What are the benefits of the Tangerine® Money-Back World Mastercard®*?

It offers 2% cash back in three categories of your choice and 0.5% on other purchases, with no annual fee.

What are the conditions for obtaining the World Mastercard version?

A personal income of at least $60,000 or a household income of $100,000 is required to be eligible.

Can I change my cash back categories?

Yes. You can change your categories every 90 days in the Tangerine mobile app or your client area.

Is the cash back paid out automatically?

Yes. Your cash back is deposited monthly into your Tangerine account or applied to your card balance.

What is the cash back structure of the Tangerine® Money-Back World Mastercard®*?

The Tangerine® Money-Back World Mastercard®* allows you to choose 2 categories at 2% cash back from 13 available options: groceries, furniture, restaurants, hotels, gas, recurring bills, drugstores, home improvement, entertainment, public transit and parking, video games, fitness, and foreign currency purchases. A 3rd category at 2% is added if you deposit your cash back into a Tangerine Savings Account.

What is the current welcome bonus on the card?

The Tangerine® Money-Back World Mastercard®* currently offers $100 in cash back after spending $1,500 in the first 3 months following account opening. For a household already spending approximately $500 per month on groceries and restaurants, the MSR is easy to reach, and the bonus adds to the 2% on chosen categories, boosting the first-year return to approximately 8.7% on that $1,500.

What are the minimum income requirements for the Tangerine® Money-Back World Mastercard®*?

For the World version of the Tangerine® Money-Back World Mastercard®*, Tangerine requires a personal income of $60,000 or a household income of $100,000. If you do not meet these thresholds, the standard Tangerine® Money-Back Mastercard®* offers exactly the same cash back structure with reduced income requirements ($12,000 annually), making it very accessible to students and newcomers.

Why choose the Tangerine® Money-Back World Mastercard®* over a fixed-category cash back card?

The Tangerine® Money-Back World Mastercard®* is unique because you can change your categories every 90 days. If your lifestyle changes—welcoming a baby, buying a home, returning to school—you adapt your card without requesting a new one. The card also includes 90-day purchase protection, a one-year extended warranty, mobile device insurance, and rental car collision insurance.