Why don’t I get the 4% grocery cash back at Walmart and Costco?

In order to qualify for the 4% cash back in the groceries category, the retailer must show up on your credit card statement under the “Grocery” merchant category code.Unfortunately, despite their popularity for grocery purchases, Costco typically falls under the “Wholesale Club” category and many Walmart locations are listed in the “Discount Store” category.However, it’s worthwhile to check your credit card statement to see how your local Walmart is categorized as some Walmart locations are listed in the “Grocery” category.

What counts in the Entertainment category for the Desjardins Cash Back World Elite Mastercard?

The Desjardins Cash Back World Elite Mastercard’s website lists the following merchant categories as qualifying for the “Entertainment” earning rate: theatrical productions, ticket agencies, bands (concerts), orchestras, tourist attractions and exhibits, movie theatres, amusement parks, carnivals, circuses, zoos, aquariums, etc.The qualifying merchant category codes are 7922, 7929, 7991, 7832, 7996, 7998.

What counts in the Alternative Transportation category for the Desjardins Cash Back World Elite Mastercard?

According to Desjardins’ website, the following merchant categories qualify for the Alternative Transportation earning rate: commuter passenger transportation (local and suburban), taxis, limousines, buses, public charging stations.These represent merchant category codes 4111, 4131, 4121, 4789, and 5552 in the Mastercard payment network.

What counts in the Restaurants category for the Desjardins Cash Back World Elite Mastercard?

You can enjoy the elevated earning rate in the Desjardins Cash Back World Elite Mastercard’s “Restaurants” category at restaurants, including fast-food restaurants representing merchant category codes 5812 and 5814.