Scotiabank Gold American Express® CardScotiabank Gold American Express® Card•Earn up to 50,000 bonus Scene+ points + no annual fee in your first year†
FR
FR
FRBest offers

Oman: Travel guide | Itineraries and Highlights

7 min read
Editorial integrity
Oman: Travel guide | Itineraries and Highlights
Share

Things to see in Oman

A trip to Oman is an opportunity to discover a country that is unknown, safe, and above all full of hidden treasures.

Here’s an overview of the major attractions and tips to make your stay easier.

Oman: Travel guide | Itineraries and Highlights - oman--7

Muscat

The bustling capital is a good place to start. Stroll along the cornice where small restaurants, mosques and shops follow one another.

Oman: Travel guide | Itineraries and Highlights - oman--24
Oman: Travel guide | Itineraries and Highlights - oman--23

Go through the fish market and souk of Mutrah. Some short hikes are possible to see Muscat from above if you are ready to face the heat.

Oman: Travel guide | Itineraries and Highlights - oman--22
Oman: Travel guide | Itineraries and Highlights - oman--21

Djebel Shams

The false grand canyon of Arabia is the destination.

Oman: Travel guide | Itineraries and Highlights - oman--10

Several hiking trails are possible, some of them horizontal, therefore without any climb like the Balcony walk.

Oman: Travel guide | Itineraries and Highlights - oman n-6

The canyon is free to visit like all natural attractions. It is possible to drive to the edge of the canyon and camp there.

Oman: Travel guide | Itineraries and Highlights - oman--12
Oman: Travel guide | Itineraries and Highlights - oman--11

A magical experience to live.

Nizwa

On my list of must-sees, the cattle market which takes place on Friday morning from 7-9am at the Nizwa public market will make you live an extraordinary experience.

Oman: Travel guide | Itineraries and Highlights - oman n-3

The rest of the market is also very interesting and surprisingly clean.

Oman: Travel guide | Itineraries and Highlights - oman n-4
Oman: Travel guide | Itineraries and Highlights - oman n-5
Oman: Travel guide | Itineraries and Highlights - oman--6

Wadi Shab

Superb natural oasis for bathing.

Oman: Travel guide | Itineraries and Highlights - oman--16

You will have to pay for a small boat to cross the river from the parking lot and then follow an easy trail (accessible for families) to get to this little piece of paradise. Swimming in the clear water, jumping from the rocks, and if you go up the river in the water, you will come to a hidden cave. In the cave there is a small waterfall from which you can jump and even make tarzan rope.

You’re sure to fall in love!

Oman: Travel guide | Itineraries and Highlights - oman n-7

Bimmah sinkhole

Another natural and sublime place to cool off.

First an ideal park for picnicnicks, you can then soak in the turquoise water of this little hidden treasure. Located directly on the side of the road and requiring no approach steps. What more could you ask for?

Oman: Travel guide | Itineraries and Highlights - oman--17

Wadi Bani Khalid

Sea resort to bathe in a natural environment, with a fitted restaurant. Accessible for all because directly next to the parking lot.

Oman: Travel guide | Itineraries and Highlights - oman--13

It is possible to bathe in the different baths. Ask the locals working on site where the hidden waterfall is or the way to the cave (15 min walk).

Oman: Travel guide | Itineraries and Highlights - oman--15

In the cave, you can experience two different temperatures from one room to another and even swim.

Oman: Travel guide | Itineraries and Highlights - oman--14

Wadi Dayqah Dam

A short stop at the Wadi Dayqah Dam will not disappoint you. Breathtaking scenery and a small grassy road stop for a snack.

Oman: Travel guide | Itineraries and Highlights - oman--19

Bait Al Safah Museum

Located in the village AL-Hamra, this small traditional house is transformed into a museum. Not so well marked, but everybody in the village will know where it is.

Oman: Travel guide | Itineraries and Highlights - oman--8

The guide introduces us to the traditional Omani way of life. The women on site show us how they used different products and get us involved.

Excellent opportunity to take a culture bath and ask all our questions.

Oman: Travel guide | Itineraries and Highlights - oman--9

Musandam Peninsula

This peninsula in the northeast of the country also called the little Norway of Arabia because of its fjords is a real delight for the eyes.

