Pros & Cons

Pros

  • +Welcome Bonus: Up to 12,500 points
  • +Purchase protection included
  • +No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements
  • A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)

With this CIBC Aventura Student Credit Card, you get:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores
  • 1 point per $2 spent on all other purchases†

What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. And this CIBC Student Credit Card offers some insurance coverage:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Rewards

All Spending

0.5x

CIBC Aventura pts per dollar

Groceries

1x

CIBC Aventura pts per dollar

Pharmacy

1x

CIBC Aventura pts per dollar

Gas

1x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.60¢3.6¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit0.5x
$100/month
Restaurants0.5x
$300/month
Pharmacy1x
$50/month
Travel0.5x
$150/month
Bills & recurring payments0.5x
$250/month
Telecom0.5x
$150/month
Entertainment & streaming0.5x
$100/month
Office supplies0.5x
$0/month
All other spending0.5x
$500/month

Points Earned

20,700

CIBC Aventura/yr

Estimated Value

$248

After Fees

+$248

1st Year Value

$398

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 0.5x600 pts
Restaurants$3,600/yr × 0.5x1,800 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 0.5x900 pts
Bills & recurring payments$3,000/yr × 0.5x1,500 pts
Telecom$1,800/yr × 0.5x900 pts
Entertainment & streaming$1,200/yr × 0.5x600 pts
All other spending$6,000/yr × 0.5x3,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year0.69x
Average earn rate on spend 1st year with welcome bonus1.11x
Total points earned on spend20,700 pts
Welcome bonus points+12,500 pts
  • Earn 2,500 CIBC Aventura
  • Earn 10,000 CIBC Aventura
Total points earned33,200 pts
Value of points accumulated in the first year$398

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Fees and interest rates

  • Annual Fee
    $0
  • Additional card fee
    $0
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    21.99%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Terms & Conditions

Card Features

Welcome Offer: Join and get up to $200 in value for no annual fee.

Here’s how it adds up:

  • Get up to 12,500 Aventura Points (up to $125 in travel value):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
    • 10,000 Aventura Points after you make your first purchase within first 4 months.
  • As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110).
  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $2 spent on all other purchases

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Related Cards

FAQ

What is the welcome offer for CIBC Aventura Visa* Card for Students?

The welcome offer for the CIBC Aventura® Visa* Card for students allows you to earn up to 12,500 Aventura points, equivalent to a value of up to $125 for your travels, with no annual fee.

How can I earn Aventura points at CIBC Aventura Visa* Card for Students?

You can earn up to 12,500 Aventura points as follows: 2,500 points by completing five activities within 60 days of account approval, and 10,000 points after your first purchase during the period covered by your first 4 monthly statements.

Do Aventura points from CIBC Aventura Visa* Card for Students expire?

No, your Aventura points don’t expire, allowing you to travel whenever it suits you.

How can I use my Aventura points at CIBC Aventura Visa* Card for Students?

You can redeem your Aventura points not only for travel, but also for hotel stays, car rentals, or use the Shop with Points and Pay with Points features.

How can students benefit from the SPC+ program at CIBC Aventura Visa* Card for Students?

Eligible students can get a free enrollment in the SPC+ program and access over 450 deals, significant discounts, special experiences, and exclusive gifts, by opting for the CIBC Aventura Visa* Card for Students.

How are Aventura points earned on CIBC Aventura Visa* Card for Students purchases?

You earn 1 Aventura point for every dollar of travel purchases made through the CIBC Rewards Centre, 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery stores and pharmacies, and 1 point for every $2 spent on all your other purchases.

Can Aventura points be used for expenses other than travel with CIBC Aventura Visa* Card for Students?

Yes, with CIBC Aventura Visa* Card for Students, you can redeem your Aventura points for more than just travel, including shopping with points and paying with points.

How can Aventura points be used for local travel with CIBC Aventura Visa* Card for Students?

Aventura points can be used for hotel stays and car rentals, providing options for weekend getaways or other local trips.

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