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How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips
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It might happen that:

  • We do not have enough points to book a room
  • buying Marriott Bonvoy points is not the right option
  • We have enough points, but their use is not optimized.

For more information on using Marriott Bonvoy points, please refer to milesopedia’s ultimate guide.

If you want to get inspired to find a Marriott Bonvoy hotel, here is the map of the chain’s hotels.

Example: Sub-optimal use of Marriott Bonvoy points

In this example, an overnight stay costs $236 including taxes, or 50,000 Marriott Bonvoy points.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - MSA points

According to Marriott’s Ultimate Guide calculator, 50,000 points is worth $450.

This means that the room must cost at least $450 including taxes for your points to be used to their full value.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Calculateur Marriott K

Since the room costs $236 including taxes, it is better not to use the points. There would be a « loss » of $214.

Or by another calculation: $236 ÷ 50,000 points = 0.4 cents worth.

This is well below the 0.9 cent point value estimated by milesopedia. So? A big No to using points in this scenario.It is important to do your calculations properly if you want to get the most out of your points.

If you choose to pay cash for overnight stays at Marriott Bonvoy hotels, here are some tips on how to make your stay cheaper.

Note: All room rates in these examples include taxes.

Save with a Marriott Bonvoy status

First of all, having a status saves you money. Even the lowest level does the trick.

Because as soon as you are a Marriott Bonvoy member, the price is a little lower for you.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Tarif membre Marriott

For the difference in benefits between the statuses, please refer to milesopedia’s Ultimate Marriott Guide. And if you want to see how a status can save you a lot of money (especially with free breakfasts and upgrades), check out this article.

Save with a Marriott Bonvoy Special Rate

When you book, you can enter a 3-letter code in the Special Rates section. This allows you to pull up rates or packages in a standard search.

Using a code is like a box of chocolates: you never know what you’ll get.

For example, the hotel may not accept it on certain dates, depending on the season and popular local events. The code may or may not work for certain hotels within the same region.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Saisir code Marriott

Marriott Bonvoy Special Rate Code: LTS

LTS: (Acronym of »Long Time Stay ») Get exclusive rates for stays of more than 5 or 7 consecutive nights, at selected hotels of the chain.

For example, the standard room rate at Delta Hotels Ottawa City Centre is $190 per night. With the code LTS, the same room costs $39 less per night. This represents a total savings of $195 after 5 nights.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Delta LTS

Marriott Bonvoy Special Rate Code: ZJL

ZJL: With this »Vacation/Staycation » rate, you get additional discounts and benefits at select Marriott Bonvoy hotels.

In the example below at the Sheraton Vancouver Wall Centre, the standard rate for a basic room is $246. With the code ZJL, a special rate appears for $259.

This package costs $13 more than the basic rate but includes:

  • $50 in hotel credit per stay
  • A room upgrade
  • parking included ($41 value).

It’s up to you to calculate whether this code is advantageous for your needs.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Sheraton wall centre

Marriott Bonvoy Special Rate Code: QRI

QRI : From Wednesday through Sunday of each week, Marriott Bonvoy Escapes offers discounts at select destinations in Canada, the United States, the Caribbean and Latin America.

This code offers a 25% discount on the standard room rate for members. Non-members can get a 20% discount on the standard room rate. This discount can be valid for the next 4 weekends.

You’ll need to browse the Marriott website as the hotels participating in these discounts vary each week. Usually, these are hotels that expect their occupancy to be low on these dates.

The cost of the room must be prepaid, but is cancelable and refundable according to certain criteria. It’s best to read the fine print before clicking to confirm your reservation.

For the beautiful Kananaskis Mountain Lodge, Autograph Collection, this code gets you a room for $490, instead of the standard rate of $614. A savings of $124.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Kananaskis Escapes

Marriott Bonvoy Special Rate Code for your Company

Many major companies offer promotional codes to their employees. You have a special rate if you work for:

  • Deloitte, General Motors, Lowes, ADP, Apple, Boeing, Disney, Ernst & Young, Fedex and many others
  • the provincial or federal government
  • or if you are a military member

The discount can be from a few dollars to a significant savings. This varies from time of year or day of the week.

