WestJet RBC World Elite Mastercard: Holiday Shopping Points

Sponsored content, produced in partnership with RBC.

Your holiday shopping can fund part of your next trip. With the WestJet RBC^® World Elite Mastercard‡, the groceries for your holiday dinners, the gas for December's errands, and the gifts under the tree all earn WestJet points. Here is how those purchases add up, and what they are worth on a real flight to one of the most booked winter destinations: Punta Cana.

What Your December Spending Earns

With this card, you earn points at three different rates depending on the purchase, all year long, including during the busiest stretch of the calendar.

2 WestJet points per dollar at grocery stores³, including holiday dinners and family gatherings
2 WestJet points per dollar on gas, EV charging, public transit and rideshare³, for every December errand
1.5 WestJet points per dollar on gifts and all other everyday purchases²
2 WestJet points per dollar on WestJet flights and WestJet Vacations or Sunwing Vacations packages², if you book your own trip with the card

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas & EV
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

If you charge $1,500 to the card in groceries and gas during December, plus $1,000 in gifts and everyday purchases, you already earn 4,500 WestJet points in that one month alone, before counting the rest of the year.

What a Full Year Adds Up To

The December math is just a preview. Over a full year, if you spend $6,000 on groceries and transportation, plus $12,000 in everyday purchases, you earn 12,000 points at the 2-points-per-dollar rate³ and 18,000 points at the 1.5-points-per-dollar rate², for 30,000 WestJet points from your everyday spending alone. Combined with the welcome bonus of up to 70,000 points¹, you get 100,000 WestJet points in year one.

The welcome bonus offer of up to 70,000 points¹ runs until November 18, 2026. Applying before then means a new cardholder can combine it with the exact same December spending used in the example above.

A Real Example: Toronto to Punta Cana for the Holidays

Punta Cana remains one of the most booked destinations for Canadians in December. If you are flying out of Toronto for the Christmas week, here is a real round trip.

On December 20, 2026, a direct Toronto (YYZ) to Punta Cana (PUJ) flight takes 4h35 non-stop, on a Boeing 737 MAX 8. The return, on December 27, 2026, takes 4h50, also non-stop. The Econo fare, the one that earns you WestJet points and includes a carry-on bag, runs $892.08 outbound and $498.29 return, for $1,390.37 per person, taxes and fees included.

For a couple, the full trip costs you about $2,780.74 CAD. That is a peak-season price, higher than outside the holidays, which makes it that much more worthwhile to start earning your points from November and December shopping rather than waiting.

Econo fare, Toronto-Punta Cana round trip, December 20-27, 2026
Segment	Fare per person (taxes and fees included)
Outbound, December 20, 2026 (YYZ → PUJ, non-stop, 4h35)	$892.08
Return, December 27, 2026 (PUJ → YYZ, non-stop, 4h50)	$498.29
Total per person	$1,390.37
Total for 2 adults	$2,780.74

The Perks That Matter Most While Travelling

Beyond earning points, the card gives you benefits that directly reduce the cost of your family or couple's trip.

Free first checked bag for the primary cardholder and up to eight guests on the same reservation⁴, a direct benefit for a family travelling together
Annual companion voucher from $119 CAD (plus taxes, fees, surcharges and other ATC), once you charge $5,000 in purchases to the card each year⁵, also exchangeable for a 30% flight discount for one traveller⁸ or a $200 credit toward a WestJet Vacations or Sunwing Vacations package⁹
Status Lift toward the next WestJet Rewards tier, up to 50 times per year¹¹
Comprehensive travel insurance, including trip cancellation and interruption coverage¹⁶, useful for a departure during one of the busiest travel periods

Who This Card Actually Fits

The WestJet RBC^® World Elite Mastercard‡ targets a specific profile: to qualify, RBC requires that you have a personal income of at least $80,000, or a household income of at least $150,000. The card has an annual fee of $139 and a purchase interest rate of 20.99%.

It fits you particularly well if you already plan a WestJet trip during the year, as a family or couple, and your December spending on groceries, gas and gifts is substantial. The free first checked bag for the primary cardholder and up to eight guests⁴ helps larger families travelling together directly, and the annual companion voucher⁵ pays for itself the first time you use it.

This math holds whether the destination is a sun getaway like Punta Cana or a snowy visit to family closer to home, since every category of December spending earns points the same way regardless of where the trip leads.

