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Pros & Cons
Pros
- +First Year Annual Fee Rebate ($139 annual fee rebated)
- +Welcome Bonus: Up to 45,000 points
- +Airport lounge access
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).
With this offer, get over $1,600 in value, including a first-year annual fee rebate.
CIBC has a digital offer with which you can earn up to 45,000 Aventura points :
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods†
In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).
With this CIBC Aventura Credit Card, you get:
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
The CIBC Aventura® Gold Visa* Card also offers:
- Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits
- Reimbursement of NEXUS membership fees ( $160 value)
- A free Skip+ membership (a $110 first-year value)
Rewards
All Spending
1x
CIBC Aventura pts per dollar
Groceries
1.5x
CIBC Aventura pts per dollar
Gas
1.5x
CIBC Aventura pts per dollar
Pharmacy
1.5x
CIBC Aventura pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
35,700
CIBC Aventura/yr
Estimated Value
$428
After Fees
+$428
1st Year Value
$1,128
incl. welcome bonus
Annual rewards breakdown
- Earn 45,000 CIBC Aventura after $3,000 in purchases within the first 4 months
Annual benefits
- $160
First-year advantages
- $139
Perks & Benefits
Airport lounge access
NEXUS fee rebate (per 4 yrs)
$160
Travel Insurance
Travel medical (under 55)
Up to $5,000,000 / 15 days
Travel medical (55-64)
Up to $5,000,000 / 15 days
Travel medical (65+)
Up to $5,000,000 / 3 days
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000 / 1 year(s)
Auto Rental
Up to $65,000 / 48 days
Fees and interest rates
- Annual Fee$139
First Year Annual Fee Rebate
- Additional card fee$50
First Year Annual Fee Rebate
- Foreign currency conversion fee2.5%
- Purchase Rate21.99%
- Balance transfer rate22.99%Quebec21.99%
- Cash advance rate22.99%Quebec21.99%
Eligibility
Personal Income
$15,000
Household Income
$15,000
Terms & Conditions
Card Features
Welcome Offer: Join and get over $1,600 in value including a first year annual fee rebate!†
Here’s how you can get over $1,600 in value:
- Get up to 45,000 Aventura Points (up to $900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $285.†
- Plus, get a NEXUS◊ Application Fee rebate†: A $160 value†
- As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)†
Plus, enjoy extra valuable travel benefits.
- Travel when it’s right for you – your Aventura Points don’t expire†
- Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
Get a free Skip+ membership when you link your eligible CIBC credit card
Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.†
Fuel up for less
Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Get 50% off Disney+ for 6 months
Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.†
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
Legal
This is an exclusive digital offer†. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate;
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
Related Cards
FAQ
What minimum income is required for the CIBC Aventura® Gold Visa* Card?
To be approved for the CIBC Aventura® Gold Visa* Card, you must have a $15,000 minimum household income.
This credit card with travel benefits (including four free airport lounges a year) is now available to as many people as possible!
What credit score should I have to be approved for the CIBC Aventura® Gold Visa* Card?
To be approved for the CIBC Aventuraᴹᴰ Gold Visa* Card, you must have a credit score above 740.
What are Aventura credit cards?
How to redeem Aventura points?
You can use Aventura points in many ways:
- for travel (flights, car rentals, hotel stays, etc.)
- for products
- for gift cards
How can I save on annual fees with the CIBC Aventura® Gold Visa* Card?
CIBC Aventura® Gold Visa* Card offers a one-time annual fee refund of $139 for the primary cardholder and $50 for up to three authorized users, for a total value of over $189.
What airport benefits does the CIBC Aventura® Gold Visa* Card offer?
The card offers 4 free visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program and a rebate on the NEXUS membership application fee.
Do Aventura points on the CIBC Aventura® Gold Visa* Card expire?
No, your Aventura points don’t expire, allowing you to travel whenever it suits you.
How are Aventura Points earned on the CIBC Aventura® Gold Visa* Card?
You earn 2 points for every dollar spent on travel purchases through the CIBC Rewards Centre, 1.5 points for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery stores and pharmacies, and 1 point for every dollar spent on all your other purchases.
How to save on gas with the CIBC Aventura Gold Visa* Card and Journie Rewards?
By linking your CIBC Aventuraᴹᴰ Gold Visa* Card to Journie Rewards, you can save up to 10 cents per liter at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
How can I use my Aventura points for expenses other than travel with CIBC Aventura® Gold Visa* Card?
You can redeem your Aventura points for more than travel, including shopping with points and paying with points, or use them for hotel stays and car rentals for local getaways.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.