New BMO Business Credit Card Offers
- Business Credit Cards

BMO issues several small business credit cards. Here are the new offers in progress. Check out a tutorial at the end of the article to help you apply for these small business credit cards.
Travel Rewards
Carte MastercardMD* BMO Ascend World EliteMD* pour entreprise
La Carte Mastercard BMO Ascend World Elite pour entreprise est l’une des meilleures cartes de crédit Mastercard pour entreprise avec points-voyages au Canada. Vous pouvez obtenir jusqu’à 100 000 points en prime de bienvenue :
- 20 000 points lors de votre premier achat au cours des 75 jours suivant l’ouverture du compte ;
- 8 000 points par mois lorsque vous dépensez au moins 3 000 $ par période mensuelle, du 3e au 12e mois suivant l’ouverture du compte (pour un total de 80 000 points).
De plus, il n’y a aucuns frais annuels la première année ! Et vous bénéficiez de 2 visites annuelles gratuites aux salons d’aéroport DragonPass.
Vous pouvez également bénéficier d’un taux d’intérêt de bienvenue de 0 % sur les transferts de solde pendant neuf mois (des frais de transfert de 3 % s’appliquent).
Avec la Carte Mastercard BMO Ascend World Elite pour entreprise, vous obtenez 4 points par dollar dépensé en frais :
- d’essence
- de fournitures de bureau
- de paiements de factures de téléphone cellulaire et d’Internet
Et 1,5 point pour chaque dollar d’achat, y compris chez Costco ou pour vos achats importants dans des magasins de rénovations.
Vous pouvez utiliser les points BMO Récompenses pour tous les achats de voyages effectués auprès de l’agence ou site web de votre choix (billets d’avions, hôtels, voitures de location, tout-inclus, Airbnb, etc) ou pour des récompenses et cartes-cadeaux sur la plateforme BMO Récompenses.
Également, vous pouvez combiner les points obtenus avec les deux autres cartes BMO Récompenses afin d’économiser encore plus sur vos voyages.
Avec la Carte Mastercard BMO Ascend World Elite pour entreprise, vous bénéficiez de différentes protections pour vos voyages :
- Assurance exonération des dommages par collision
- Effets personnels et d’entreprise dans un véhicule de location
- Décès ou mutilation accidentels à bord d’un véhicule de location
- Bagages et effets personnels
- Retard de bagages
- Annulation de voyage
- Interruption ou report de voyage
- Retard de vol
- Accident à bord d’un transporteur public
Et pour vos achats :
- Prolongation de garantie
- Assurance achats
Cash Back
Carte MastercardMD* BMOMD Remises pour entreprise
La Carte Mastercard BMO Remises pour entreprise est l’une des meilleures cartes de crédit Mastercard pour entreprise avec remises en argent au Canada.
Vous pouvez obtenir un taux de remise de 10 % pendant trois mois sur les achats :
- d’essence
- de fournitures de bureau
- de paiements de factures de téléphone cellulaire et d’Internet
Par la suite, vous obtiendrez 1,5 % sur ces achats et 1,75 % chez Shell.
Vous pouvez également bénéficier d’un taux d’intérêt de bienvenue de 0 % sur les transferts de solde pendant neuf mois (des frais de transfert de 3 % s’appliquent).
AIR MILES
BMO AIR MILES®† World Elite®* Business Mastercard®*
On-demand Health Care with Maple
With the two new BMO World Elite Business Mastercards, you can access on-demand health care:
- Get five free virtual care visits on Maple shared by you and your family members
- 24/7 access to virtual care
- Get support from Canadian-licensed general practitioners and mental health counsellors
- Connect with a mental health counsellor on-demand within 12 hours or through a bookable visit, at your convenience
To register for Maple, you will need to complete the registration email that you will receive within two weeks of receiving your credit card.
Small Business Credit Cards accepted at Costco
If you are a Costco customer, some good news: these Mastercard credit cards are accepted at Costco.
So you can earn at Costco:
- 1 mile / $12 in purchases with the BMO® AIR MILES® World Elite®* Mastercard for Business.
- 1 mile / $20 in BMO AIR MILES®† No-Fee Business® Mastercard®*purchases
- 1.5 points / dollar of purchases with the BMO Ascend™ World Elite®* Mastercard®* for Business
- 0.75% with the BMO® CashBack® Business Mastercard®*.

How to apply for a BMO Business Credit Card?
In the facebook group of milesopedia,many testimonials from members who get this card by declaring themselves as sole proprietor/self-employed.
You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. Or even buy at Costco for business. There is no lack of choice!
When you apply for the BMO AIR MILES® World Elite Mastercard for Business, here are some of the questions you’ll be asked (with suggested answers):

Then you will have to give information about the type of business (here, Sole Proprietor):

And about your industry (here: Personal and Household Service Industries / Other Services).

Then you have to answer No to the other 3 questions and then agree on the nature of the activities.

Then it will be your personal information, as with any credit card application. You will then be able to submit your application.
Bottom Line
Small Business credit cards are perfect for those who want to earn more points from their business expenses.
Check out our various rankings that you might be interested in:
- The Best Business Credit Cards
- Best AIR MILES Credit Cards
- Best Cash Back Credit Cards
Frequently Asked Questions about BMO Business Credit Cards
How to apply for a BMO Business Credit Card?
To apply for a BMO Business Credit Card, follow the process outlined in the article above.
You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. There is no lack of choice!
What is the best BMO Business Credit Card?
The four BMO Business Credit Cards offer a variety of rewards: cashback, AIR MILES Reward Miles, or travel points from BMO Rewards. So it’s up to you to choose the rewards that suit you best!
How do I earn cash back with a BMO Mastercard credit card?
See our guide to get your BMO credit card cash back.
What is the minimum income required for the BMO Ascend World Elite Business Mastercard?
BMO requires the business to generate at least $100,000 in annual gross revenue to be approved for the Ascend World Elite Business Mastercard, but does not impose a minimum personal income on the signing officer. The bank also looks at the personal credit history of the principal applying — typically a fair-to-good credit score around 680+. Sole proprietors and incorporated small businesses both qualify, as long as the business has been operating long enough to demonstrate revenue. The card pairs well with a BMO Business Banking Plan to streamline accounting.
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