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas & EV
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

Which holiday purchases earn the most points with this card?

Groceries, gas, EV charging, public transit and rideshare earn 2 WestJet points per dollar³. Gifts and other everyday purchases earn 1.5 points per dollar².

How much does a Toronto to Punta Cana flight cost during the holidays?

For a round trip from December 20 to 27, 2026, the real Econo fare comes to $1,390.37 per person, taxes and fees included, or about $2,780.74 CAD for a couple. That is a peak-season fare, higher than outside the holiday period.

Does the free checked bag apply to the whole family?

Yes. The first checked bag is free for the primary cardholder and up to eight guests on the same reservation⁴.

What income do you need to qualify for this card?

RBC requires a personal income of at least $80,000, or a household income of at least $150,000.

How does the annual companion voucher work?

By charging at least $5,000 in purchases to the card each year, you receive an annual round-trip companion voucher starting from $119 CAD, plus taxes, fees, surcharges and other ATC⁵. It can also be exchanged for a 30% flight discount for one traveller⁸, a $200 credit toward a WestJet Vacations or Sunwing Vacations package⁹, or two airport lounge passes¹⁰.

Do WestJet points earned with this card expire?

No. WestJet states that WestJet Rewards points do not expire as long as the account stays active.

What are the annual fees for this card?

The annual fee is $139 for the primary card and $59 for each additional card. The purchase interest rate is 20.99%.

Learn More

Legal Disclaimers

1 To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 18th, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:

(i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and

(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.

2 Earn (i) 2 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations packages and Sunwing Vacations packages (“Eligible Travel”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard. The additional 0.5 WestJet point you earn per $1 spent on Eligible Travel (a) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and is calculated separately, and (b) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement. This means that if you purchase Eligible Travel from a travel agency or a third-party booking site, you may not be eligible for the additional 0.5 WestJet point per $1, and in no event will Royal Bank of Canada be liable or responsible for any claims should this happen. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.

3 Earn (i) 2 WestJet points per $1 spent on eligible purchases in the following categories: Grocery Stores and Supermarkets, Gas, Electric Vehicle Charging, and Public Transit including Rideshare (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.

Eligible MCCs: 5411 Grocery Stores and Supermarkets; 5541 Service Stations (With or without Ancillary Services); 5542 Automated Fuel Dispensers; 5552 Electric Vehicle Charging; 4121 Taxicabs and Limousines; 4111 Transportation: Suburban and Local Commuter Passenger, including Ferries.

The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC. As an example, this means that even though a merchant may sell groceries, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.

Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.

4 The Free First Checked Bag benefit is available to the primary cardholders of a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) and up to eight (8) additional guests travelling on the same reservation, provided that (i) the ticket purchase (original and/or exchange) is paid for with a WestJet RBC World Elite Mastercard (“Eligible Card”); and (ii) the Eligible Cardholder’s 9-digit WestJet Rewards ID appears on the reservation at the time of check-in.

The Free First Checked Bag benefit will apply if a booking is made entirely (or partially, in combination with an Eligible Card) using any of the following (or any combination of the following), as long as the Eligible Primary Cardholder’s WestJet Rewards ID appears on the reservation at the time of check-in: (a) redemption of WestJet points; (b) Travel Bank; or (c) WestJet gift card. “WestJet” or “WestJet Vacations” must appear as the merchant of record for the form of payment. This means that a WestJet flight or a WestJet Vacations package purchased from a travel agency, Visa Checkout or a third-party booking site, may not be eligible for the First Free Checked Bag benefit.

The Free First Checked Bag benefit will be cancelled if the account associated with the Eligible Card is closed for any reason. Guests with reservations booked prior to becoming an Eligible Primary Cardholder are eligible for the Free First Checked Bag benefit, as long as the Eligible Primary Cardholder’s WestJet Rewards ID is added to the reservation prior to check-in.

The Free First Checked Bag benefit is valid only on itineraries marketed and wholly operated by WestJet. The Free First Checked Bag benefit is not valid (i) for companions when travelling on a group booking (10+ guests on the same reservation); (ii) on WestJet Vacations Quebec or Sunwing Vacations bookings; or (iii) when travelling with WestJet's codeshare or interline partners.

Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.

Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.

5 As the primary cardholder with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the World Elite companion voucher (“Welcome World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome World Elite Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome World Elite Companion Voucher.

