Account Overview

The TD ePremium Savings Account is a no-monthly-fee online savings account, designed for people who keep a higher savings balance. It pays a more attractive interest rate on larger balances.

The boosted rate applies to balances above a certain threshold ($10,000); below that threshold, no interest is paid. It is therefore most worthwhile if you consistently keep a substantial amount of savings in the account.

The account has no monthly fee. Check the TD website for current rates and thresholds.

Pros & Cons

Pros

  • +No monthly fee

Cons

  • Low regular interest rate
  • ATM fees apply

Account Features

  • E-StatementNot included
  • Included transactionsNot specified
  • Unlimited Interac e-TransfersNot specified
  • ATM Fee (Canada)$2
  • ATM fee — United States$3
  • ATM fee — international$5

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*Conditions apply.

Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 TD. All trademarks are property of their respective owners.