Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students)

Q: Which health insurance should I choose for visitors to Canada?

Choose soNomad , the Canadian insurance company with the lowest rates on the market. Their plans are designed for non-Canadian residents staying in Canada, whether for short or long stays. The protection is easy to renew if you extend your stay. There are no fees or penalties, and you can get a full refund of the unused portion if you leave early or cancel before arrival.

Travel insurance for visitors to Canada is essential coverage for anyone planning a stay in the world’s second-largest country.

Whether you’re an international student, a Super Visa holder or visiting on a Working Holiday Visa (WHV), health insurance will give you peace of mind.

soNomad offers travel insurance specially designed for visitors to Canada, providing comprehensive medical protection at an affordable price.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad-toronto

Health Insurance in Canada: Who Is Eligible for soNomad?

Health insurance from soNomad is designed for a wide range of travellers:

People visiting Canada for a long or short stay
Foreign students
Super visa holders
Visitors holding a Working Holiday Visa (WHV or EIC)
Foreign workers and newcomers to Canada waiting for their group insurance to take effect
Future Canadian residents waiting for official documents or private insurance to take effect

Even a Canadian returning to Canada after several years can take out Visitor to Canada insurance, while he or she re-enrols in his or her provincial health insurance plan.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - so-nomad-assurances-visiteurs-fr

soNomad Advantages: Why Choose This Health Insurance in Canada?

soNomad stands out for its competitive rates and extensive health insurance coverage.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - so-nomad-banniere-fr

Comprehensive, Affordable Protection

Medical costs in Canada are high for non-residents.Travel insurance for visitors to Canada from soNomad includes comprehensive emergency medical coverage, so that visitors receive the care they need without worrying about costs.

In the event of a critical situation, soNomad will cover the cost of repatriation or medical transport to ensure fast, efficient care.

Flexible Coverage Options

soNomad offers a range of coverage options tailored to the specific needs of visitors, whether for a short stay or an extended period. Different maximum coverage amounts are also available.

Coverage takes effect as soon as you arrive in Canada. It’s also easy to renew if you decide to stay longer, up to a maximum of two years.

If you decide to leave earlier than planned, you can even be reimbursed for the unused portion of the insurance. Similarly, if you cancel your trip in Canada, you can obtain a full refund of the policy, free of charge or penalty.

Quick and Easy Online Submission

Signing up for soNomad travel insurance couldn’t be easier! Go to their website, click on Get a quote, then fill in the short form.

Simply enter your country of residence, age and dates of travel to obtain coverage options and prices.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - so-nomad-assurances-soumission-fr

Health Insurance for Visitors to Canada – soNomad Coverage Details

soNomad insurance coverage includes:

Emergency medical and hospital care (doctors, laboratory tests, X-rays, etc.);
The care of a licensed professional for the treatment of a covered injury;
Prescription medication;
Up to three follow-up visits with a physician;
Emergency evacuation and repatriation;
Emergency dental expenses.

What’s more, your coverage continues to apply even if you travel outside Canada! A maximum of 30 days per policy or 49% of your trip in Canada applies.

If you have a stable pre-existing medical condition, you can still take out soNomad insurance and be covered under certain conditions.

Finally, several choices of maximum coverage ($25,000 to $300,000) and deductible ($0 to $5,000) are available.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad-couverture-medicale-fr

What Is the Difference Between Visitor to Canada Insurance and Super Visa Insurance?

The two coverages are very similar, but are aimed at different customer groups.

Visitor to Canada insurance is available to all travellers visiting Canada, for up to two years. The Visitor to Canada insurance policy is flexible, allowing you to choose the amount and duration of coverage.

Super Visa insurance is for Super Visa holders. The Canadian government requires these people to take out health insurance with a minimum coverage of $100,000 with a Canadian insurance company. The policy must be effective for at least one full year.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad2-fr

Health Insurance for Visitors to Canada – What Is the Price of soNomad Insurance?

Visitors to Canada insurance really is the most affordable on the market. Let’s run a few simulations to get an idea of coverage prices for two types of traveller.

Scenario 1: 20-year-old French citizen on a working holiday (IEC) in Canada for one year

Canada is a popular destination for French citizens on a working holiday. For example, for a 20-year-old French citizen on a one-year WHV, the costs of soNomad insurance would be as follows:

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad-soumission-pvt-fr

For basic coverage, with no pre-existing medical conditions and a maximum reimbursement of $25,000, the cost is just one dollar a day! A small price to pay for a worry-free trip.