Crystalline water, high sand-coloured rocky mountains, vertiginous serpentine roads, vintage boats and diverse marine fauna; this is what awaits you in this little corner of paradise.

Take the opportunity to make the scuba diving, you won’t be disappointed.

Oman: Travel guide | Itineraries and Highlights - oman--5

Excursion in a traditional Dhow boat

Several options are proposed:

  • one-day tour,
  • fishing trip,
  • 2 days and one night on the boat, etc.
Oman: Travel guide | Itineraries and Highlights - oman--4

Personally, we chose to sleep on the boat. Even though we had trouble sleeping, we would make the same choice again. Sleeping under the stars on the water was a great experience.

Oman: Travel guide | Itineraries and Highlights - oman n-2

You will certainly have the opportunity to see dolphins, swim, fish and enjoy an excellent typical meal.

This was my favorite activity on the peninsula.

Mountain Safari

This excursion is rather a 4×4 tour in the mountains to enjoy the beautiful views, but does not include animals. We have chosen to make this trip on our own by renting a 4 wheel drive vehicle.

You have to be comfortable driving on winding, even bumpy, rocky roads. However, some views impressed us like the one of the Khor (fjord) An-Njad.

Oman: Travel guide | Itineraries and Highlights - oman--3

We also went through the small forest Khalidiya, the only green land we saw on the rocky peninsula.

Finally, it was interesting to look for the petroglyphs visible on the rocks of the village of Tawj.

Oman: Travel guide | Itineraries and Highlights - oman-

My advice for a successful trip to Oman

  • For Canadians, an entry visa is required. It’s easy to do it over the internet. Choose the site that links to the Government of Canada’s Oman page. Only really reliable link in my opinion.
  • Public transport is not very developed, even for tour operators. You will need to rent a car to visit the country. In this regard, several global companies are established in Muscat. However, on the Musandam peninsula, you will have no choice but to rent with a Mohamed rent-a-car company.
  • Roads are excellent in Oman and it is tempting to drive fast, but beware, there are photo radars everywhere.
  • It will be recommended that you rent a 4×4. In my opinion, only the desert part of Sharqiya sands and the Musandam really requires one, although it was practical in the Jebel Shams canyon.
  • To get to the Musandam peninsula, there are affordable internal flights that last one hour. I recommend this option rather than driving, as you will then have to pass through the UAE, drive about 20 hours, and apply for a multi-entry visa for Oman.
  • For accommodation, there are hotels in major cities, but they are still few in number. You’ll find some nice Airbnb, though.
  • Oman is a Muslim country with very strict morals towards their people. That is part of the reason why the country is so safe. People are law-abiding. They are very tolerant towards foreigners and will not stare at you like a fairground phenomenon unlike some other countries. However, one must be respectful in return by covering one’s shoulders and knees.
  • In the same line of thought, swimming is done with a water sweater (rashguard) and surf shorts. Save yourself in a bikini.
  • For swimming in the wadi, but especially for exploring them, I suggest you bring water shoes or boat shoes as the bottom is made of rock.
  • Communication and wifi component: it was practically impossible for us to connect to wifi besides the hotel’s, as they require a password to be sent by text message or email. So I suggest you take a card SIM (available at the airport) and a small inexpensive package.
Oman: Travel guide | Itineraries and Highlights - Oman 18

Books on Oman

  • The card of Oman available in Maps.me is very useful and complete, indicating moreover the paths, the water points and I even saw a beach « ideal for women because very private ».
  • Finally, Explorer’s book Oman off-road is very handy for driving and route planning. It is generally mentioned in blogs as indispensable.

You can also consult all travel guides dedicated to Oman from our partner Ulysses !

Additional comments from milesopedia

How to get there?

Oman Air is an Aeroplan partner. You can, therefore, use your Aeroplan points to travel to Oman.

Discover the business class travel experience on board Oman Air.

Where to stay?

The member hotels of Marriott Bonvoy

In Oman, there are a few hotels that are part of the Marriott Bonvoy program:

Generally speaking, these hotels will not be expensive in cash, so it will be worth paying for your nights in one of them with the Marriott Bonvoy® American Express®* Card to earn 5 Marriott Bonvoy points per dollar.

View all credit cards that earn Marriott Bonvoy points.

