Amazing Offer: Get up to 130,000 points ($650) with this Card!
Scotiabank AMEX Gold FR
Scotiabank® Gold American Express® Card
  • Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
  • Enjoy no FX Mark-up
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
Value

$180

Welcome Bonus

25,000 points Ends Nov 1, 2020

Best For

Annual Fee

$120

Terms

Terms of the offer

  • Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
  • Enjoy no FX Mark-up
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of July 2, 2020. Subject to change.

 

 

Personal Income $12000
Household Income $12000
Annual Fee $120
First Additional Card $29
Other Additional Card $50
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%
Offer ends on Nov 1, 2020
Welcome Bonus 25,000 points
Minimum Spending Required $1000
Minimum Spending Timeframe 90
Rewards Type Travel points
Transferable Points Yes
Transfer Partners SCENE
Loyalty Program Scotia Rewards
All Spending 1 point / $
Local Transport 3 point / $
Restaurants 5 points / $
Groceries 5 points / $
Gas Stations 3 points / $
Food Delivery 5 point / $
Entertainment 5 points / $
Lounge Access Oui
Concierge Yes
Common Carrier Travel Accident Insurance Yes
Common Carrier Travel Accident Insurance Amount $500000
Common Carrier Travel Accident Insurance Details When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank® Gold American Express® Card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Flight Delay Insurance Yes
Flight Delay Insurance Amount $500
Flight Delay Insurance Details You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers. Simply charge at least 75% of the full cost of your tickets to your Scotiabank® Gold American Express® Card.
Delayed Baggage Insurance Yes
Delayed Baggage Amount $1000
Delayed Baggage Details When you purchase common carrier tickets with your Scotiabank® Gold American Express® Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank® Gold American Express® Card coverage will pay any benefit. The delayed luggage benefit is limited to $1 000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Lost/Stolen Baggage Insurance Yes
Lost/Stolen Baggage Insurance Amount $1000
Lost/Stolen Baggage Insurance Details When you purchase common carrier tickets with your Scotiabank® Gold American Express® Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank® Gold American Express® Card coverage will pay any benefit. The delayed luggage benefit is limited to $1 000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Trip Cancellation Insurance Yes
Trip Cancellation Insurance Amount Per Person $1500
Trip Cancellation Insurance Details The Scotiabank® Gold American Express® Card can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank® Gold American Express® Card.
Trip Interruption Insurance Yes
Trip Interruption Insurance Amount Per Person $1500
Trip Interruption Insurance Details The Scotiabank® Gold American Express® Card can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank® Gold American Express® Card.
Travel medical insurance up to 64 years old Yes
Travel medical insurance up to 64 years old - Duration 25
Travel medical insurance up to 64 years old - Details Oui
Travel medical insurance 65+ - Duration 3
Travel medical insurance 65+ - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Amount MSPP $65000
Auto Rental Loss/Insurance - Details When you charge the entire cost of car rental to your Scotiabank® Gold American Express® Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.
Hotel/Motel Burglary Insurance Yes
Hotel/Motel Burglary Insurance - Amount $1000
Hotel/Motel Burglary Insurance - Details When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank® Gold American Express® Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.
Purchase Protection Yes
Purchase Protection - Duration 90
Purchase Protection - Amount $500
Purchase Protection - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank® Gold American Express® Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank® Gold American Express® Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Price Protection - Details When you use your Scotiabank® Gold American Express® Card to buy an eligible new item in Canada that is offered for sale in Canada at a lower price within 60 days of your purchase, the Price Protection Service can pay you the price difference up to $100 per item and $500 per calendar year.
Extended Warranty Yes
Extended Warranty - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank® Gold American Express® Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank® Gold American Express® Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty - Duration 1
Insurance Document Learn More