For new Eligible Primary Cardholders as of November 5, 2025 onwards: twelve (12) months following the opening of your WestJet RBC World Elite Mastercard credit card account and annually thereafter, you will receive a round-trip World Elite companion voucher (“Annual World Elite Companion Voucher”) if a minimum of $5,000 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) (“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous World Elite companion voucher (“Voucher Earn Year”). If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual World Elite Companion Voucher will be awarded 4-6 weeks after the WestJet RBC World Elite Mastercard annual fee for that year is charged. For new Eligible Primary Cardholders, Minimal Annual Spend will be tracked following the issuance of the Welcome World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC World Elite Mastercard credit card account must be open and in good standing at the time the companion voucher is awarded. Terms and conditions for the Annual World Elite Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time. For complete details, visit westjet.com/companion-voucher.

Each companion voucher can be redeemed by an Eligible Primary Cardholder for: (i) one (1) round-trip flight for $119 (plus taxes, fees, charges and other ATC) for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) for travel in Canada or the continental United States or one (1) round-trip flight for $219 for Premium and PremiumFlex fares (“Premium Fares”); or (ii) one (1) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Any additional taxes, fees, charges and ATC (Air Transportation Charges) applicable to the ticket must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

A companion voucher may only be used: (i) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; (ii) if the companion is travelling with you on the same itinerary; and (iii) for new bookings made through westjet.com or WestJet’s Contact Centre. A World Elite companion voucher cannot be: (i) used for Business, BusinessFlex or Member Exclusive fares; (ii) applied to existing reservations; or (iii) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details.

8 Primary cardholders with a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid companion voucher for a discount code, for one-time use off the base fare, for one traveler, for a WestJet flight throughout the WestJet network. All requests to exchange a companion voucher for a discount code can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the companion voucher. Once an Eligible Primary Cardholder exchanges their companion voucher for a discount code, an email will be sent to them within 24 hours and the discount code will be displayed in the “other” section of their account immediately.

Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated flight.
Discount codes are valid for new bookings only and cannot be applied to existing reservations.
30-day advance purchase is required.
The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges. Discount amount is specified in the email sent.
Discount can be used for a one-way, round-trip or multi-city booking for one traveler.
The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged. For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule.
Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex)
No blackout dates for flights within Canada. For travel outside of Canada blackout dates may apply.
The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages.
Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines
Only one discount code may be used per booking
No cash value. Non-refundable
Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.

Any changes or cancellations to discount code bookings must be made online or by calling 1-888-937-8538. If the booking is changed or cancelled after the discount code expiry date, the discount will no longer apply.

9 Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for a $200 WestJet Vacations or Sunwing Vacations future travel credit (“FTC”). All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app.

All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC must be exchanged in your WestJet Rewards account prior to the World Elite companion voucher expiry date. Eligible Primary Cardholders will be able to view the FTC and the expiry date(s) of the FTC in the email sent within 24 hours of the exchange. Sunwing Vacations and WestJet Vacations FTC will have the same expiry date as the World Elite companion voucher used for the exchange, which means a booking must be made prior to the expiry date and travel is allowed till the end of the flight schedule.

Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for a FTC, the request will be considered final and cannot be cancelled or reversed. FTCs can be applied towards the full value of the booking, including taxes and fees on a WestJet-operated flight. Any remaining value on the FTC after the expiry date will be forfeited. The FTC may be used toward more than one new booking so long as it is valid, the person named on the FTC is travelling and until such time the value of the FTC is drawn down to zero. This FTC holds no cash value, is non-transferable, and is not valid toward group travel bookings.

10 Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for two (2) one-time use lounge access vouchers at WestJet partner airport lounges (“Lounge Vouchers”). Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for the Lounge Vouchers. All requests to exchange a World Elite companion voucher for Lounge Vouchers must be exchanged in your WestJet Rewards account, and used as a lounge voucher prior to the expiry. Eligible Primary Cardholders will be able to view the Lounge Vouchers and their expiry date(s) within the Vouchers section of their WestJet Rewards account. Lounge Vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. If a Lounge Voucher expires after an Eligible Primary Cardholder has exchanged a World Elite companion voucher but before the Lounge Voucher has been redeemed, the Lounge Voucher will not be valid. Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for (2) Lounge Vouchers, the request will be considered final and cannot be cancelled or reversed.