If you’d like to earn Marriott Bonvoy points, the easiest way is to apply for the Marriott Bonvoy® American Express®* Card, the current offer for this card is shown below:

Featured

Marriott Bonvoy® American Express®* Card

American ExpressMarriott Bonvoy
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Legal

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Best Western Rewards member hotels

There is a Best Western Rewards member hotel in Oman, it is the Best Western Premier Muscat.

Oman: Travel guide | Itineraries and Highlights - Bw Muscat

Hilton Honors member hotels

For those who prefer hotels that are members of the Hilton Honors Loyalty Program, there are 2 in Oman:

Hilton Honors points are not readily available in Canada. However, it is possible to have Hilton Honors Gold status which allows you to get an upgrade and free breakfasts at all Hilton Honors member hotels!

This is just one of the many benefits for travelers of the Platinum CardMD from American Express, whose current offer is shown below:

American Express Platinum Card®

American ExpressAmex Membership Rewards
Annual fee
$799
Our valuation
$1,700
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Terms of the offer

  • Unlock special experiences with the newly designed metal Platinum Card
  • New Platinum® Cardmembers, earn 25,000 Welcome Bonus Membership Rewards® points when you charge $2,000 in purchases to your Card in the first three months of Cardmembership
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
  • Take full advantage of the American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels & Resorts.
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport including security bypass, complimentary valet car service and discount car care and parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts®, Radisson Hotel Group Hotels and Resorts, Hertz® and Avis®
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Legal

*Terms and conditions apply.
American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

The Platinum Card® is the best premium card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards® points:

  • 70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
  • 30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins

With this Card, you get:

  • 2 points per $1 on eligible dining and delivery purchases in Canada
  • 2 points per dollar on eligible travel purchases charged to the Card
  • 1 point per $1 on all other purchases charged to the Card

You can use your Membership Rewards® points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
  • Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:

  • 100,000 Aeroplan points
  • 100,000 Avios
  • 100,000 Flying Blue Miles
  • 120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • An annual meal credit of $200
  • A $100 statement credit for NEXUS membership
  • Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
  • Hilton Honors Gold status
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels + Resorts program

Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$799
Additional card$250

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 2xTravel
  • 2xRestaurants
  • 1xAll spending

Value

1st Year Value$1,482
2nd Year Value$470

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Card benefits

Concierge service24/7
Airport lounge access$400
Travel creditsIncluded

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

A credit card with no-FX fee

Don’t forget to have a free credit card with you for your foreign currency transactions! That’s 2.5% savings on every transaction!

Here are the two best card s on the market for travelers:

Our credit card selection
Credit cardAnnual feeWelcome offer
Scotiabank Passport® Visa Infinite +* Card
Apply Now
Annual fee$150Welcome offer
Up to 35,000 pointsEnds Nov 1, 2026
Apply Now
SponsoredScotiabank Gold American Express® Card
Apply Now
Annual fee$120Welcome offer
Up to 50,000 pointsEnds Nov 1, 2026
Apply Now

Our featured card

Scotiabank Passport® Visa Infinite +* Card

ScotiabankScene+
Annual fee
$150
Our valuation
$350
Milesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 35,000 points
Ends Nov 1, 2026
Apply Now

on Scotiabank's website

With this welcome offer for the Scotiabank Passport Visa Infinite +* Card +* CardMC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.

Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.

With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.

These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.

The Scotiabank Passport Visa Infinite +* Card also offers:

  • No fees for foreign currency transactions
  • 6 complimentary airport VIP lounge passes
  • Excellent insurance for your travels and purchases
  • Visa Infinite* Concierge Services

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

Legal

* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:

$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;

$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;

$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;

$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);

$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;

$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.

Maximum potential value after the first year = $1,254 (rounded to $1,250)

The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.

1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.

In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.

Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.

Conditions for the annual 10,000 Scene+ points bonus:
As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.

Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.

Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.

Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.

Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.

Annual fee

Primary card$150
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

0%

Earning rate

  • 2xGroceries
  • 2xRestaurants
  • 2xTransit
  • 2xEntertainment
  • 1xAll spending

Value

1st Year Value$650
2nd Year Value$397

Card benefits

Concierge service24/7
Airport lounge access$240

Travel insurance

Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.