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Credit card comparison: Partnership between Milesopedia and Protégez-Vous

Credit card comparison: Partnership between Milesopedia and Protégez-Vous
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Jean-Maximilien Voisine founded Milesopedia in 2015, with a mission to help consumers demystify loyalty programs and make the best credit cards choices for their needs.

We are proud to announce today that we have entered into a long-term partnership with Protégez-Vous.

Credit card comparison: Partnership between Milesopedia and Protégez-Vous - protegez vous par milesopedia logo

Protégez-vous, by Milesopedia

Since September 2021, we are offering our personalized credit card comparison tool for readers of Protégez-Vous, an easy-to-use and powerful solution for choosing the best credit card in Canada for your profile.

Thanks to its alliance with Protégez-Vous, Milesopedia has further strengthened its position as Canada’s leading provider of loyalty and credit cards programs:


The year 2020 has given many Canadian households the opportunity to take care of their personal finances, encouraging them to pay down debt and get their credit cards portfolios under control. To meet this need, we created a tool to meet the demand at the beginning of the pandemic. We are confident that our partnership with Protégez-Vous will extend our reach to help consumers find solutions to their needs, while promoting and educating on responsible and beneficial credit cards use.


Jean-Maximilien Voisine, president and founder of Milesopedia


Credit card comparison: Partnership between Milesopedia and Protégez-Vous - comparateur pv milesopedia

By analyzing over 18,000 pieces of data from nearly 200 credit cards across the country on a daily basis, and scoring nearly 30 loyalty programs, we are able to offer a highly scalable credit cards comparison tool.

Here is how the solution developed with Protégez-Vous differs from the more “classic” one known through Milesopedia :

Protégez-vous Credit Card Comparator

Two new exclusive features have been developed:

1- Compare cards, including annual renewal process

The credit card comparison tool developed by Milesopedia for Protégez-Vous allows you to evaluate not only the value of the credit card in the first year (including the application bonus), but also in subsequent years.

This is an ideal solution for a consumer who would like to keep their credit card for two years or more.

Credit card comparison: Partnership between Milesopedia and Protégez-Vous - exemple recompenses estimees pv
Credit card comparison: Partnership between Milesopedia and Protégez-Vous - exemple recompenses estimees pv tableau

2- Personalize the search according to your own consumption habits

Users of the Protégez-Vous credit card comparator have the possibility to indicate their own monthly expenses divided into different categories in order to find the best credit card for their needs.

Credit card comparison: Partnership between Milesopedia and Protégez-Vous - comparateur pv depenses mensuelles

The objective for Protégez-Vous is to offer its readers:

  • A simple tool, focused on credit cards only
  • A tool that reflects consumer habits and is therefore dynamic
  • A tool that favours a choice valid for several years
  • An impartial tool based on data
  • A tool that ensures the confidentiality of the information entered

Both Milesopedia and Protégez-Vous are convinced that these objectives have been reached and that consumers are now better equipped than ever to control their spending, maintain an excellent credit score and make wise choices without bias.

Check out the tool

Milesopedia credit cards comparator

The credit card comparator tool on Milesopedia.com still helps you find the best credit card offer according to the rewards offered by the welcome bonus and the benefits offered (travel credit, access to lounges, etc).

All this according to a valuation established for the first year.

This editorial choice is linked to Milesopedia.com’s main field of activity (loyalty programs) and to the readership (more than 100 000 unique monthly visitors, with a strong connotation for travel).

All this with the aim of allowing our readers to travel more for less, travel better or save money every day.

Credit card comparison: Partnership between Milesopedia and Protégez-Vous - thank you milesopedia

The exclusive strength of Milesopedia

More than ever, Milesopedia is the miles encyclopedia in Canada!

With the primary objective of offering the best tips to travel for free (or almost) and save money thanks to the reward points earned with credit cards mainly, Milesopedia offers:

  • About 50 guides and strategies to travel with points
  • More than 200 photo reports (flights, hotels, airport lounges, destinations)
  • Tutorials to popularize all loyalty programs
  • A newsletter that allows you to keep up with the latest market news
  • A podcast to listen or re-listen to
  • A private community on Facebook
  • And of course, rankings of the best credit card offers in Canada for rewards

We partner with the country’s leading financial institutions and we are the main contact in French-speaking Canada for companies such as Air Canada, Air France, AIR MILES, Hilton Honors or Marriott Bonvoy, as well as the media for all matters related to loyalty programs, credit cards and travel news.

Our company of 10 employees is growing rapidly.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.