Book with your employer’s code (check your employee benefits). At check-in, you will need to show proof of employment, a business card or an employee card.

Rate conditions vary by hotel and may seem opaque at times. Check with the hotel directly before booking to avoid unpleasant surprises.

If you are a Canadian provincial civil servant, for example, you will pay $164 per night instead of $246. This is a savings of $82 for this night at theHotel Pur Quebec, a Tribute Portfolio Hotel.

However, the rate directly below gives a price for a Canadian public servant. The terminology can be confusing, so please ask the institution.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Tarif prov pur québec

Marriott Bonvoy Special Rate Code: CAA

If you are a member of the CAA (Canadian Automobile Association), you can get a 5% discount on regular rates at Marriott Bonvoy hotels.

In my experience, the discount can often be higher!

When searching, click on the special AAA/CAA rate.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - CAA Code

Please note that sometimes some hotels or dates may not work.

In this example, a room costs $258 at Delta Hotels Toronto. The standard rate for a similar room is $289. That’s a savings of $31 or about 11%.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Delta CAA Toronto

On the hotel’s reservation page, you must enter your membership number when making a reservation and/or show your CAA membership card at check-in. If you don’t have it at the counter, you will have to pay the daily rate.

Becoming a CAA Classic member (basic membership) is $8.52 per month or $102.33 per year, taxes included. Within minutes of joining, you can already benefit from the reduced rate with the CAA.

That $31 savings for the Delta Hotels Toronto room is almost the equivalent of 4 months of free membership.

In addition to helping you if you have a problem with your car, you have access to a host of other travel discounts. This can be for other hotel chains, car rentals, airport parking lots and restaurants.

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Marriott Bonvoy Special Rate Code for employees, families and friends: MMF

If you or someone you know is a Marriott Bonvoy employee, you may be eligible for a discount.

When you make your reservation, you must enter your employee discount code or the one given by your loved one. Then at check-in, you must present a photo card and the Marriott Bonvoy form completed in your name by your friend or relative.

Depending on your situation, you can book up to 2 rooms per night, for personal travel only.

For example, staying as a Marriott employee at the Ritz-Carlton in Montreal for $461 less is a great benefit!

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Ritz MMP

Marriott Bonvoy Special Rate Code for 62 years and over

If you are 62 years of age or older, you can choose the Senior Discount fare to receive a discount of approximately %. .

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Remise senior marriott

Marriott Bonvoy Special Rate Code: Other codes

Other codes you may find useful:

  • LPR (Local Promotion Rate)
  • HOL (Holiday)
  • HL1 (Holiday promotion)
  • HDK (stay with upgrade to suite or more luxurious)
  • 53M (2,000 bonus points per day at Courtyard, with a higher rate. Do the math)
  • ES7 ($25 gift card for groceries on bookings of 7 nights or more)

You can have fun on this page of Marriott promotions. Enter your destination and all offers for that region will appear.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - codes app Marriott

Save by Booking Early with Marriott Bonvoy

As soon as you have a date in mind, book your room with the possibility of cancellation without charge. Then, in the following days or weeks, check to see if your room price has dropped.

If the price is lower for the same room and date, book and then cancel your old reservation.

Repeat until the cancellation conditions no longer allow you to do so.

Save with Advance Payment on Marriott Bonvoy

If you are absolutely sure that you will be at the hotel, the « Advance Payment » option can save you money.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Tarif prépayé

In this example, you will save $37 USD per night. However, the cost must be prepaid now and you have no flexibility. Moreover, this rate is non-refundable if you cancel it more than 24 hours after the reservation.

