Desjardins Best Chequing Accounts

Discover the best Desjardins bank accounts, tailored to your financial needs. Compare the options, benefits, and services offered to optimize your money management and enjoy a rewarding banking experience.

How Do I Pay With a Credit Card on Accèsd Desjardins? - Desjardins Bank

Are you looking for information on an online Desjardins bank account and want to know if Desjardins is the right online bank for you? In this guide, you’ll learn everything about the Desjardins online Movement:

The best Desjardins bank account offers

Desjardins offers 3 levels of chequing accounts:

In addition, Desjardins offers chequing accounts for specific profiles:

Desjardins Essential Savings Account

The Desjardins Savings Account with Transactions is the essential account with which you can manage your finances with Desjardins Online. This chequing account is:

  • No interest paid on the account
  • No minimum monthly balance required
  • With applicable fees on current transactions applicables

The Desjardins Chequing Account for your US dollar transactions

With the Desjardins Growing Yield US Dollar Account, you can manage your finances for your US dollar transactions with Desjardins Online:

  • Interest-bearing Chequing Account
  • No service fees for your current transactions if minimum monthly balance of $1,000
  • Interest paid

The Desjardins Superior Yield Account

With the Desjardins High-Yield Account, you can manage your finances with Desjardins Online if you maintain a high balance:

  • Get a superior yield
  • No service fees for current transactions if minimum balance of $25,000
  • With interest rate paid, based on balance maintained

Our review of Desjardins Online Bank

In Quebec and elsewhere in Canada, Desjardins Online offers many banking services to its clients. By holding a Desjardins debit card (Desjardins access card), you can access Desjardins banking services.

Several online and mobile services are offered by Desjardins Bank in AccèsD.

AccèsD is the simplest and fastest Desjardins Internet and mobile service to manage your finances from anywhere, at any time, and securely. You can access automated phone services if you don’t have a computer.

Services provided include:

  • checking your account balances
  • paying your bills
  • repaying your line of credit
  • transferring funds

Desjardins’ online banking services offer is comprehensive, particularly in Quebec, with many Desjardins branches present and offers interesting solutions for young people and students.

The Best Desjardins Bank Accounts - Desjardins Bank Bonidollars

Online services offered by Desjardins

As a client of a Desjardins Caisse, you can benefit from many advantages:

  • Automated services available 24/7 on AccèsD free of charge across Canada and the United States
  • Viewing your Desjardins chequing or savings accounts and managing your accounts
  • Your financial transactions free of charge, anywhere in the world, at any time
  • Pay bills or send money from your Desjardins online account with Interac e-Transfer
  • Desjardins Mobile Services app for smartphones to manage your accounts anywhere
  • Place a stop payment on one or more pre-authorized payments or cheques
  • Sign up for direct deposit and receive money
  • Obtain a void cheque, order a chequebook, or view images of your cheques
  • Block your credit card, reactivate it, or request a replacement card if yours is defective
  • Get a budget management tool
  • Get a global overview of your insurance policies
  • Make investments

Frequently asked questions about Desjardins

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