Pros & Cons

Pros

  • +First Year Annual Fee Rebate ($139 annual fee rebated)
  • +Welcome Bonus: Up to 45,000 points
  • +Airport lounge access

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits
  • Reimbursement of NEXUS membership fees ( $160 value)
  • A free Skip+ membership (a $110 first-year value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

Awards won by the CIBC Aventura® Visa Infinite* Card

  • 2026 Awards Best Visa Credit Card

Rewards

All Spending

1x

CIBC Aventura pts per dollar

Groceries

1.5x

CIBC Aventura pts per dollar

Gas

1.5x

CIBC Aventura pts per dollar

Pharmacy

1.5x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.60¢3.6¢
Groceries1.5x
$700/month
Gas & EV1.5x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1.5x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

35,700

CIBC Aventura/yr

Estimated Value

$428

After Fees

+$428

1st Year Value

$1,128

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.19x
Average earn rate on spend 1st year with welcome bonus2.69x
Total points earned on spend35,700 pts
Welcome bonus points+45,000 pts
  • Earn 15,000 CIBC Aventura
  • Earn 30,000 CIBC Aventura after $3,000 in purchases within the first 4 months
Total points earned80,700 pts
Value of points accumulated in the first year$968

Annual benefits

  • $160
Total benefits$160

First-year advantages

  • $139
Total first-year advantages$139

Perks & Benefits

Airport lounge access

NEXUS fee rebate (per 4 yrs)

$160

Travel Insurance

Travel medical (under 55)

Up to $5,000,000 / 15 days

Travel medical (55-64)

Up to $5,000,000 / 15 days

Travel medical (65+)

Up to $5,000,000 / 3 days

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $2,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,000 / 1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee

    First Year Annual Fee Rebate

    $139
  • Additional card fee

    First Year Annual Fee Rebate

    $50
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    21.99%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Welcome Offer: Join and get over $1,600 in value including a first year annual fee rebate!

Here’s how you can get over $1,600 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $285 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value
  • As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Related Cards

FAQ

How do I redeem CIBC Aventura Points?

To redeem your CIBC Aventura Points, visit the CIBC website. You can then use your points for different types of CIBC Aventura rewards:

  • Travel
  • Products
  • Gift cards

Does CIBC Aventura® Visa Infinite* Card offer access to airport lounges?

Yes, the CIBC Aventura® Visa Infinite* Card offers four complimentary airport lounges a year.

Does the CIBC Aventura® Visa Infinite* Card have an annual fee?

Yes, the CIBC Aventura® Visa Infinite* Card has an annual fee. However, depending on promotions, you could get a first-year annual fee rebate.

How to redeem Aventura points?

You can use Aventura points in many ways:

  • for travel (flights, car rentals, hotel stays, etc.)
  • for products
  • for gift cards

Please read our guide about the CIBC Aventura program.

Does the CIBC Aventura® Visa Infinite* Card include a subscription to NEXUS?

With CIBC Aventura® Visa Infinite* Card, you get a discount on NEXUS◊,† application fee, a $160 value.

What is the CIBC Aventura® Visa Infinite* Card welcome bonus?

The CIBC Aventura® Visa Infinite* Card welcome bonus changes regularly. The best current offer is available on this page.

What credit score do I need to be approved for the CIBC Aventura® Visa Infinite* Card?

To be approved for the CIBC Aventura® Visa Infinite* Card, you must have a credit score above 740.

How are Aventura Points earned on the CIBC Aventura® Visa Infinite* Card?

You earn 2 points for every dollar spent on travel purchased through the CIBC Rewards Centre, 1.5 points for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery stores and pharmacies, and 1 point per dollar spent on all other purchases.

What are the advantages of traveling with CIBC Aventura® Visa Infinite* Card?

The card offers access to airport lounges through membership of the Visa Airport Companion Program, with 4 free visits per year. You’ll also be reimbursed for the $160 NEXUS membership fee.

What are the income requirements to qualify for the CIBC Aventura® Visa Infinite* Card?

The minimum annual income required for this card is $60,000 for an individual or $100,000 for a household.

If you don’t have this level of income, you could opt for the CIBC Aventura® Gold Visa* Card (this CIBC credit card requires a family income of $15,000).

Are there any additional benefits with the CIBC Aventura® Visa Infinite* Card?

Yes, in addition to the travel benefits, you can also save on gas through the partnership with Journie Rewards, which allows you to save up to 10 cents per liter at certain gas stations.

How do I get a CIBC Credit Card?

To get a CIBC Aventura® Visa Infinite* Card, you can apply online on Milesopedia, which will redirect you to the CIBC website.

What are the insurance benefits of the CIBC Aventura® Visa Infinite* Card?

This card offers a complete package of 12 different types of travel and purchase insurance. Travel cancellation insurance is beneficial if you cancel a trip at the last minute.

How does access to airport lounges work with CIBC Aventura® Visa Infinite* Card?

CIBC Aventura® Visa Infinite* Card entitles you to membership of the Visa Airport Companion Program and 4 free visits per year to over 1,200 airport lounges worldwide.

What is the advantage of NEXUS fees?

If you want to avoid long lines and security checks when traveling in the U.S., this card offers a one-time refund every four years on NEXUS membership fees.

What additional benefits does the Visa Infinite program offer?

As a Visa Infinite cardholder, you enjoy several exclusive benefits, including access to a Visa Infinite concierge service, the Visa Infinite luxury hotel collection and exclusive events.

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.