The Marriott Bonvoy program lets you book hotels… without having the points in your account! In most cases, you can hold your reservation without points up to 14 days before arrival.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Total$600$100 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card stands out for a benefit that returns every year: an Annual Free Night Award after your Cardmembership anniversary, valid for a night costing up to 35,000 points at participating properties. For travellers who stay with Marriott, it gives the Card value beyond the welcome offer.
You also receive 15 Elite Night Credits per calendar year toward your next status level and complimentary Marriott Bonvoy Silver Elite status.
The welcome offer lets you earn up to 70,000 Marriott Bonvoy points:
60,000 points after $3,000 in purchases in the first 3 months;
10,000 additional points after $500 in purchases in month 13.
To help fund future stays, earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy properties and 2 points per dollar on other purchases. You can use your points for hotel nights.
The annual fee is $120, and Supplementary Cards have no annual fee. The Card also includes travel insurance, purchase protection, and an extended warranty, subject to applicable terms.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,110
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700$100 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® Business American Express®* Card helps self-employed professionals and business owners turn business spending into hotel stays. Its lasting benefit is an Annual Free Night Award at renewal, valid for a night costing up to 35,000 points at participating properties.
The Card also provides 15 Elite Night Credits per year toward a higher Marriott Bonvoy status level. The annual fee is $150.
For your next trips, the welcome offer can reach 80,000 Marriott Bonvoy points:
70,000 points after $5,000 in purchases in the first 3 months;
10,000 additional points after $1,000 in purchases in month 13.
Earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy properties, 3 points per dollar on eligible gas, dining, and travel purchases, and 2 points per dollar on other purchases.
The annual night award, Elite Night Credits, and points earned on spending make this Card particularly appealing if Marriott is already part of your travel routine. There is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
3xTravel
3xGas
3xRestaurants
2xAll spending
Value
1st Year Value$1,138
2nd Year Value$347
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Transfer points between Marriott Bonvoy! accounts.
Marriott Bonvoy allows all members of its loyalty program to transfer points to another member, free of charge, up to a limit of 100,000 points per year.
Convenient for a couple hunting for underwriting bonuses credit cards linked to the Marriott Bonvoy program ! 100,000 points per year, allowing you to pool a large proportion of your points into a single account for easier bookings and/or higher status on one account than the other!
Convert Marriott Bonvoy points into airline miles like Aeroplan
The Marriott Bonvoy program converts points into miles of many air loyalty programs such as Aeroplan, British Airways Executive Club, United MileagePlan…
For every 60,000 points transfered, a bonus of 15,000 points is offered. Thus, 60,000 Marriott Bonvoy points = 25,000 Aeroplan points.
Using Marriott Bonvoy to convert Select Membership Rewards points into airline miles
The American Express Cobaltmᶜ Card allows you to transfer Select Membership Rewards points only to hotel programs like Marriott Bonvoy… and not to airline programs like Aeroplan.
Here, we use the Marriott Bonvoy program as a vehicle to transfer select Membership Rewards points into miles via Marriott points! The transfer rate is 1 select privilege point = 1.2 Marriott Bonvoy points (or 5 = 6 if you prefer).
Conversion to miles for airline programs such as Aeroplan
Second best use of points: convert Marriott Bonvoy points into airline miles.
Thanks to the welcome bonus offered by the Marriott BonvoyTM American ExpressMD* Card, for example, you can convert 60,000 Marriott Bonvoy points and earn 25,000 miles in your Aeroplan account!
But that’s not all: if you do it as part of an Aeroplan conversion promotion (which runs 3 or 4 times a year), you can boost your conversion even further.
Aeroplan applies the conversion bonus percentage to the miles earned in the Aeroplan account.
So if the conversion promotion is“30% more miles” and you convert 60,000 Marriott Bonvoy points, you’ll get 32,500 Aeroplan points!
Knowing that Aeroplan reward tickets are available starting at 15,000 miles for a short-haul round trip or 25,000 miles for a round trip anywhere in North America, it becomes particularly advantageous to convert your Marriott Bonvoy points into Aeroplan points!
Converting Select Membership Rewards points into airline miles
American Express Membership Rewards points can be transferred directly to a number of programs, including Aeroplan, British Airways Executive Club and Delta Skymiles.
But the SELECT Membership Rewards points offered by the American Express CobaltMD Card can only be transferred to hotel programs such as Hilton Honors or Marriott Bonvoy.
So… what should we do if we need air miles? Convert your Select Membership Rewards points into Marriott Bonvoy points! These Marriott Bonvoy points can then be converted into miles for numerous airline programs such as… Aeroplan!
Here, we use the Marriott Bonvoy program as a vehicle to transfer select Membership Rewards points into miles via Marriott points! The transfer rate is 1 select privilege point = 1.2 Marriott Bonvoy points (or 5 = 6 if you prefer).
The American Express Cobaltmᶜ Card earns 5 select Membership Rewards points / dollar purchase at select categories of businesses: grocery stores, convenience stores and restaurants. And in grocery and convenience stores, you can buy gift cards for many other businesses (SAQ, Amazon …) to earn 5 points / dollar.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The American Express Cobalt® Card turns grocery runs, restaurant meals, and food delivery into points for your next trip. Its main strength is 5 points per dollar on eligible eats and drinks in Canada, with the choice to transfer points to programs such as Aeroplan or use them to reduce your balance.
You earn:
5 points per dollar on eligible groceries, dining, bars, and food delivery in Canada, on up to $2,500 in combined purchases per month, then 1 point per dollar;
3 points per dollar on eligible streaming subscriptions in Canada;
2 points per dollar on eligible gas, transit, and ridesharing in Canada;
1 point per dollar on other purchases.
The welcome offer can reach 15,000 Membership Rewards points: earn 1,250 points for each monthly billing period in which you charge $750 in net purchases to the Card during your first 12 months.
You choose how to use your points: travel through partner programs or statement credits at 1,000 points for $10 on eligible purchases. No-fee Supplementary Cards also help bring your household spending together.
The fee is $15.99 per month outside Quebec, equivalent to $191.88 per year. In Quebec, the $191.88 fee is billed annually. The Card also includes travel insurance and protection for certain purchases, subject to applicable terms.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$191.88
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending
Value
1st Year Value$1,675
2nd Year Value$799
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000
Purchase protection
Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Marriott Bonvoy activities: "Moments
Unknown to most members, Marriott Bonvoy Moments are an excellent opportunity to use Marriott Bonvoy points.
Whether for a sporting event…
… a concert…
…or a festival…
…Marriott Bonvoy reserves the best seats for its members!
Marriott Bonvoy Moments take place all over the world, and can be purchased directly with points… or by bidding!
For example, you can attend a Canadiens game at the Staples Center in Los Angeles for just 50,000 Marriott Bonvoy points for 2 people:
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Total$600$100 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card stands out for a benefit that returns every year: an Annual Free Night Award after your Cardmembership anniversary, valid for a night costing up to 35,000 points at participating properties. For travellers who stay with Marriott, it gives the Card value beyond the welcome offer.
You also receive 15 Elite Night Credits per calendar year toward your next status level and complimentary Marriott Bonvoy Silver Elite status.
The welcome offer lets you earn up to 70,000 Marriott Bonvoy points:
60,000 points after $3,000 in purchases in the first 3 months;
10,000 additional points after $500 in purchases in month 13.
To help fund future stays, earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy properties and 2 points per dollar on other purchases. You can use your points for hotel nights.
The annual fee is $120, and Supplementary Cards have no annual fee. The Card also includes travel insurance, purchase protection, and an extended warranty, subject to applicable terms.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,110
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
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