Important Changes for WestJet RBC Cards: More Points and Flexibility

Following the changes to the WestJet Rewards loyalty program last spring, RBC and WestJet are announcing significant new changes to their co-branded credit cards: the WestJet RBC^® World Elite Mastercard‡ and the WestJet RBC Mastercard.

These changes will come into effect on November 5, 2025, and aim to offer more value to cardholders, particularly through accelerated earning, greater flexibility, and enhanced insurance.

Both WestJet credit cards now offer more earning opportunities and new redemption options for the WestJet RBC^® World Elite Mastercard‡ and the WestJet RBC Mastercard.

Our credit card selection
Credit card	Annual fee	Welcome offer
WestJet RBC^® Mastercard‡ Apply NowCompare	Annual fee$39	Welcome offerAfter $1,000 in 3 months Up to 15,000 pointsEnds Nov 4, 2026 After $1,000 in 3 months	Apply NowCompare
FeaturedWestJet RBC^® World Elite Mastercard‡ Apply NowCompare	Annual fee$139	Welcome offerAfter $5,000 in 3 months Up to 70,000 pointsEnds Nov 18, 2026 After $5,000 in 3 months	Apply NowCompare

Changes for the WestJet RBC^® World Elite Mastercard‡

The WestJet RBC^® World Elite Mastercard‡ is undergoing several significant improvements, but its annual fees will also increase.

Accelerated Earning

Holders of the WestJet RBC^® World Elite Mastercard‡ will be able to earn WestJet points faster thanks to new accelerators:

Spending category	Current earning rate	Earning rate as of November 5, 2025
WestJet Flights and Vacation Packages	2 points per dollar	2 points per dollar
Sunwing Vacation Packages	1.5 points per dollar	2 points per dollar
Grocery	1.5 points per dollar	2 points per dollar
Gas/EV Charging/Transit/Rideshare	1.5 points per dollar	2 points per dollar
Other Spending	1.5 points per dollar	1.5 points per dollar

There is no spending limit for the new accelerators.

More Flexibility for the Companion Voucher

The annual companion voucher, a key benefit of the WestJet RBC^® World Elite Mastercard‡, now offers more flexibility.

Cardholders can use it as they currently do (for a reduced-fare companion ticket), or exchange it for one of the new options:

30% off an Economy class flight for a solo traveler
$200 credit for WestJet Vacations or Sunwing Vacations packages
2 vouchers for airport lounges

Enhanced Insurance

In addition to the current insurance coverage (travel accident, trip interruption, car rental, purchase protection, and extended warranty), the WestJet RBC^® World Elite Mastercard‡ will include:

Trip Cancellation Insurance
Mobile Device Insurance

Free Checked Bag

The first checked bag will continue to be free for the cardholder and up to 8 guests on the same reservation, provided that the cardholder’s WestJet Rewards number is added to the reservation and the flight is paid with the card.

Achieve Higher Status more Easily

Cardholders will be able to achieve higher status faster through Status Lift, up to Platinum status by combining eligible tier and level spending. Every $5,000 spent earns $200 in eligible tier spending.

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 18, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 18, 2026.

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas & EV
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

Classe Affaires WestJet : Tout ce que vous devez savoir

Annual Fee Increase

The annual fees for the WestJet RBCWorld Elite Mastercard will increase from $119 to $139 for the primary cardholder, effective December 1, 2025, and the annual fees for additional cards will remain unchanged at $59. This is the first increase since 2017 and it aligns with other World Elite Mastercard or Visa Infinite credit cards on the market.

Additionally, a new annual minimum spend of $5,000 will be required to obtain a companion voucher starting from the second year. Welcome companion vouchers are not affected.