Lounge Vouchers may be used by the Eligible Primary Cardholder and their accompanied guests. Guests/companions may only use Lounge Vouchers when accompanied by the Eligible Primary Cardholder and taking a same-day WestJet flight from the same airport. If the Eligible Primary Cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge Vouchers may be used for additional guests/companions accompanying them. Lounge Vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the Eligible Primary Cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge Vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries.

Lounge Vouchers may only be used as described, have no monetary or other exchange value and are non-transferable. Unused World Elite companion vouchers and Lounge Vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. Terms and conditions of the Lounge Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. For full details on Lounge Voucher visit westjet.com/loungevoucher.

11 Primary cardholders on a WestJet RBC World Elite Mastercard and/or WestJet RBC World Elite Mastercard for Business credit card account (“Eligible Cardholder(s)”) will have access to “Status Lift”, an annual benefit to help Eligible Cardholders achieve the Silver, Gold or Platinum status faster each year, by providing them a supplemental method to earn tier qualifying spend.

Eligible Cardholders will earn the equivalent of 200 CAD in tier qualifying spend for every $5,000 in Eligible Purchases (as defined below) (“Status Lift”) charged to their WestJet RBC World Elite Mastercard and/or WestJet RBC World Elite Mastercard for Business credit card account (each, an “Eligible RBC World Elite Account”) during a Qualifying Year (as defined below). Status Lift(s) will be added to their other tier qualifying spend and count towards reaching their next WestJet Rewards tier. If an Eligible Cardholder has two (2) Eligible RBC World Elite Accounts, the Eligible Purchases (as defined below) made with both accounts will be combined towards reaching the $5,000 in Eligible Purchases.

“Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the Eligible RBC World Elite Account, that appear on the Eligible RBC World Elite Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant). “Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible RBC World Elite Accounts, it means the period between the first Eligible RBC World Elite Account’s monthly statement date, and December 31. A Status Lift may be awarded up to fifty (50) times per Qualifying Year, which is equivalent to 10,000 CAD in tier qualifying spend. A Status Lift will be awarded approximately ten (10) business days after the monthly statement date for which the $5,000 in Eligible Purchases is reached. For each Qualifying Year, Status Lifts are awarded based on the total Eligible Purchases posted to an Eligible RBC World Elite Account(s) until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $5,000 in Eligible Purchases for that Qualifying Year. For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $5,000 in Eligible Purchases for the current Qualifying Year. Status Lift(s) and Eligible Purchases will reset to zero (0) at the start of each Qualifying Year. For an Eligible Cardholder to earn a Status Lift, their Eligible RBC World Elite Account must be open and in good standing at the time the Status Lift is awarded. If an Eligible RBC World Elite Account is closed before the end of a Qualifying Year, WestJet reserves the right to remove any Status Lift(s) and/or tier upgrade(s) the Eligible Cardholder may have received through this benefit.

Tier qualifying spend earned through Status Lift have no monetary or other exchange value and cannot be sold or transferred. WestJet and Royal Bank of Canada reserve the right to change or withdraw the Status Lift benefit at any time. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit www.westjet.com.

16 Trip Cancellation Insurance will reimburse only the cancellation penalties in effect at the time of the cause of cancellation when you purchase your trip with your WestJet RBC World Elite Mastercard and/or WestJet points. The maximum amount covered under the Trip Cancellation Insurance for each covered person is $1,500 per trip to an overall maximum of $5,000. Coverage is for eligible trip cancellations that occur on or after November 5, 2025.

Mobile Device Insurance provides coverage of up to $1,500 in the event your mobile device fully purchased with your WestJet RBC World Elite Mastercard and/or WestJet points is lost, stolen, suffers accidental damage or experiences mechanical failure. Coverage is for eligible events that occur on or after November 5, 2025.

Insurance coverages are underwritten by RBC Insurance Company of Canada except for Auto Rental Collision/Loss Damage Waiver Insurance, which is underwritten by Aviva General Insurance Company. Insurance benefits are available to Canadian residents only and are subject to terms, conditions, limitations, and exclusions. For details on the insurance coverages, a copy of your updated Certificate of Insurance is available at https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.

Refer to the RBC page for up-to-date offer terms and conditions and the legal disclaimers referenced above. This article contains affiliate links. ^® / ^™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ‡ All other trademarks are the property of their respective owner(s).

Sponsored content, produced in partnership with RBC.

What Your December Spending Earns

With this card, you earn points at three different rates depending on the purchase, all year long, including during the busiest stretch of the calendar.

