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Last Day: Marriott Bonvoy and the disappearance of its categories on March 29, 2022

Last Day: Marriott Bonvoy and the disappearance of its categories on March 29, 2022
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As of March 29, 2022, Marriott Bonvoy hotel categories will disappear. The points charged will now vary according to a dynamic fee schedule.

Negative change

Marriott Bonvoy Flexible Point Redemption Rates: Dynamic pricing

Until now, hotels of the Marriott Bonvoy program were splitted into 8 categories, themselves subdivided into 3 rates (off peak, standard, peak).

A free hotel night could therefore cost between 5,000 points (category 1 hotel – off peak reate) and 100,000 points (category 8 hotel – peak rate).

CategoryOff peakStandardPeak
15 0007 50010 000
210 00012 50015 000
315 00017 50020 000
420 00025 00030 000
530 00035 00040 000
640 00050 00060 000
750 00060 00070 000
870 00085 000100 000

From now on, as of March 29, 2022Marriott Bonvoy will no longer display hotel categories or seasonal rates. It is the introduction of a dynamic pricing model.

And this is VERY bad news, which can be described as a devaluation of the program. Indeed, hotel point rates will closely follow cash rates.

Here are examples of Marriott Bonvoy hotels to book before tomorrow to avoid a point increase.

Still, there could be some beneficial surprises on the traveler’s side. Starting tomorrow, it is possible that a hotel already booked in points will cost less. It may be worth checking, because you never know!

The 8 categories and 3 rates will now be replaced by the flexible point redemption rates.

From March through December 2022, Marriott Bonvoy assures that you can expect almost all hotels to require the same number of points to redeem as before. A hotel that was charging 35,000 Marriott Bonvoy points may be able to charge 31,000 points, or 38,000 points during peak periods.

Except that as of March 29, there will be 200 hotels that will require more points. Increases will range from 5,000 points to 30,000 points.

In Canada, for example, there will only be the JW Marriott Parq Vancouver which will cost up to 10,000 points more in points.

For popular destinations like the Maldives, these hotels will increase by up to 20,000 points per night:

For the rest, these 200 hotels are very popular and represent places where the demand is very high.

Increase to 5,000 points

RegionHotel
AsiaCourtyard Changsha South
AsiaCourtyard Hong Kong Sha Tin
AsiaCourtyard Shanghai Hongqiao
AsiaCourtyard Xiamen Haicang
AsiaFour Points by Sheraton Changsha, Meixi Lake
AsiaFour Points by Sheraton Jiaxing
AsiaFour Points by Sheraton Srinagar
AsiaITC Kakatiya, a Luxury Collection Hotel, Hyderabad
AsiaJW Marriott Hotel Zhengzhou
AsiaMarriott Nanjing South Hotel
AsiaMidea Shunde, a Tribute Portfolio Hotel
AsiaNingbo Marriott Hotel
AsiaRenaissance Guiyang Hotel
AsiaRenaissance Xiamen Hotel
AsiaShanghai Marriott Hotel Kangqiao
AsiaSheraton Changsha Hotel
AsiaSheraton Harbin Xiangfang Hotel
AsiaSheraton Nanchang Hotel
AsiaThe Westin Desaru Coast Resort
AsiaXiamen Marriott Hotel & Conference Centre
AsiaXiamen Marriott Hotel Haicang
AsiaZhejiang Taizhou Marriott Hotel
EuropeCourtyard Oxford City Centre
United StatesCourtyard North Brunswick
United StatesCourtyard South Padre Island
United StatesFairfield Inn & Suites Birmingham Downtown
United StatesFairfield Inn & Suites El Dorado
United StatesFairfield Inn & Suites Morganton Historic Downtown
United StatesFairfield Inn & Suites Tulsa Catoosa
United StatesFairfield Inn & Suites Williamstown
United StatesFour Points by Sheraton Greensboro Airport
United StatesFour Points by Sheraton Salt Lake City Airport
United StatesSpringHill Suites Denver Tech Center
United StatesSpringHill Suites Gulfport I-10
United StatesSpringHill Suites Tulsa at Tulsa Hills
United StatesTownePlace Suites Kingsville
United StatesTownePlace Suites St. Louis Louis O’Fallon