Either way, book with your Marriott Bonvoy American Express® Card or Marriott Bonvoy Business American Express® Card to earn 5 points per dollar on your booking.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now

Save with the Marriott Bonvoy Best Rate Guarantee

To encourage its customers to book directly on its website, Marriott Bonvoy offers a best price guarantee.

If 24 hours after making a reservation on their site, you find a cheaper standard rate for the same room on another third party site (Expedia, Booking, Hotels, etc), you can submit a claim form.

The tariff must be the same in all respects for:

  • the same type of room with the same number of people
  • services (meals, internet, view and other inclusions or not)
  • the reservation conditions (free cancellation or not)

If the application meets all the requirements, the lower rate found elsewhere will be applied.

You will have the choice of one of the following options:

  • the cheaper rate applied with an additional 25% discount
  • 5,000 Marriott Bonvoy points ($45 value)

You must be quick and accurate in your request. If there is any difference, your application will be rejected.

Since there is no possibility to include files with the form, keep your screenshots as proof.

Review: Marriott Montréal Château Champlain | Marriott Bonvoy - Montreal Marriott Chateau Champlain-60

Save money by taking advantage of points and cash redemption

Sometimes you may not have enough points to pay for your entire stay.

We saw in the Ultimate Guide to Marriott Bonvoy that when you use points for a 5-night stay, you only pay 4. The cheapest of the 5 nights will be free.

If you are staying 6 nights or more, there is a way to maximize this benefit by making points and money combinations.

For example, 6 nights at The Westin Calgary with points costs 150,000 points.

When you click on the « + Customize payments« , the page expands and you can create your combination.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Westin Calgary K

You choose the night you want to pay in cash and the rest in points. However, to enjoy the free night, you must keep in mind to pay at least 5 nights in points.

Then click on « Combination preview« .

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Westin Calgary Apercu

The site then calculates your new selection. If you don’t choose the most advantageous one, the Marriott Bonvoy website will tell you so.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Westin Calgary voir combinaison

In the screen above, you have chosen to pay $352 and 120,000 points. But the site warns that you could take the $218 option instead, for the same number of points.

When you click on this option, your new rate appears.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Calgary Westin final

Click on Select and you will be redirected to the payment page.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Westin Calgary final paiement

Thus, for 6 nights you will have:

  • A free night
  • a cash payment of $244.75 including taxes for the least expensive night
  • a spend of 120,000 points instead of 150,000 Marriott Bonvoy points

According to Marriott’s Ultimate Guide calculator, that 30,000 point difference has a valuation of $270. This means that the room must cost at least $270 including taxes for your points to be used to their full value.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Valorisation K

You paid $244 for the room. That is less than $270. Payment in cash is justified.

If you had paid for those 6 nights in cash, you would have had a total bill of $1,674.17.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - Westin Calgary final en cash

To make those 120,000 points worthwhile, you had to book nights worth $1,080 or more.

How to save by paying cash at Marriott Bonvoy hotels: special rates and other tips - K valorisation
CalculationDetail
Cash value of the nights$1,624
Subtracting the payment– $244.75
Savings= $1,429.25
Value per point1.2 cent

Your value is 1.2 cent per point using the following formula: $1,429.25 ÷ 120,000 Marriott Bonvoy points

This is higher than the estimated value of 0.9 cents so you’re a winner!

Conclusion

There are several ways to save on cash stays for Marriott Bonvoy hotels.

With a bit of luck and research, you can sometimes make good deals. It’s up to you to find them!

Join us on the milesopedia community Facebook group. For example, the winter 2021 special on the Delta Sherbrooke at $75/night and $99/night was particularly lucrative for many members!

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now

Go further with Marriott Bonvoy

To maximize your stays and points earning, check our complete Marriott Bonvoy program guide and our best Marriott Bonvoy credit cards ranking. For personal use, see the Marriott Bonvoy American Express Card. For business expenses, the Marriott Bonvoy Business American Express Card earns points on every business purchase. And if a points purchase promotion is running, take advantage via our Marriott Bonvoy points purchase guide.

Our featured card

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.