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Get up to $2,000 cash back with Qtrade Direct Investing (+ Qtrade Platform Review 2026)

Get up to $2,000 cash back with Qtrade Direct Investing (+ Qtrade Platform Review 2026)
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To invest in the stock market independently using company shares or exchange-traded funds (ETFs), you need an online brokerage account. Several platforms are available: those offered by major Canadian banks and independent ones such as Qtrade Direct Investing.

Whether you are a beginner, intermediate, or expert investor, Qtrade offers the tools, features, and support you need to achieve your goals. In this review, we explore the services offered, the types of investments available, the advantages and disadvantages, and much more.

What is Qtrade?

Qtrade Direct Investing (Qtrade) is an online brokerage platform that allows Canadian investors to invest in the stock market independently. It was founded in 2001 and is headquartered in Vancouver, Canada.

Vincent - 01 Qtrade

Qtrade offers a trading platform for independent investors and professionally designed, guided portfolios tailored to your financial goals. In this review, we focus primarily on the online brokerage platform, which has consistently ranked #1 among online investment platforms in Canada since its launch.

The Qtrade platform is available on desktop and mobile device, and enables trading in stocks, exchange-traded funds (ETFs), options, bonds, mutual funds, guaranteed investment certificates (GICs), and much more.

Qtrade, a division of the independent wealth management company Aviso Wealth, is a member of the Canadian Investor Protection Fund (CIPF) and regulated by the Canadian Investment Regulatory Organization (CIRO).

Qtrade – Special Offer

From May 1, 2026, to July 31, 2026, Qtrade is offering a beneficial promotion for new clients.

By opening and funding a new account, you can receive up to $2,000 in cash back on your deposits:

DepositsCash Back
$1,000 – $5,000$100
$5,001 – $50,000$250
$50,001 – $100,000$500
$100,001 – $200,000$1,000
$200,001 +$2,000

To qualify for this offer, you must:

  • Open a Qtrade account via the Milesopedia link by July 31, 2026;
  • Deposit new net funds into the new account before the deadline indicated by the offer;
  • Maintain the deposited funds for the required period;
  • Receive the cash back in your account according to the offer’s terms.
qtrade hiver 2026 fr

Qtrade Services

As mentioned above, Qtrade offers two main services for Canadian investors:

  • Qtrade Trading Platform
  • Qtrade Guided Portfolios

Qtrade Trading Platform

The Qtrade trading platform is an online brokerage platform for self-directed investors. It allows you to trade a wide variety of financial products, from stocks to bonds, across multiple account types in both Canadian and U.S. dollars.

Vincent - 02 Qtrade

Qtrade offers first-rate customer service and educational resources. In addition to offering tools to help you make the most of your investments, such as :

  • Portfolio Score
  • Portfolio Simulator
  • Portfolio Creator
  • Goal Planning

More recently, two new features have been launched on Qtrade Direct Investing :

  • My News: a personalized AI-based news feed for Canadian investors, in partnership with PersonaFin, that makes it easier for you to stay informed about the markets and make better decisions.
  • Options Lab: a tool for beginners and more experienced investors alike to simplify options strategies. After selecting a stock and answering a few questions, you’ll receive options strategies tailored to your objectives and risk tolerance.

Finally, Qtrade offers a trial account so you can discover the platform, features and analysis tools.

Qtrade Guided Portfolios

Qtrade Guided Portfolios are investment portfolios designed by professionals and tailored to your financial goals. It is an automated service that you don’t need to monitor or manage. Indeed, experts regularly monitor and rebalance your portfolio to ensure it continues to meet your needs. If any issues arise, you can always contact a customer service team.

Qtrade Account Types

A wide variety of investment accounts are available at Qtrade: non-registered and registered accounts. To start trading, there is no minimum deposit required. And all major trading accounts are available in Canadian or U.S. dollars.

Trading Accounts

With non-registered accounts, you can trade stocks and ETFs using a cash account, and also invest with leverage using a margin account.

  • Cash (offered in individual, joint, or group accounts)
  • Margin account

Registered Accounts

With registered accounts, you can grow your investments tax-free.

  • Tax-Free First Home Savings Account (FHSA)
  • Tax-Free Savings Account (TFSA)
  • RRSP (offered in individual or spousal accounts) and RRIF
  • LIRAs and LIFs
  • Registered Education Savings Plan (RESP)

Investment choices on Qtrade

The Qtrade trading platform provides access to a wide selection of investments:

  • Canadian and U.S. stocks
  • Canadian and U.S. ETFs
  • Mutual funds
  • Corporate and government bonds
  • New issues (IPO)
  • Guaranteed Investment Certificates (GICs)
  • Options (buying and selling)
  • Etc.

Fees for Using the Qtrade Trading Platform

Trading fees

  • Stocks: $0 commission
  • ETFs: $0 commission
  • Mutual Funds: $0 commission
  • Options: $0 commission (+$0.75 per contract)

Administration fees

  • Administration Fees: waived for all clients
  • Fees for registered U.S. dollar accounts: eliminated

Finally, clients with large portfolios or who trade frequently have access to the Investor Plus service.

Qtrade Customer Support

Qtrade offers quality customer service. In fact, Qtrade ranks first among online brokers when it comes to customer service.

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Qtrade Benefits

Benefits:

  • Quality customer service;
  • Commission-free stock and ETF trading;
  • No administration fees;
  • Wide variety of accounts offered: FHSA, TFSA, RRSP, RESP, margin, etc.
  • Trading accounts offered in Canadian or U.S. dollars.

How to open a Qtrade investment account?

To open your account, you need a government-issued ID, your Social Insurance Number, and information about your income and assets.

Then follow these steps:

  • Activate your account using the confirmation code you will receive by e-mail.
  • Select an account type and enter your personal information.
  • Confirm your identity.
  • Sign and submit your electronic application.
  • Wait for your application to be approved.

Conclusion

In summary, Qtrade is one of the best trading platforms in Canada. It allows Canadian investors to trade stocks and ETFs independently, as well as access other investment options. Qtrade is a secure platform, a member of the Canadian Investor Protection Fund (CIPF), and regulated by the Investment Industry Regulatory Organization of Canada (IIROC). Open your Qtrade account today and start investing!

Frequently Asked Questions

What is the Qtrade brokerage platform?

Qtrade is an online brokerage platform that allows you to invest in the stock market independently. It offers a trading platform for self-directed investors as well as guided portfolios designed by professionals.

Who owns Qtrade?

Qtrade is a division of Aviso Wealth, one of Canada’s largest independent wealth management companies with over $95 billion in assets.

Is Qtrade a secure platform?

Yes, Qtrade is a secure online brokerage platform. It has been in operation for over 20 years and is headquartered in Vancouver, Canada. Qtrade is a member of the CIPF and regulated by IIROC.

Is Qtrade available in Canada?

Yes, Qtrade is available in Canada. In fact, Qtrade is recognized as one of the best trading platforms in Canada.

Our featured card

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

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The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.