Increase to 10,000 points

RegionHotel
AsiaBeijing Marriott Hotel Changping
AsiaCourtyard Suwon
AsiaITC Royal Bengal, a Luxury Collection Hotel, Kolkata
AsiaLe Méridien Shanghai, Minhang
AsiaMarriott’s Bali Nusa Dua Gardens
AsiaShanghai Marriott Hotel Riverside
AsiaShenzhen Marriott Hotel Golden Bay
AsiaThe Ritz-Carlton, Langkawi
AsiaThe Ritz-Carlton, Nanjing
AsiaThe Shanhaitian Resort Sanya, Autograph Collection
AsiaSt. Regis Langkawi
AsiaThe Westin Pushkar Resort & Spa
AsiaW Goa
CanadaJW Marriott Parq Vancouver
EuropeAegon Mykonos, Autograph Collection
EuropeChâteau de la Resle, a Member of Design Hotels
EuropeLe Metropolitan, a Tribute Portfolio Hotel, Paris
EuropeMarriott’s Village d’ile-de-France
EuropeReges, a Luxury Collection Resort & Spa, Cesme
Mexico CityJW Marriott Los Cabos Beach Resort & Spa
Mexico CityThe Ritz-Carlton, Cancun
Mexico CityThe Westin Los Cabos Resort Villas & Spa
United StatesAloft Ocean City
United StatesAvalon Hotel & Bungalows Palm Springs, a Member of Design Hotels
United StatesCharleston Historic District/Hotel Bella Grace
United StatesCourtyard Winter Haven
United StatesFairfield Inn & Suites Branson
United StatesFairfield Inn & Suites Helen
United StatesFairfield Inn & Suites Lake Geneva
United StatesFairfield Inn & Suites Plymouth
United StatesFairfield Inn & Suites Wellington-West Palm Beach
United StatesFort Lauderdale Marriott Harbor Beach Resort & Spa
United StatesFour Points by Sheraton Orlando Convention Center
United StatesKey Largo Bay Marriott Beach Resort
United StatesLuminary Hotel & Co, Autograph Collection
United StatesMarriott Sanibel Harbour Resort & Spa
United StatesMarriott’s Willow Ridge Lodge
United StatesResidence Inn Corpus Christi Downtown
United StatesResidence Inn Modesto North
United StatesResidence Inn Ocean City
United StatesResidence Inn Palm Beach Gardens
United StatesResidence Inn Reno Sparks
United StatesResidence Inn Rocklin Roseville
United StatesSheraton Kauai Resort
United StatesSheraton Lakeside Terrace Villas at Mountain Vista, Avon, Vail Valley
United StatesSpringHill Suites Fort Worth Historic Stockyards
United StatesSpringHill Suites Hampton Portsmouth
United StatesSpringHill Suites Jackson Hole
United StatesSpringHill Suites Kalispell
United StatesSpringHill Suites Nashville Brentwood
United StatesSpringHill Suites Ocala
United StatesSpringHill Suites Orange Beach at The Wharf
United StatesSpringHill Suites Springdale Zion National Park
United StatesSpringHill Suites St. Louis George Washington
United StatesThe Ritz-Carlton Orlando, Grande Lakes
United StatesThe Westin Hapuna Beach Resort
United StatesTownePlace Suites Phoenix Glendale Sports & Entertainment District
United StatesTownePlace Suites Whitefish Kalispell
United StatesVespera Resort on Pismo Beach, Autograph Collection
United StatesW Fort Lauderdale