2 WestJet points per dollar at grocery stores³, including holiday dinners and family gatherings
2 WestJet points per dollar on gas, EV charging, public transit and rideshare³, for every December errand
1.5 WestJet points per dollar on gifts and all other everyday purchases²
2 WestJet points per dollar on WestJet flights and WestJet Vacations or Sunwing Vacations packages², if you book your own trip with the card

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas & EV
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

What a Full Year Adds Up To

A Real Example: Toronto to Punta Cana for the Holidays

Punta Cana remains one of the most booked destinations for Canadians in December. If you are flying out of Toronto for the Christmas week, here is a real round trip.

Econo fare, Toronto-Punta Cana round trip, December 20-27, 2026
Segment	Fare per person (taxes and fees included)
Outbound, December 20, 2026 (YYZ → PUJ, non-stop, 4h35)	$892.08
Return, December 27, 2026 (PUJ → YYZ, non-stop, 4h50)	$498.29
Total per person	$1,390.37
Total for 2 adults	$2,780.74

The Perks That Matter Most While Travelling

Beyond earning points, the card gives you benefits that directly reduce the cost of your family or couple's trip.

Free first checked bag for the primary cardholder and up to eight guests on the same reservation⁴, a direct benefit for a family travelling together
Annual companion voucher from $119 CAD (plus taxes, fees, surcharges and other ATC), once you charge $5,000 in purchases to the card each year⁵, also exchangeable for a 30% flight discount for one traveller⁸ or a $200 credit toward a WestJet Vacations or Sunwing Vacations package⁹
Status Lift toward the next WestJet Rewards tier, up to 50 times per year¹¹
Comprehensive travel insurance, including trip cancellation and interruption coverage¹⁶, useful for a departure during one of the busiest travel periods

Who This Card Actually Fits

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas & EV
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

Which holiday purchases earn the most points with this card?

Groceries, gas, EV charging, public transit and rideshare earn 2 WestJet points per dollar³. Gifts and other everyday purchases earn 1.5 points per dollar².

How much does a Toronto to Punta Cana flight cost during the holidays?

Does the free checked bag apply to the whole family?

Yes. The first checked bag is free for the primary cardholder and up to eight guests on the same reservation⁴.

What income do you need to qualify for this card?

RBC requires a personal income of at least $80,000, or a household income of at least $150,000.

How does the annual companion voucher work?

Do WestJet points earned with this card expire?

No. WestJet states that WestJet Rewards points do not expire as long as the account stays active.

What are the annual fees for this card?

The annual fee is $139 for the primary card and $59 for each additional card. The purchase interest rate is 20.99%.

Learn More

Legal Disclaimers

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:

(i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.

Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated flight.
Discount codes are valid for new bookings only and cannot be applied to existing reservations.
30-day advance purchase is required.
The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges. Discount amount is specified in the email sent.
Discount can be used for a one-way, round-trip or multi-city booking for one traveler.
The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged. For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule.
Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex)
No blackout dates for flights within Canada. For travel outside of Canada blackout dates may apply.
The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages.
Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines
Only one discount code may be used per booking
No cash value. Non-refundable
Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.

WestJet RBC® World Elite Mastercard‡: Make Your Holiday Shopping Count

What Your December Spending Earns

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

What a Full Year Adds Up To

A Real Example: Toronto to Punta Cana for the Holidays

The Perks That Matter Most While Travelling

Who This Card Actually Fits

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Which holiday purchases earn the most points with this card?

How much does a Toronto to Punta Cana flight cost during the holidays?

Does the free checked bag apply to the whole family?

What income do you need to qualify for this card?

How does the annual companion voucher work?

Do WestJet points earned with this card expire?

What are the annual fees for this card?

Learn More

Our featured card

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Our editorial integrity

Comments from our members

What Your December Spending Earns

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

What a Full Year Adds Up To

A Real Example: Toronto to Punta Cana for the Holidays

The Perks That Matter Most While Travelling

Who This Card Actually Fits

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Which holiday purchases earn the most points with this card?

How much does a Toronto to Punta Cana flight cost during the holidays?

Does the free checked bag apply to the whole family?

What income do you need to qualify for this card?

How does the annual companion voucher work?

Do WestJet points earned with this card expire?

What are the annual fees for this card?

Learn More

Our featured card

The benefits in numbers

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Our editorial integrity

WestJet RBC^® World Elite Mastercard‡: Make Your Holiday Shopping Count