Scenario 2: 65-year-old Indian citizen holding a super visa, awaiting immigration to Canada

In the case of a 65-year-old Indian citizen holding a Super Visa, the costs of coverage for one year would be as follows:

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad-soumission-super-visa-fr

Health Insurance for Visitors to Canada – How to Apply for soNomad Insurance?

soNomad insurance can be purchased easily online or over the phone. To purchase coverage via the online platform, you’ll need:

Personal information such as your name, date of birth and contact details (a Canadian address is required);
A credit card for payment.

Visitor Health Insurance in Canada: soNomad, the Affordable Solution (Working Holiday, Super Visa, Students) - sonomad3-fr

That’s all there is to it! It is possible to purchase coverage for another person if you have all the insured’s details.

Super visa holders wishing to take out a payment plan for the policy or for more than one year’s coverage should contact soNomad by phone at 1-855-360-7225 or fill in the online form and an agent will contact you.

Visitors to Canada – A Card for Your Banking Transactions

During your extended stay in Canada, you’ll probably need a card for your banking transactions. In Canada, prepaid credit cards do not require a Canadian social insurance number or credit file.

Take a look at the KOHO Extra Mastercard Prepaid Card, your best option!

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KOHO Prepaid Mastercard Extra Plan

KOHOCash Back

Annual fee: $144
Welcome offer: No current welcome offer

Special offer:

Enter the code KOHOMILES when applying for your card.
Get 3 months of Extra Plan for free ($18 off per month) and $20 cash back

The KOHO Prepaid Mastercard with Extra Plan (formerly KOHO Premium Prepaid Mastercard) gives you more cash back:

1.5% on food, drinks, groceries, and transportation
0.25% on all other purchases
Up to 5% cash back at selected partner merchants

Your funds earn 2.5% interest (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at Costco.

For your travels, take advantage of zero FX fees on foreign purchases.

Choose between two payment options for the Extra Plan:

$18/month, billed monthly
$144/year, billed annually (equivalent to $12/month)

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Only users who have successfully opened a new KOHO account are eligible for the offer. This offer is non-transferable and may only be used once per person. Offer does not apply to other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

Annual fee

Primary card$144

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

Earning rate

1.5xGroceries
1.5xTransit
1.5xGas & EV
0.25xAll spending

Value

1st Year Value$101

2nd Year Value$81

Bottom Line

Travel insurance for visitors to Canada from soNomad is a reliable, cost-effective solution for anyone who wants to enjoy their stay worry-free. With comprehensive coverage and flexible options, soNomad guarantees optimum protection against the unexpected.

So you can concentrate on discovering our magnificent country. Welcome to Canada!

Health Insurance in Canada – Frequently Asked Questions

Is travel insurance mandatory in Canada?

Although travel insurance is not systematically required to enter Canada, it is strongly recommended. Without insurance coverage, Canadian medical costs can be very high. In certain specific cases, such as for Super Visa applicants, insurance is mandatory.

How much does travel insurance for Canada cost?

The cost of travel insurance for Canada depends on several factors. The length of your stay is crucial: the longer you stay, the more expensive the insurance will be. Your age also influences the price, with older people often paying more due to higher risk. Lastly, the cost varies according to the guarantees chosen: broader coverage generally entails higher rates. For a personalized quote, visit the soNomad website.

Which health insurance should I choose for visitors to Canada?

Choose soNomad, the Canadian insurance company with the lowest rates on the market. Their plans are designed for non-Canadian residents staying in Canada, whether for short or long stays. The protection is easy to renew if you extend your stay. There are no fees or penalties, and you can get a full refund of the unused portion if you leave early or cancel before arrival.

What is the phone number to reach soNomad?

To purchase soNomad travel insurance or for any questions, the telephone number is 1-855-360-7225. For claims, the number is 1-833-945-9201.

When should I purchase health insurance before leaving for Canada?

We recommend that you take out your soNomad insurance 2 to 3 weeks before departure, to ensure that you receive your documents and understand your coverage. However, you can still take out insurance up to 30 days after your arrival in Canada, and coverage will take effect within 72 hours. For Super Visa holders, insurance must be taken out before applying for your visa, as it is one of the documents required by the Canadian government.

What’s the difference between soNomad and other insurers like Chapka or Globe Partner?

soNomad stands out for its particularly competitive rates: up to 40% less than some competitors. Unlike other insurers, soNomad allows you to travel outside Canada for up to 30 days or 49% of your stay at no extra charge. What’s more, soNomad offers a full refund if you cancel before your departure or leave early, with no fees or penalties. Finally, as a Canadian company, soNomad better understands the specifics of the local healthcare system and offers bilingual customer service based in Canada.

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Welcome offer: Up to 110,000 points; Ends Sep 22, 2026

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.