with the HSBC World Elite Mastercard (flights, hotels, Airbnb, all-inclusive, etc). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.
In addition, the HSBC World Elite Mastercard comes with:
- $100 Annual Travel Credit (for airport lounges, for example)
- Unlimited access to Boingo WiFi hotspots around the world
- 10% discount for hotel bookings on Expedia or Agoda
- Premium insurance for your travels and purchases
Finally, the HSBC World Elite Mastercard does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.
- How to use HSBC Reward Points on travel purchases?
- How to convert HSBC Reward Points into frequent flyer miles?
- How to use the $100 HSBC Annual Travel Credit?
- How to book Singapore Airlines First Class with HSBC Points?
- Here's why the HSBC World Elite Mastercard is one of the best cards in Canada!
- New offer for the HSBC World Elite Mastercard
- The Best Credit Cards from HSBC Bank Canada
Alternative Cards
Legal
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.