TD Offer: Up to $350 cash back and first year free!

Carte Visa Infinite* TD Remises
Avec la Carte Visa Infinite* TD Remises, vous obtenez 3 % de remise en argent pour :
- Les épiceries
- L’essence, les recharges électriques et les transports en commun
- Les factures récurrentes, les services de diffusion en continu, les médias numériques et les jeux
Et 1 % de remise en argent pour tous les autres achats.
C’est la meilleure carte de crédit TD avec remise en argent, notamment pour les achats d’essence.
Avec cette nouvelle offre de bienvenue, vous pourriez obtenir 10 % de remise en argent sur les achats d’essence et d’épicerie ainsi que les paiements préautorisés pendant les 3 premiers mois (jusqu’à 3 500 $ d’achats). Soit une remise en argent pouvant atteindre 350 $ !
De plus, ne payez aucuns frais annuels la première année pour le titulaire de carte principal ni pour les titulaires de carte supplémentaires.
Enfin, vous disposez de bonnes couvertures d’assurances comme une couverture d’assurance médicale de voyage, une couverture d’assurance pour bagages retardés ou perdus, une couverture d’assurance collision/perte pour la location de voitures ainsi qu’une couverture d’assurance appareils mobiles
Our take on this offer
This is the best offer for a cash back credit card currently available in Canada:
- Up To $350 Cash Back
- First-year free
Thus, you could earn 10% cash back on gas and grocery purchases as well as pre-authorized payments for the first 3 months (up to $3,500 in purchases). That’s up to $350 cash back!
This represents the equivalent of $1,167 in monthly purchases during the first three months in groceries, gas, or pre-authorized payments.
If you do not make enough purchases in these categories, you could purchase gift cards for other businesses (Amazon, SAQ, IKEA, etc.) at your grocery store or gas station! This will allow you to earn 10% cash back (up to $3,500 in purchases during the first three months).

Card Benefits
Cash Back Earning
With the TD Cash Back Visa Infinite* Card, you get:
- 3% cash back on gas, grocery, public transit and pre-authorized payments
- 1% cash back on all your other purchases
It is one of the cash back credit cards that offers one of the highest rates for gas, groceries, and recurring payments.

Cash Back Redemption
Once you have accumulated $25 in cash back, you can redeem it at any time as a credit to your TD Cash Back Visa Infinite* Card.
This is convenient: other credit cards do not offer this flexibility of anytime redemption, often requiring you to wait for the Card’s annual renewal, for example.
You’ll be able to quickly take advantage of your cashback of up to $350 earned with this welcome bonus!

Visa Infinite Services and Benefits
As it is a Visa Infinite level card, you benefit from numerous Visa Infinite advantages and services:
- Complimentary Visa Infinite* Concierge: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.
- Visa Infinite Luxury Hotel Collection: Enjoy exclusive benefits when you book with one of the approximately 900 most fascinating establishments worldwide. Our article on this service.
- Visa Infinite Dining Series: Exclusive access to events at some of Canada’s best restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario. Find more here.
Insurance
With the TD Cash Back Visa Infinite* Card, you benefit from premium insurance coverage:
- Travel Medical Insurance
- Delayed and Lost Baggage Insurance
- Emergency Travel Assistance Services
- Auto Rental Collision/Loss Damage Insurance
- Purchase protection and Extended Warranty
Free Deluxe TD Auto Club Membership
As a holder of the TD Cash Back Visa Infinite* Card, you receive a complimentary membership to the TD Auto Club Deluxe. That’s a $79 value. This will save you the cost of the CAA.
The TD Auto Club Deluxe covers you regardless of the vehicle you drive anywhere in Canada and the continental United States.
Emergency Road and Towing Services
Here are the main services offered by the TD Auto Club Deluxe (up to 200 kilometers) for roadside assistance and emergency towing services:
- Emergency service calls
- Lockout service
- Breakdown Towing
- Winching Services
You can also receive personal transportation, up to $25 (within 80 kilometres of home). This can come in handy if you have a mechanical breakdown so you can get to your destination.
Traffic Accident Emergency Services
The Deluxe TD Auto Club offers emergency services in the event of a traffic accident:
- Accident Towing (up to $200)
- Emergency transportation/rental car (up to $200)
- Emergency Accommodation and Meals (up to $200)
- Return to Location of Repair Site (up to $200)
- Personal Necessities while staying at the hotel (up to $50)

Stolen Vehicle Emergency Services
The Deluxe TD Auto Club also offers emergency services in the event of vehicle theft:
- Emergency transportation/rental car (up to $200)
- Emergency Accommodation and Meals (up to $200)
- Return to Location (up to $200)
- Personal Necessities while staying at the hotel (up to $50)
Hazardous Weather Services
Finally, in case of bad weather, the Deluxe TD Auto Club offers you these services:
- Emergency Accommodation and Meals (up to $200)
- Towing (up to 200 kilometers)
Conclusion
Do you have important purchases to make soon? Take advantage of this welcome offer for the TD Cash Back Visa Infinite* Card and get up to $350 cash back, with no annual fee for the first year.
Frequently Asked Questions About the TD Cash Back Visa Infinite* Card Offer
Here are frequently asked questions in the milesopedia community about this card.
How is the $350 welcome cash back bonus triggered on the TD Cash Back Visa Infinite* Card?
The welcome offer provides 10% cash back on grocery, gas station, and pre-authorized payment purchases during the first three months, up to a cap of $3,500 in purchases — which caps the bonus at $350. The $139 annual fee is also waived for the first year (for both the primary cardholder and additional cards). To optimize the bonus, you need to plan for approximately $1,200 per month in these categories during the quarter following approval.
What are the regular cash back rates on the TD Cash Back Visa Infinite* Card?
After the welcome period, the card provides 3% cash back on four categories: groceries, gas and EV charging stations, public transit, as well as recurring payments. All other purchases earn 1%. There is no annual cap on the 3% categories, which distinguishes this card from competitors that typically impose a threshold between $25,000 and $80,000. For a household that spends $12,000 per year in these categories, the return is approximately $360.
Is the TD Cash Back Visa Infinite* Card accepted at Costco in Canada?
No. It’s a Visa, and Costco Canada only accepts Mastercard at checkouts and gas pumps. You can use it on Costco.ca for online orders. For warehouse purchases at Costco, you need to have a backup Mastercard such as the CIBC Costco Mastercard or the MBNA Rewards World Elite Mastercard. Most Canadian households use the TD Cash Back for their grocery shopping outside Costco and a separate Mastercard for Costco — the two cards complement each other well.
What are the travel benefits of the TD Cash Back Visa Infinite* Card?
The card includes Visa Infinite Concierge service, access to the Visa Infinite Luxury Hotel Collection, emergency medical travel insurance, baggage insurance, rental car insurance, and complimentary membership to TD Auto Club Rewards (value of $79). Cash back can be redeemed starting at $25 via TD MyCard or automatically applied to the card balance. For an occasional traveler who wants basic coverage without paying the premium of a premium travel card, it’s an excellent compromise.
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