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How I traveled to Hawaii using points

How I traveled to Hawaii using points
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Our trip to Hawaii

This was our first trip paid for with points and miles. We certainly still have a lot to learn. We have earned all the points for this trip in one year.To celebrate 25 years of married life, my husband and I were lucky enough to take this wonderful pre-COVID-19 trip in February 2020.

At that time on Oahu, the temperature was cooler, occasionally below 20 degrees, with occasional rain and wind. On the other hand, the weather on Big Island was beautiful. Here is our detailed itinerary and budget, to make you dream until you can travel again.

How I traveled to Hawaii using points - Hawai Caroline

Visit Oahu

Day 1 – Departure to Oahu

7:00 am, departure from Montreal on a United Airlines flight with a stopover in Chicago. Scheduled arrival in Honolulu at 3:55 pm.

Because of the weather, our flight was delayed for over an hour. We had a short stopover, but the carrier was waiting for us in Chicago. We still arrived on time.

Upon arrival, we picked up our Avis rental car at the airport.

Afterwards, we checked into our hotel room at the Residence Inn Oahu Kapolei. Brand new hotel, which opened in October 2019. Quiet and well soundproofed place.

A bit far from the center, but we had breakfasts included and a kitchenette. This allowed us to make good savings on restaurants. The service was very good, we recommend it! We were able to book it with Marriott Bonvoy points.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline

Day 2 – Hanauma Bay

Snorkeling at Hanauma Bay in the morning. Very beautiful place, but also very touristy. Arrive early so you don’t wait in line.

We brought a lunch bought in a local grocery store, we had planned an inflatable cooler in our luggage (bought at Decathlon). It was very useful during the trip.

How I traveled to Hawaii using points - Hawai Caroline

In the afternoon, walk and sunbathing at Turtle canyon and Magic Island. Really nice and quiet place.

Dinner at Duke’s Waikiki (excellent meal and Mai thai … WOW…) I highly recommend this restaurant.

How I traveled to Hawaii using points - Hawai Caroline

Day 3 – Diamond Head

Hike to Diamond Head, with a bonus view of Waikiki. At the exit, we tasted the famous Dole whip… pineapple sorbet… too good!!!

How I traveled to Hawaii using points - Hawai Caroline

Then we hiked to Manoa Falls, a small trail of 1.29 km that we did in the mud. Unforgettable experience and breathtaking scenery.

However, the waterfall is tiny and there were too many people. It’s hard to enjoy the peace and quiet of nature at these times.

How I traveled to Hawaii using points - Hawai Caroline

We ended the evening at Cuckoo coconuts in Waikiki. Food is pretty mediocre, but the atmosphere is really great. Perfect to spend a very nice evening with a local band and drink some Mai Thai… I recommend it to music and dance lovers.

Day 4 – Sandy Beach and Waimanalo Beach

We spent a wonderful day at the beach: Sandy beach and Waimanalo beach.

Then we had booked, through Groupon, a dinner at Ka Moana Luau. Great evening. Excellent traditional food buffet and a wonderful show on Hawaiian customs.

We made flower necklaces, played the Ukulele and learned a lot about the customs and habits of the place. I recommend all travelers to do a Luau during their stay, it is beautiful.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
Featured
Annual fee
$0 $139
No annual fee the first year
Our valuation
$1,139
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 50,000 points
+ First Year Annual Fee Rebate
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on TD's website

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points as well as an Annual Fee rebate for the first year.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Annual fee

Primary card$139
Additional card$75

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGas & EV
  • 1.5xGroceries
  • 1.5xAir Canada flights
  • 1xAll spending

Value

1st Year Value$1,714
2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

Day 5 – Pearl Harbour and North Shore

We didn’t do the full tour, as it takes a full day. We took the ferry to visit the USS Arizona and tour the site with the museums.

Quite impressive, history buffs will definitely love it.

How I traveled to Hawaii using points - Hawai Caroline

Then road trip to the North shore to see the huge waves hit the beach. Very impressive. Of course, we couldn’t swim or even go near the sea. It’s too dangerous at this time of year.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline

Day 6 – Big Island

9:21 am: Departure by plane to Big Island, arrival at 10:00 am.

Picked up of our rental car at the airport. We chose a Jeep, highly recommended on this island.

Check in at the Courtyard King Kamehameha’s Kona Beach Hotel. Very well located hotel, excellent service and nice little beach. Breakfast was not included and quite expensive.

However, there are many restaurants and shops within walking distance. A hotel also booked with Marriott Bonvoy points.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline

We exploreed a bit and took the opportunity to buy some groceries for the next few days. Dinner at Kona Brewing Company. Great terrace and good food.

We had a wonderful time.

How I traveled to Hawaii using points - Hawai Caroline

Day 7 – White Sand Beach

Day at White Sand Beach.

In the evening, we had booked an excursion to swim with the manta rays with My Kona Adventures.

