Best Airline Credit Cards in Canada - September 2026

With this offer for the TD^® Aeroplan^® Visa Infinite* Card, you can get up to 50,000 Aeroplan points^† as well as an Annual Fee rebate for the first year^†.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation^†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months^†.

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per $1 spent on:

• Grocery purchases
• Gas and electric vehicle charging purchases
• Purchases made directly with Air Canada^® (including Air Canada Vacations^®)

You also earn 1 point^† per dollar on all other eligible purchases made with your card.

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

• 2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
• 2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
• 1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

• Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
  
• Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^† with a tiered welcome offer.

This card also offers premium travel benefits, including:

• A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months^†
• Unlimited access to Air Canada Maple Leaf Lounges^†, with complimentary access for one guest
• 6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program^† presented by DragonPass International Ltd.
• First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight^†

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you earn:

• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• 1.5 points^† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
• 1.25 points^† per dollar on all other eligible purchases

With this offer for the BMO VIPorter World Elite Mastercard, you get up to 70,000 VIPorter points and a round-trip companion pass. Plus, you pay no annual fees for the first year and receive $1,000 in eligible spending towards your VIPorter status.

Here’s how to get your full welcome bonus:

• 20,000 points after $5,000 in purchases within the first 110 days of account opening
• 20,000 points, a round-trip companion pass, and $1,000 in eligible spending towards your VIPorter status after $9,000 in purchases within the first 180 days of account opening
• 30,000 points after $18,000 in purchases within the first 365 days of account opening

So, to get the full welcome bonus of 70,000 VIPorter points, you’ll need to spend $18,000 in the first year.

With the BMO VIPorter World Elite Mastercard, you earn 3 points per dollar at Porter and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco.

With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:

• On free checked bag
• 1 complimentary carry-on bag on all Porter fare types
• Free PorterClassic seat selection
• Priority security screening.
• Priority rebooking on another flight in case of a delay
• Exclusive check-in.
• Early boarding

Additionally, as a BMO VIPorter World Elite Mastercard holder, your VIPorter points do not expire, and you automatically receive VIPorter Horizon Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.

You can also earn one round-trip companion pass per year if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.

Finally, you are covered by a wide range of insurance policies:

• 21-day out-of-province or country emergency medical insurance
• Trip Cancellation/Interruption/Delay insurance
• Car rental-collision/loss damage insurance
• Common carrier insurance
• Flight Delay Insurance
• Baggage insurance
• Hotel burglary insurance
• Purchase Protection
• Extended warranty insurance

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

With this offer for the BMO VIPorter Mastercard, you’ll earn up to 40,000 VIPorter points and a 35% off flight voucher. Plus, you pay no annual fee for the first year.

Here’s how to get your full welcome bonus:

• 10,000 points after $3,000 in purchases within the first 110 days of account opening
• 15,000 points and a 35% off flight voucher after $6,000 in purchases within the first 180 days of account opening
• 15,000 points after $10,000 in purchases within the first 365 days of account opening

So, to get the full welcome bonus of 40,000 VIPorter points, you’ll need to spend $10,000 in the first year.

With the BMO VIPorter Mastercard, you earn 2 points per dollar at Porter and 1 point per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 0.5 points per dollar on all other purchases, including Costco.

With the BMO VIPorter Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:

• Priority rebooking on another flight in case of a delay
• Exclusive check-in.
• Early boarding

Additionally, as a BMO VIPorter Mastercard holder, your VIPorter points do not expire and you automatically receive VIPorter Passport Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.

Finally, you are covered by a wide range of insurance policies:

• 8-day out-of-province or country emergency medical insurance
• Car rental-collision/loss damage insurance
• Common carrier insurance
• Flight Delay Insurance
• Baggage insurance
• Hotel burglary insurance
• Purchase Protection
• Extended warranty insurance

Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.

The United® MileagePlus® Neo World Elite® Mastercard® is the only credit card in Canada that allows you to earn United MileagePlus miles while enjoying exclusive airline benefits directly on your credit card.

For a limited time, you can earn up to 20,000 MileagePlus miles as a welcome bonus:

• 5,000 MileagePlus miles on card activation and first transaction
• 15,000 additional MileagePlus miles when you spend $3,000 net of refunds within 3 months of application

And 5,000 miles per year when the account remains open and active with eligible spend within 365 days This is an approximate $90 value based on our valuation of MileagePlus miles.

With the United® MileagePlus® Neo World Elite® Mastercard®, you earn MileagePlus miles on every purchase:

• 1.25 miles per dollar on United and Star Alliance flights
• 1 mile per dollar on dining and groceries
• 0.75 miles per dollar everywhere else

You can also earn bonus miles at over 10,000 Neo merchant partners across the country.

When travelling with United, you benefit from a first checked bag free on all your flights, as well as Group 2 priority boarding for you and your family.

With the United® MileagePlus® Neo World Elite® Mastercard, you automatically receive at least a 10% discount on award flights, and even 15% if you hold Premier MileagePlus status.

In addition, you gain access to exclusive availability on Saver Award fares, including premium-cabin seats such as Polaris® business class, which are not always available to non-cardholders.

As a World Elite Mastercard, you also enjoy paid access to over 1,400 airport lounges worldwide through the Mastercard Travel Pass program provided by DragonPass, as well as comprehensive travel insurance coverage (insurance coverage not available in Quebec).

Finally, the card reimburses up to $120 USD every 5 years to cover your Nexus application or renewal fees — the expedited border crossing program between Canada and the U.S.

A secured version of the card is also available with a security deposit. It offers the exact same mile earn rates and travel benefits, while allowing you to build or rebuild your credit history in Canada.

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!

With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

• 3 Avios per dollar spent with British Airways and BA Holidays
• 2 Avios per dollar on groceries, dining, and food delivery
• 1 Avios per dollar for all your other purchases

In addition, you benefit from extensive insurance coverage:

• Out-of-province/country emergency medical insurance
• Travel Accident Insurance
• Flight delay and essential items purchase insurance
• Hotel or motel burglary insurance
• Rental vehicle collision and damage insurance

The WestJet RBC® World Elite Mastercard for Business‡ is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.

From August 25 to November 30, 2026, the card comes with its richest welcome offer to date: up to 100,000 WestJet points, worth up to $1,000 in travel value. The bonus is awarded in four steps: 45,000 points as a welcome bonus, 20,000 points when you spend $5,000 in the first 3 months, 25,000 points when you spend $15,000 in the first 6 months, and 10,000 points on your account’s first anniversary.

WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent up to $1,000 in savings.

The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.

Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status from approval in the first year, priority check-in and boarding, lounge passes, and two free checked bags for the cardholder and up to eight additional guests travelling on the same reservation.

With its highest welcome bonus to date and its travel benefits, the WestJet RBC® World Elite Mastercard for Business is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.

Looking for the personal version? See the WestJet RBC® World Elite Mastercard‡.

With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:

• Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
• Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.

With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.

And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.