Increase to 20,000 points

RegionHotel
AfricaThe Westin Turtle Bay Resort & Spa, Mauritius
AsiaDuxton Reserve Singapore, Autograph Collection
AsiaFiji Marriott Resort Momi Bay
AsiaHOTEL THE MITSUI KYOTO, a Luxury Collection Hotel & Spa
AsiaJW Marriott Phu Quoc Emerald Bay Resort & Spa
AsiaLe Meridien Maldives
AsiaMarriott’s Mai Khao Beach – Phuket
AsiaSuiran, a Luxury Collection Hotel, Kyoto
AsiaThe Ritz-Carlton Maldives, Fari Islands
AsiaThe Ritz-Carlton, Kyoto
AsiaThe Sanya EDITION
AsiaSt. Regis Maldives Vommuli Resort
AsiaThe Westin Yilan Resort
AsiaWestin Goa
Australia & Pacific IslandsSt. Regis Bora Bora Resort
CaribbeanFrench Leave Resort, Autograph Collection
CaribbeanThe Ritz-Carlton, Grand Cayman
CaribbeanThe Ritz-Carlton, St. Louis Thomas
CaribbeanThe Ritz-Carlton, Turks & Caicos
CaribbeanSt. Regis Bahia Beach Resort hotel in Puerto Rico,
EuropeDomes Miramare, a Luxury Collection Resort, Corfu
EuropeGiardino Ascona, a Member of Design Hotels
EuropeHotel Cala di Volpe, a Luxury Collection Hotel, Costa Smeralda
EuropeHotel Pitrizza, a Luxury Collection Hotel, Costa Smeralda
EuropeHotel Romazzino, a Luxury Collection Hotel, Costa Smeralda
EuropeMarriott’s Playa Andaluza
EuropeMystique, a Luxury Collection Hotel, Santorini
EuropeSanta Marina, a Luxury Collection Resort, Mykonos
EuropeSchloss Lieser, Autograph Collection
EuropeThe Gritti Palace, a Luxury Collection Hotel, Venice
EuropeThe Ritz-Carlton Hotel de la Paix, Geneva
EuropeSt. Regis Mardavall Mallorca Resort
EuropeW Verbier
Mexico CitySt. St. Regis Punta Mita Resort
Middle EastAl Maha, a Luxury Collection Desert Resort and Spa, Dubai
Middle EastLe Méridien Mina Seyahi Beach Resort & Waterpark
Middle EastThe Ritz-Carlton Ras Al Khaimah, Al Hamra Beach
United StatesCourtyard Myrtle Beach Oceanfront
United StatesFort Lauderdale Marriott Pompano Beach Resort & Spa
United StatesJW Marriott Denver Cherry Creek
United StatesMarriott Hilton Head Resort & Spa
United StatesMarriott’s Canyon Villas
United StatesMarriott’s Desert Springs Villas I
United StatesMarriott’s Desert Springs Villas II
United StatesMarriott’s Grand Chateau
United StatesMarriott’s Grande Vista
United StatesMarriott’s Harbour Lake
United StatesMarriott’s Legends Edge at Bay Point
United StatesMarriott’s Ocean Pointe
United StatesMarriott’s Shadow Ridge II- The Enclaves
United StatesMarriott’s Shadow Ridge I-The Villages
United StatesMarriott’s Villas at Doral
United StatesMoxy Miami South Beach
United StatesPhoenician Residences, a Luxury Collection Residence Club, Scottsdale
United StatesResidence Inn Big Sky/The Wilson Hotel
United StatesResidence Inn Myrtle Beach Oceanfront
United StatesResidence Inn Virginia Beach Oceanfront
United StatesSheraton Mountain Vista Villas, Avon / Vail Valley
United StatesSheraton Steamboat Resort Villas
United StatesSpringHill Suites Myrtle Beach Oceanfront
United StatesSpringHill Suites Panama City Beachfront
United StatesThe Ben, Autograph Collection
United StatesThe Canyon Suites at The Phoenician, a Luxury Collection Resort, Scottsdale
United StatesThe Residences at The St. Louis St. Regis Deer Valley, Snow Park
United StatesThe Ritz-Carlton Bal Harbour, Miami
United StatesThe Ritz-Carlton New York, Central Park
United StatesThe Ritz-Carlton New York, NoMad
United StatesThe Ritz-Carlton, Bachelor Gulch
United StatesThe Ritz-Carlton, Kapalua
United StatesThe Ritz-Carlton, Lake Tahoe
United StatesThe Ritz-Carlton, Naples
United StatesSt. St. Regis Aspen Resort
United StatesSt. St. Regis Bal Harbour Resort
United StatesSt. St. Regis Deer Valley
United StatesSt. St. Regis New York
United StatesThe Westin Nanea Ocean Villas, Ka’anapali
United StatesTideline Ocean Resort & Spa
United StatesTownePlace Suites Outer Banks Kill Devil Hills
United StatesW South Beach

Increase to 30,000 points

RegionHotel
AsiaThe Ritz-Carlton, Koh Samui
AsiaThe Ritz-Carlton, Nikko
CaribbeanThe Westin Grand Cayman Seven Mile Beach Resort & Spa
CaribbeanThe Westin St. Louis John Resort Villas
EuropeCristallo, a Luxury Collection Resort & Spa, Cortina d’Ampezzo
EuropeFive Seas Hotel Cannes, a Member of Design Hotels
EuropeParis Marriott Champs Elysees Hotel
EuropeRenaissance Paris Arc de Triomphe Hotel
EuropeRenaissance Paris Vendome Hotel
EuropeThe Bodrum EDITION
EuropeThe Pantheon Iconic Rome Hotel, Autograph Collection
Mexico CityCasa Maat at JW Marriott Los Cabos Beach Resort & Spa
Mexico CitySolaz, a Luxury Collection Resort, Los Cabos
Middle EastThe Jaffa, a Luxury Collection Hotel, Tel Aviv
Middle EastThe Ritz-Carlton Jeddah
Middle EastThe Ritz-Carlton Ras Al Khaimah, Al Wadi Desert
United StatesBeaver Creek Lodge, Autograph Collection
United StatesBethany Beach Ocean Suites Residence Inn
United StatesGrand Bohemian Hotel Asheville, Autograph Collection
United StatesGrand Bohemian Hotel Charleston, Autograph Collection
United StatesHotel Park City, Autograph Collection
United StatesJW Marriott Essex House New York
United StatesJW Marriott Marco Island Beach Resort
United StatesKey West Marriott Beachside Hotel
United StatesMauna Kea Beach Hotel, Autograph Collection
United StatesPlaya Largo Resort & Spa, Autograph Collection
United StatesThe Cavalier Virginia Beach, Autograph Collection
United StatesThe Cloudveil, Autograph Collection
United StatesThe Lodge at Sonoma Resort, Autograph Collection
United StatesThe Ritz-Carlton Bacara, Santa Barbara
United StatesThe Ritz-Carlton Georgetown, Washington, D.C.
United StatesThe Ritz-Carlton, Fort Lauderdale
United StatesThe Ritz-Carlton, Half Moon Bay
United StatesThe Ritz-Carlton, Laguna Niguel
United StatesThe Ritz-Carlton, Sarasota
United StatesThe Saint Hotel Key West, Autograph Collection
United StatesThe West Hollywood EDITION
United StatesThe Westin Ka’anapali Ocean Resort Villas
United StatesThe Westin Maui Resort & Spa, Ka’anapali
United StatesThe Westin Princeville Ocean Resort Villas
United StatesThe Westin Riverfront Resort & Spa, Avon, Vail Valley
United StatesWailea Beach Resort – Marriott, Maui

