WestJet RBC Mastercard: 15,000 WestJet dollars

The WestJet RBC Mastercard is WestJet’s entry-level option for earning WestJet points on your everyday purchases without the fees of a World Elite card.

With its welcome offer, you can now earn up to 15,000 WestJet points, representing a value of approximately $150 toward your next flights.

Here is our review of this offer: who this card is for and how to make the most of it.

WestJet RBC Mastercard – Welcome Offer

Avec la WestJet Mastercard‡ RBC^®, obtenez jusqu’à 15 000 points WestJet¹ lorsque vous dépensez 1 000 $ ou plus pendant les trois premiers mois.

Cette offre comprend :

5 000 points WestJet lors de votre premier achat¹
10 000 points WestJet additionnels lorsque vous dépensez au moins 1 000 $ dans les trois premiers mois¹

Vous bénéficiez également d’un bon annuel pour compagnon à partir de 199 $ CA (taxes, frais, tarifs et autres frais de transport aérien en sus) lorsque vous portez 2 500 $ par année à votre carte. Vous pouvez également l’échanger contre une réduction de 25 % sur un vol ou contre 5 000 points WestJet⁴.

Avec cette carte, vous obtenez 1,5 point par dollar d’achat de billets d’avion WestJet ou de forfaits de Vacances WestJet ou Sunwing², ainsi que 1,5 point par dollar d’achat de repas au restaurant, de livraisons de repas, d’abonnements numériques, de services de diffusion en continu et de jeux numériques³.

Vous obtenez également 1 point par dollar d’achat courant².

Présentez une demande d’ici le 4 novembre 2026.

Compare

WestJet RBC^® Mastercard‡

RBC WestJet Rewards

Annual fee: $39
Our valuation: $150Milesopedia first-year estimate First-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 15,000 points

With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points¹ when you spend $1,000 or more in the first three months.

This offer includes:

5,000 WestJet points on your first purchase¹
An additional 10,000 WestJet points when you spend at least $1,000 in the first three months¹

You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points⁴.

With this card, you earn 1.5 points per dollar on WestJet flight tickets or WestJet or Sunwing Vacations packages², as well as 1.5 points per dollar on restaurant meals, meal deliveries, digital subscriptions, streaming services, and digital games³.

You also earn 1 point per dollar on everyday purchases².

Apply by November 4, 2026.

Legal

*See the RBC website for the offer terms and conditions.

Annual fee

Primary card$39

Additional card$19

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

1.5xRestaurants
1.5xStreaming
1.5xWith the partner brand
1xAll spending

Value

1st Year Value$444

2nd Year Value$201

Travel insurance

Delayed BaggageUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Auto Rental CollisionUp to $65,000 / 48 days

WestJet RBC Mastercard – Benefits

Annual companion voucher from $199 CAD

Modest annual fee of $39, with no World Elite income requirement

WestJet points that never expire, with no blackout periods

Instant fuel savings at Petro-Canada (3¢ per litre and 20% more Petro-Points)

The companion voucher

After your first purchase, you receive a companion voucher redeemable for a round-trip ticket from $199 CAD (plus taxes, fees, and charges). The voucher is then issued each year when you charge at least $2,500 to your card.

You can also redeem this voucher for one of the following benefits:

A 25% discount on the base fare of a flight;
5,000 WestJet points.

Earning WestJet points

1.5 dollars per dollar on WestJet flights and WestJet Vacations or Sunwing packages;
1.5 dollars per dollar at restaurants, on meal delivery, digital subscriptions, streaming, and digital gaming;
1 dollar per dollar on all other everyday purchases.

WestJet RBC Mastercard – At a Glance

Feature	Details
Welcome bonus	Up to 15,000 WestJet points (value of approximately $150)
Required spend	$1,000 within the first 3 months
Annual fee	$39
Additional card fee	$19
Purchase rate	20.99%
Cash advance rate	22.99%

Regular or World Elite?

If you travel more frequently with WestJet or with family, the WestJet RBC^® World Elite Mastercard‡ offers a higher bonus, enhanced earning rate, and the first checked bag free. Here are the main differences:

	WestJet Mastercard	WestJet World Elite Mastercard
Annual fee	$39	$139
Welcome bonus	15,000 pts ($1,000 / 3 months)	70,000 pts ($5,000 / 3 months)
Earning rate	1.5 / 1.5 / 1	2 / 2 / 1.5
Companion voucher	From $199 (renew $2,500/year)	From $119 (renew $5,000/year)
First checked bag free	No	Yes
Minimum income	None	$80,000 / $150,000

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Frequently Asked Questions

You earn up to 15,000 WestJet points when you spend $1,000 or more within the first three months after opening your account.

The regular version has an annual fee of $39, with no income requirement, and earns 1.5 / 1.5 / 1 dollar per dollar. The World Elite version costs $139, requires a minimum income, but offers a bonus of 70,000 dollars, an enhanced earning rate, and the first checked bag free.

WestJet RBC Mastercard: Earn up to 15,000 WestJet points