Extraordinary experience. On the other hand, plan some Gravol, because the waves can stir you up quite a bit! Easy to get nauseous. But it’s really worth it. We booked the whole thing through Groupon.

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Day 8 – Hapuna Beach

We spent the day at Hapuna beach. WOW WOW and WOW, the most beautiful beach that we could see of our whole trip. Long sandy beach, very few rocks, which is rare in Hawaii!

We came back rested and sunburned, despite regularly applying sunscreen.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline

The day ended with a dinner at Huggo’s: excellent food, nice terrace, delicious cocktail and singer… A very nice evening!

How I traveled to Hawaii using points - Hawai Caroline

Day 9 – Mauna Kea

Relaxing morning at the hotel beach.

At 3:00 pm, we left to ascend Mauna Kea: a breathtaking view! A must do. It is the highest peak in Hawaii.

How I traveled to Hawaii using points - Hawai Caroline

Please note that almost all car rental companies forbid the ascent to the summit, as the road turns into a stretch of gravel that is still quite hard. The slopes are very steep at times, but the climb went very well for us. For this reason, we had rented a Jeep.

We had checked with our insurance company in Quebec to see if such a climb was covered and they said it was. (Note that our insurance in Quebec usually covers vehicle rentals throughout Canada and the United States, so there is no need to pay extra to the rental company!)

How I traveled to Hawaii using points - Hawai Caroline

We also need to talk about the effects of altitude on your body. We wanted to stay for the sunset at the top of the volcano, but due to the effect of the altitude on our bodies, we unfortunately decided to go back down before time. We felt migraine and dizziness. But it was worth it, the view is simply extraordinary, above the clouds.

How I traveled to Hawaii using points - Hawai Caroline

Day 10 – Volcano Park and Hilo

Direction Volcano park and Hilo. We were a little disappointed with the Volcano park, obviously, we had seen breathtaking landscapes the day before.

But still, it is impressive to see thousands of kilometers of burnt earth. Nice day all in all.

How I traveled to Hawaii using points - Hawai Caroline
How I traveled to Hawaii using points - Hawai Caroline

At the end of the day, we went to Hilo, where we went to Carl Smith beach, a small beach, but so impressive with its huge turtles swimming around us. We saw three of them!!!

Wonderful experience, and free of charge too!

How I traveled to Hawaii using points - Hawai Caroline

Day 11 – Departure

For our last day, we chose to enjoy our last moments at the beach and do a little shopping before leaving. And of course, one last Mai Tai!

Our flight leaves KOA at 22h00. Stopover in Los Angeles, return to Montreal at 4:25 pm

How I traveled to Hawaii using points - Hawai Caroline

In summary

We spent 5 nights on Oahu and 5 nights on Big Island.

Total budget in points and dollars:

  • Flight YUL-ORD-HNL AND KOA-LAX-YUL: $1,256.60 CAD for two people (plus $30 CAD per bag on the way there and $30 USD per bag on the way back) (approximate total: $1,394 CAD)
  • Car rental in Oahu: 35,803 Aeroplan points (no additional charge)
  • Residence Inn Oahu Kapolei: 140,000 Marriott points (plus $125 USD 5-day parking fee) ($162 CAD)
  • Inter-island flight with Hawaiian Airlines: $57.60USD for two people (plus $30USD per checked bag) ($152CAD)
  • Jeep rental: 69,322 BMO Rewards points ($64.55 USD fee, as there were not enough points to rent a Jeep) ($84 CAD)
  • Courtyard King Kamehameha’s Kona Beach Hotel (Big Island): 100,000 Marriott points + $126.46 USD booking fee (plus $257.35 USD room and parking fee) (total $500 CAD)

Approximate total: $2,300 CAD

Credit cards used

Total: $510

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$191.88Welcome offer
Up to 15,000 points
Apply Now
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$139 $0Welcome offer
Up to 50,000 points
Apply Now
Annual fee$150 $0Welcome offer
Up to 100,000 points
Apply Now

Our recommendations for keeping costs down on the Hawaiian Islands

  • Limit restaurant meals by bringing a good cooler.
  • Grocery stores have different prices for locals and tourists.
  • Ask to join their loyalty programs: often it can be done only with your phone number. Very simple and you can benefit from discounts of up to 30% or even 50% off the price for non-members.
  • We also shopped the packages on Groupon, we got great savings for the Luau and the manta rays.

In addition, all beaches in Hawaii are free. All you have to do is find a parking space, often free along the road, to take advantage of it. The hotel can lend you beach chairs that you can take outside the hotel. It was much appreciated.

If possible, we suggest taking at least 15 days to visit Hawaii. We would have liked to do the island of Maui, maybe next time.

Conclusion

In the end, we estimate the total cost of our trip at $4,200 CAD for two people for 10 days. It’s the same price as an all-inclusive, but a thousand times better (if you like adventure of course)!

I hope to have given you the taste to visit this beautiful region, to see once in his life!

Thank you, Milesopedia, for the tips and tricks to travel for less.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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