Negative change

Take for example this hotel in the Maldives that has been getting a lot of press for being a category 5 hotel available from as little as 30,000 points per night up to 40,000 points.

According to the 200 hotel chart above, he will have a 20,000 point increase. Therefore, the points per night requested will now be between 30,000 points and 60,000 points.

Here, in this example, we have 4 hôtels of categories 5-6-7-8.

HotelCategory before March 29Points scale before March 29Demand for points after March 29, 2022
Le Méridien Maldives530 000 – 40 00030 000 – 60 000
The Ritz-Carlton Langkawi640 000 – 60 00040 000 – 70 000
Renaissance Paris Arc de Triomphe750 000 – 70 00050 000 – 100 000
Al Maha, Dubai870 000 – 100 00070 000 – 120 000

Of course, we can find situations where this type of change will be positive.

But this type of situation is not likely to occur often, unless you visit a destination in the off-season.

What will happen in 2023? It’s nebulous, but it’s certain that these scales will be inconsistant and not what we once knew.

Combine points with a Free Night Award

Starting at the end of April 2022, it will now be possible to combine the free night certificate with points (up to 15,000 points). The date is not yet known.

This certificate + points combination is great news for Marriott Bonvoy credit card holders.

Until now, it was only possible to use a certificate for a free hotel night with a maximum value of 35,000 points. So you were able to use it in category 1 to category 5 hotels (except in peak season for this category):

CategoryOff peakStandardPeak
15 0007 50010 000
210 00012 50015 000
315 00017 50020 000
420 00025 00030 000
530 00035 00040 000
640 00050 00060 000
750 00060 00070 000
870 00085 000100 000

From now on, it will be possible to use a Free Night Award (35,000 points) and to add points up to a total value of 50,000 points (i.e. up to 15,000 points more).

This is also good news for members with a Marriott Bonvoy Elite Status who opt for an annual benefit of one free night for hotels up to 40,000 points in value. With this change, they will be able to use up to 15,000 points to get a free night up to a total value of 55,000 points.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
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Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
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Reminder of Marriott Bonvoy measures for 2022

Elite Status Extension

Marriott Bonvoy has extended the current Elite status of all its members through February 2023.

Marriott Bonvoy had already extended the 2019 and 2020 Elite Status to February 2022.

This is good news for those who had not stayed at a Marriott Bonvoy hotel this year. Their status is self-renewing as of 2019. However, it is a shame for those who worked hard this year to maintain their Elite status. Let’s hope Marriott Bonvoy does like this year (offering Elite Night Credits counting for lifetime status).

For Ambassador Elite members, Marriott had reduced the spending threshold this year from $20,000 to $14,000. As of January 1, 2022, it will revert to $20,000 and the 100 annual qualifying night requirement will remain in place.

Expiration of points

Marriott Bonvoy confirms that the points expiration is now December 31, 2022.

However, if your account has been inactive for at least 24 months on that date, your points will expire.

Suite Night Awards

Suite Night Awards are extended to June 30, 2022.

Previously, they had been extended until December 31, 2021.

Free Night Award

Again, there will be an extension.

If you had a free night award that would have expired between January 03, 2022 and June 29, 2022, the new expiration date will be June 30, 2022.

A free night award is earned through promotions, a choice of member benefits or with a Marriott Bonvoy co-branded credit card.

Based on numerous recent testimonials from members of our Facebook group, Marriott Bonvoy’s customer service department flatly refuses to extend them past June 30, 2022.

Conclusion

Once again, the adageearnearn & burn » makes sense: if you have Marriott Bonvoy points and a stay planned in the next year, use your points by March 28, 2022 to lock in your reservation!

Subscribe to the newsletter to keep up to date and join the Facebook group to discuss it.

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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